As an iOS Developer at Melio you'll partner with our mobile team engineers, designers and product managers to take ownership of Melio’s iOS app, leveraging the mobile platform in order to make one of the fastest growing payments products in the US payments even more user-efficient and engaging.

Qualifications

• 4+ years experience in iOS programming
• Familiarity with design patterns
• Passion for high performance and user experience
• Experience in Swift programming
• Experience with SwiftUI
• Experience with building network based client-server apps
• Design, architecture, and problem-solving skills with a positive ‘can-do’ mindset
• Fast learner with ability to work both independently and within a team environment to accomplish goals and objectives
• Team player, passionate developer and self-motivated!

 Bonus Points:

Experience with testing

• Experience with Combine/RxSwift reactive programming
• Experience with CoreData framework
• Ability to work with vibecoding

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• Be part of a collaborative team of strong Mobile developers.
• Perform code reviews, evaluate implementations and provide feedback.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

LI:TG

We’re looking for a highly motivated, curious, and fast-learning Full Stack Engineer to join our team. In this role, you’ll work across frontend and backend systems, build user-facing features, and help shape the future of Melio’s B2B payments platform.

Qualifications:

• 1- 2 years of experience as a full-stack engineer working with both frontend and backend technologies.
• Experience working with React.
• Experience developing backend services and APIs using Node.js or Python.
• Experience building applications with JavaScript/TypeScript, HTML5, and CSS.
• Self-driven and highly motivated, with eagerness to learn and take ownership.

Bonus points:

• Familiarity with cloud environments, ideally AWS.
• Experience working with relational databases.
• Familiarity with testing frameworks (Jest, Cypress, Playwright, etc.).
• AI Coding experience (Cursor, CoPilot, or similar)

A day in the life and how you’ll make an impact:

• Each team member is an all-around player who influences the product, designing the overall experience and charges the development. 
• You’ll be using technologies like React, Node.js, AWS, and scalable databases to build a unique B2B payments experience.
• You’ll be surrounded by peers that are passionate about engineering craftsmanship, building an end-to-end product, mastering design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1

We're looking for a Senior Full Stack Engineer to join our team!

Qualifications:

• 7+ years of professional experience as a software engineer with frontend and backend development.
• Experience working with at least one of the following frameworks: React/Vue/Angular.
• A deep understanding of production systems and the architecture of web products.
• Excellent knowledge of JavaScript/html5/CSS.

Bonus points:

• Independent, fast learner, and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product, and our customers.
• 1+ years of experience with Node.js is a big advantage.

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• You’ll be using top technologies like React, Node.js, AWS, and scalable databases to build a unique experience in B2B payments.
• You should be passionate about engineering and building a product end-to-end, through the design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

#LI-TA1

We are looking for an experienced Senior Technical Services Engineer to join our dynamic team based in Israel. You will play a critical role in ensuring the smooth operation of our technical infrastructure and product flows. Your responsibilities will include providing tier 3 technical support for escalated issues, taking charge of building monitors, maintaining continuous vigilance over the production environment, and taking the lead in coordinating incident response efforts across different departments.

Qualifications:

• 5+ years of experience in Tier 3/4 Technical Support, Production Engineering, or a highly technical SRE-adjacent role.
• A strong technical background with proven experience in troubleshooting and debugging complex issues.
• Troubleshooting Specialist: Expert at using debugging tools, browser dev tools, Postman, and log aggregators (Datadog/Splunk/ELK).
• Experience in incident management, including leading cross-domain incident management efforts.
• SQL Expert: Strong proficiency in SQL with experience handling complex relational databases in a production setting.
• Proactive approach, taking the initiative to start processes and spot potential issues before they come up
• Proven ability to read and understand code (JS/TypeScript/Python) to assist in bug isolation.
• Incident Management: experience with managing the lifecycle of production incidents.
• Communication: English and Hebrew; ability to translate complex technical "noise" into clear, actionable signals for R&D.
• Ability to thrive in a fast-paced, dynamic environment.

Bonus points:

• Experience in the Fintech industry (understanding of ledgers, payments, or clearing).
• Familiarity with AWS Lambda and serverless architecture.
• Prior experience as a Software Developer who transitioned into high-level support/production engineering.

A day in the life and how you’ll make an impact:

• Lead cross-functional efforts to identify, analyze, and address intricate technical challenges, fostering seamless collaboration between various support teams and engineering units. Additionally, assume responsibility for addressing complex support tickets and ensuring adherence to stringent SLAs, all while maintaining a commitment to meeting service level objectives.
• Lead cross-functional efforts to tackle complex technical challenges, ensure smooth collaboration between support and engineering teams, handle complex support tickets, and meet SLAs.
• Continuously monitor diverse processes across our systems, proactively identifying potential issues before they escalate. Additionally, engage in thorough research of issues arising from these monitoring activities and collaborate closely with the R&D team to develop effective resolutions. Simultaneously, contribute to ongoing improvements to our monitoring systems to elevate their efficacy and reliability.
• Monitor system processes to spot potential issues early, research problems, collaborate with R&D for solutions, and enhance our monitoring systems.
• Take an active role in incident management efforts while also contributing to continuous improvements in R&D processes. Diligently track key metrics and maintain proactive oversight to ensure sustained optimization.
• Develop monitoring tools and drive process improvement initiatives to ensure smooth system operations and enhanced operational efficiency.

About Melio: 

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make a real, visible impact as we scale to reach millions more businesses.

About the Engineering department:
The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog

We’re looking for a Full-Stack Staff Engineer with a strong frontend orientation to drive technical excellence across Melio’s AR Platform group. You’ll take ownership of complex, high-impact infrastructure initiatives—elevating frontend and backend quality, improving performance and reliability, shaping our engineering standards, and enabling 2 teams to move faster with cleaner, scalable, partner-agnostic solutions.

Qualifications:

• 10+ years of experience building modern web applications in a full-stack environment.
• Deep expertise in TypeScript and React, including building scalable, reusable, and maintainable frontend architectures.
• Experience driving cross-group/R&D/company technical initiatives, from design to adoption.
• Experience developing backend services and APIs using Node.js, Python, or similar.
• Experience with testing frameworks (Jest, Cypress, Playwright).
• Demonstrated ability to craft smart, high-impact solutions that unblock teams and significantly accelerate delivery.
• Highly motivated, driven, and independent, with the ability to thrive in a dynamic environment.

Bonus points:

• Passion for clean abstractions, scalable frontend patterns, and long-term technical thinking.
• Experience with performance profiling, monitoring and observability across FE & BE.

A day in the life and how you’ll make an impact:

• Lead and execute complex infrastructure and platform projects that improve velocity and quality across 2 engineering teams.
• Design and build frontend platform tools that keep our partner-facing interfaces clean, generic, and fully extendable.
• Own cross-company technical challenges - performance, resilience, monitoring gaps, architectural bottlenecks - delivering long-term solutions.
• Collaborate with engineering leads and the group director as the go-to IC for hard technical problems and missing infra.
• Build shared full-stack services, libraries, and tools that elevate engineering standards and streamline development workflows.
  
  

About the hiring department: 

The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog. 

About Melio: 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

With offices in New York, Denver, and Tel Aviv, and a vibrant work culture, Melio is expanding every single day. We are a diverse group of people who love what we do and do what we love. If you are a driven and passionate team player, you will fit right in. We are an equal-opportunity employer and are always on the lookout for top-notch talent—please reach out if you would like to join us on this exciting journey!

Senior FullStack Engineer

Location: Hybrid in NYC (3 day in-office requirement)

Qualifications:

• 7+ years of professional experience as a software engineer with frontend and backend development. 
• 3+ years of hands-on experience with the React framework.
• 2+ years of experience with Node.js, Typescript
• 2+ years of experience with AWS, Lambda, and cloud architecture
• A deep understanding of production systems and the architecture of web products.
• Independent, fast learner and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product and our customers.

A day in the life and how you’ll make an impact:

• As a Senior Full Stack Engineer for Product Engineering, your day will be spent creating and maintaining the products that let our customers manage their business payments in new ways.
• We are building a platform that allows us to quickly iterate and launch custom solutions with high profile partners like Capital One and Shopify. We release features on an ongoing basis, build integrations, and develop tools that help us work more efficiently.
• You'll interact with various parts of the system, from the back-end to the front-end, hence your work will involve dealing with diverse data structures and user interfaces. You'll work with technologies like AWS Lambda, Node.js, TypeScript, React, and MySQL to make this possible. We’re building REST APIs that we use internally and share externally, and new products based on these.
• Cross-collaborate and discuss with other team members about current issues or future improvements, writing code to implement new features or fix bugs, conducting code reviews, and deploying updates.
• Having a continuous improvement mindset, you'll strive to identify areas for improvement in the codebase and propose actionable solutions. 
• This role will be vital to ensure we maintain the quality of our products, uptime and availability, and solving our users’ needs.

About the team:

The Partnerships Integration team works as a part of our Product Engineering group and acts as the gateway for Melio’s external partners. We maintain long-term relationships, and provide the features and tools that partners need to integrate with our platform. Our integrations enable partners to embed, white-label, or customize Melio’s payment capabilities, opening up new business opportunities.

We collaborate with different stakeholders to deliver seamless integrations, build trust with our partners, and push forward Melio’s mission of transforming business payments. We work with modern technologies, including React, Node.js, TypeScript, and AWS microservices, and we are agile and collaborative, constantly looking for ways to improve our partner experience, product reliability, and codebase.

In this team, you’ll be part of a high-performance culture that values innovation, problem-solving, and teamwork.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. The annual base salary range for this position is $170,000-$200,000
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matchings: Feel the investment of working at a fast growing company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

We’re looking for an Engineering Manager to lead the Compliance team, within our Risk Infra group. The Risk Infra group builds the foundational systems that enable all of Melio’s fraud and compliance defenses.

Join Melio’s Compliance team to build the high-scale distributed systems that protect billions of dollars in transactions. You will lead a high-performing engineering squad that views Compliance not as a manual bottleneck, but as a cutting-edge technical engine for hyper-growth. By architecting mission-critical systems for automated KYC, AML, global sanctions screening, and policy enforcement, you’ll directly enable the company to scale safely across global markets. This is a unique opportunity to tackle high-scale system complexities and apply GenAI to high-stakes regulatory landscapes where your code directly impacts the bottom line by mitigating financial risk and unlocking new revenue streams. We are looking for a visionary leader who views robust compliance as a competitive advantage and a world-class engineering challenge.

What you will do?

Lead and mentor a squad of backend engineers to deliver high-quality code, fostering a culture of technical excellence, rapid iteration, and end-to-end ownership. You will design low-latency, high-concurrency systems for sub-second risk assessments and automated decision-making, supporting hyper-growth without compromising regulatory needs or user experience.

Partner closely with Compliance analysts and governance experts to translate complex regulatory insights and global policies into resilient, fault-tolerant distributed logic. You will be responsible for balancing the immediate need for risk mitigation with long-term architectural scalability and stability.

Qualifications: 

• 5+ years of professional experience as a backend oriented software engineer.
• 3+ years experience managing a team of engineers.
• A deep understanding of production systems and the architecture of distributed systems.
• Comfortable working in a fast-paced, dynamic environment and adapting quickly to changing priorities.
• A reliable peer, with a strong sense of ownership, a can-do attitude and excellent collaboration and communication skills.
• A bar raiser, passionate for mentoring and personal growth processes.

Bonus points:

• Experience in the Fintech or Risk domain - especially compliance
• Experience with AWS infrastructure

A day in the life and how you’ll make an impact:

A day in the life includes leading a team of backend engineers while staying hands-on with technical work. You'll collaborate with Product and Analytics and many other teams, groups and functions to define and deliver impactful projects, set goals and priorities, and ensure smooth execution of the roadmap. You'll also play a key role in hiring and team growth, supporting your engineers’ development through mentorship and ongoing feedback. Along the way, you'll dive into Melio’s fraud detection domain, helping shape the architecture and logic behind our decision systems.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1

We are looking for a Full-Stack Software Engineer to join our team!

Qualifications:

• 4 years of Front End experience, utilizing React and Typescript
• At least 1 year of Back End engineering experience, utilizing Node.js.
• At least 1 year of experience utilizing SQL databases.
• Experience designing and delivering features end-to-end for production web systems

Bonus points:

• Experience working with AWS.
• Experience with writing tests (Jest, Cypress, Playwright).
• Independent, fast learner, and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product, and our customers.

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• You’ll be using top technologies like React, Node.js, AWS, and scalable databases to build a unique experience in B2B payments.
• You should be passionate about engineering and building a product end-to-end, through the design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1