As an iOS Developer at Melio you'll partner with our mobile team engineers, designers and product managers to take ownership of Melio’s iOS app, leveraging the mobile platform in order to make one of the fastest growing payments products in the US payments even more user-efficient and engaging.

Qualifications

• 4+ years experience in iOS programming
• Familiarity with design patterns
• Passion for high performance and user experience
• Experience in Swift programming
• Experience with SwiftUI
• Experience with building network based client-server apps
• Design, architecture, and problem-solving skills with a positive ‘can-do’ mindset
• Fast learner with ability to work both independently and within a team environment to accomplish goals and objectives
• Team player, passionate developer and self-motivated!

 Bonus Points:

Experience with testing

• Experience with Combine/RxSwift reactive programming
• Experience with CoreData framework
• Ability to work with vibecoding

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• Be part of a collaborative team of strong Mobile developers.
• Perform code reviews, evaluate implementations and provide feedback.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

LI:TG

We’re looking for a highly motivated, curious, and fast-learning Full Stack Engineer to join our team. In this role, you’ll work across frontend and backend systems, build user-facing features, and help shape the future of Melio’s B2B payments platform.

Qualifications:

• 1- 2 years of experience as a full-stack engineer working with both frontend and backend technologies.
• Experience working with React.
• Experience developing backend services and APIs using Node.js or Python.
• Experience building applications with JavaScript/TypeScript, HTML5, and CSS.
• Self-driven and highly motivated, with eagerness to learn and take ownership.

Bonus points:

• Familiarity with cloud environments, ideally AWS.
• Experience working with relational databases.
• Familiarity with testing frameworks (Jest, Cypress, Playwright, etc.).
• AI Coding experience (Cursor, CoPilot, or similar)

A day in the life and how you’ll make an impact:

• Each team member is an all-around player who influences the product, designing the overall experience and charges the development. 
• You’ll be using technologies like React, Node.js, AWS, and scalable databases to build a unique B2B payments experience.
• You’ll be surrounded by peers that are passionate about engineering craftsmanship, building an end-to-end product, mastering design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1

Melio’s innovative platform has created new and exciting ways to engage US small businesses in the payments ecosystem; and as with any financial innovation, this has also introduced threats and vulnerabilities. The Risk & Compliance Team works to protect Melio’s platform and users from fraudulent, abusive and prohibited activity. We work cross-functionally, alongside multiple business lines within the company, to ensure our products and movement of money remain compliant with local regulations, as well as keeping our users safe. Our Team plays a critical role in maintaining Melio’s reputation, financial stability, and operational continuity.

As a KYC Analyst you’d be joining the team working behind the scenes to protect Melio from bad actors; managing the risks that might have adverse impacts on our product, financials and our ability to meet client needs. This includes the onboarding, periodic reviews and enhanced due diligence of existing and potential Melio users. You’ll also be evaluating the verticals we work with to understand their unique profiles and exposures.  

Qualifications: 

• 1+ years experience in FinTech or other closely regulated industry
• Bachelor’s degree or relevant work experience;
• Professional English skills 
• A comprehensive understanding of US Regulations KYC Regulations;
• Ability to manage and prioritize simultaneous projects, related to different stakeholders, internal and external to company
• Excellent interpersonal, verbal, and communication skills, strong professional presence to support regular interactions with senior management
• Strong research and analytical skills
• Ability to anticipate and proactively initiate future projects 
• Ability to work on site, central Tel Aviv office, at least 3 days per week

A day in the life and how you'll make an impact: 

• Help safeguard Melio's financial integrity, conducting daily reviews and follow-ups to keep us compliant with regulatory KYC requirements
• Dig into the details by performing both basic and enhanced due diligence screenings on new and existing Melio customers, building a clearer picture of who we're working with
• Connect the dots across customer data, documentation, and negative news to assess risk profiles in line with internal and external KYC regulations
• Own the paper trail, documenting and maintaining all due diligence evidence, RFIs, and internal communications to ensure full visibility at all times
• Spot the signals that matter, escalating accounts where actual activity doesn't match expectations, and flagging broader issues to management with clear context and sound judgment
• Help sharpen our tools by contributing to QA and monitoring of relevant system rules and features
• Dive into ad hoc projects that stretch your skills and make a real impact across the team

About the hiring department:

The Risk & Compliance department protects Melio's platform, reputation, and users from fraud, abuse, and financial crime.

As part of Xero, our responsibility has grown: we're now safeguarding not just Melio's payment flows, but the broader integrated financial ecosystem that millions of businesses depend on. This means implementing sophisticated controls, monitoring for emerging threats, and ensuring compliance across multiple regulatory frameworks.

We identify risks before they become problems, design systems to prevent fraud at scale, and ensure that every user and transaction on our platform is legitimate. We balance security with user experience—keeping bad actors out while making the platform seamless for legitimate businesses.

As fintech continues to evolve and fraud techniques become more sophisticated, our work is more critical than ever. You'll use data science, machine learning, and good old-fashioned investigative skills to stay ahead of threats.

If you want to be the shield that protects millions of small businesses, we need you.

About Melio

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

We're looking for a highly motivated Senior FP&A Analyst to join our finance team.

As a key financial position supporting our fast-growing company, you will gain exposure to all aspects of finance.

Qualifications:

• 4-5+ years of experience in an analytical position in high-tech companies. Extensive knowledge of Excel (Pivot table, data formulas, etc).
• Proven experience in economic modeling
• Fast learner of business knowledge and for grasping the concept of new modeling software
• Outstanding communication and interpersonal skills.
• Excellent organizational skills with an ability to think proactively and prioritize work.
• Independent
• Be a business partner to functional owners throughout the organization; provide value-added insights to enable senior management optimization of actual spend.
• A sharp eye for detail with the ability to audit others' work, identify potential efficiencies, and implement improvements to existing modeling processes.
• High level of accuracy, efficiency, and accountability.
• Fluency in English (spoken and written).

Bonus points:

Experience in the Fintech industry
Familiar with FP&A tools like Pigment or Anaplan

.

A day in the life and how you’ll make an impact:

• Lead financial models to support forecasts and various ad-hoc requests, providing added-value insights to management to support business decisions.
• Analyze the business activity and trends.
• Building and maintaining yearly budget and rolling forecast.
• Generating periodical financial packages, analyzing the company's results
• Working closely with different budget owners

About Melio:

Melio, now part of Xero, is building the future of business payments for small businesses across America. Following our acquisition by Xero, the leading accounting software for small business, we're combining Melio's industry-leading bill pay solution with Xero's powerful accounting tools to transform how millions of small businesses manage their finances.

As the fastest-growing B2B payment platform in the US, processing over $100B annually for more than 100,000 businesses, we're just getting started. Together with Xero, we're creating a seamless financial ecosystem that lets small business owners spend less time on back-office tasks and more time doing what they love.

With offices in New York and Tel Aviv, Melio offers a vibrant, collaborative culture where your work directly impacts millions of small businesses. We're a diverse team of passionate individuals who believe in moving fast, thinking big, and building products that truly matter. If you're ready to help us dominate the US SMB market while being part of something transformative, we'd love to hear from you.

About the hiring department:

The Finance department actively participates in designing features, managing the flow of funds, and making decisions. We monitor Melio’s gross profit and monitor financial data closely.
As part of a finance team within a tech company, you’ll have a unique opportunity to make a real impact on Melio, its product, and our users and help the company scale.
We support Melio’s fast growth and manage all aspects of finance. We constantly improve our procedures, controls, and reports to help Melio reach new heights.

We're looking for a Senior Full Stack Engineer to join our team!

Qualifications:

• 7+ years of professional experience as a software engineer with frontend and backend development.
• Experience working with at least one of the following frameworks: React/Vue/Angular.
• A deep understanding of production systems and the architecture of web products.
• Excellent knowledge of JavaScript/html5/CSS.

Bonus points:

• Independent, fast learner, and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product, and our customers.
• 1+ years of experience with Node.js is a big advantage.

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• You’ll be using top technologies like React, Node.js, AWS, and scalable databases to build a unique experience in B2B payments.
• You should be passionate about engineering and building a product end-to-end, through the design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

#LI-TA1

We are looking for an experienced Senior Technical Services Engineer to join our dynamic team based in Israel. You will play a critical role in ensuring the smooth operation of our technical infrastructure and product flows. Your responsibilities will include providing tier 3 technical support for escalated issues, taking charge of building monitors, maintaining continuous vigilance over the production environment, and taking the lead in coordinating incident response efforts across different departments.

Qualifications:

• 5+ years of experience in Tier 3/4 Technical Support, Production Engineering, or a highly technical SRE-adjacent role.
• A strong technical background with proven experience in troubleshooting and debugging complex issues.
• Troubleshooting Specialist: Expert at using debugging tools, browser dev tools, Postman, and log aggregators (Datadog/Splunk/ELK).
• Experience in incident management, including leading cross-domain incident management efforts.
• SQL Expert: Strong proficiency in SQL with experience handling complex relational databases in a production setting.
• Proactive approach, taking the initiative to start processes and spot potential issues before they come up
• Proven ability to read and understand code (JS/TypeScript/Python) to assist in bug isolation.
• Incident Management: experience with managing the lifecycle of production incidents.
• Communication: English and Hebrew; ability to translate complex technical "noise" into clear, actionable signals for R&D.
• Ability to thrive in a fast-paced, dynamic environment.

Bonus points:

• Experience in the Fintech industry (understanding of ledgers, payments, or clearing).
• Familiarity with AWS Lambda and serverless architecture.
• Prior experience as a Software Developer who transitioned into high-level support/production engineering.

A day in the life and how you’ll make an impact:

• Lead cross-functional efforts to identify, analyze, and address intricate technical challenges, fostering seamless collaboration between various support teams and engineering units. Additionally, assume responsibility for addressing complex support tickets and ensuring adherence to stringent SLAs, all while maintaining a commitment to meeting service level objectives.
• Lead cross-functional efforts to tackle complex technical challenges, ensure smooth collaboration between support and engineering teams, handle complex support tickets, and meet SLAs.
• Continuously monitor diverse processes across our systems, proactively identifying potential issues before they escalate. Additionally, engage in thorough research of issues arising from these monitoring activities and collaborate closely with the R&D team to develop effective resolutions. Simultaneously, contribute to ongoing improvements to our monitoring systems to elevate their efficacy and reliability.
• Monitor system processes to spot potential issues early, research problems, collaborate with R&D for solutions, and enhance our monitoring systems.
• Take an active role in incident management efforts while also contributing to continuous improvements in R&D processes. Diligently track key metrics and maintain proactive oversight to ensure sustained optimization.
• Develop monitoring tools and drive process improvement initiatives to ensure smooth system operations and enhanced operational efficiency.

About Melio: 

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make a real, visible impact as we scale to reach millions more businesses.

About the Engineering department:
The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog

As a Retention Marketing Manager, you will be joining our Growth team and contributing to our company's success. We are looking for a passionate teammate to support our retention and activation efforts. Your mission will be focused on creating high-quality marketing campaigns, aiming to educate and increase the engagement of our users across the customer lifecycle.

This is a Temporary position for 6-9 Months 

Qualifications:

• 2-4 years of relevant experience.
• Excellent English and communication skills.
• Firm understanding of segmentation, messaging and strategy.
• Experience in creating lifecycle email flows.
• Solid understanding of both technical and creative sides of email marketing and marketing concepts.
• Data driven, continually seeking to innovate to drive improved results.
• Ability to multitask and meet tight deadlines.
• Flexibility and ability to adapt in fast-paced environments.

Bonus points: 

• Hands-on experience with HTML, or equivalent experience working with developers to create responsive email templates that look great across email clients - Advantage.
• Familiarity with Salesforce and Pardot - Advantage.
• Experienced at delivering multi-channel campaigns - Advantage.

A Day in A life and How You’ll Make An impact 

• Customer Journey Mapping - Analyzing touch points within the organization and capitalizing on commercial opportunities.
• Initiate & manage engagement, retention and email campaigns from A to Z: planning, execution, analysis and optimization of both one-time and lifecycle campaigns, including segmentation, content, design and deliverability. Work closely with internal teams including product teams, designers, copywriters, etc. to create high quality, effective marketing materials that align with the overall brand and product strategy.
• Analyze, monitor and optimize key performance metrics on a weekly, monthly and quarterly basis and communicate the results and conclusions to management.
• Identify and implement new tests and strategies, continually seeking to innovate to drive improved results

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

About The Hiring Department: 

The Growth department consists of two teams: Brand and Performance. We're responsible for expanding Melio's reach and ensuring our product resonates with small businesses across America.
With Xero's acquisition, our mission has evolved: we're not just growing Melio—we're establishing the Melio-Xero combination as the dominant financial platform for US small businesses. This means bigger campaigns, broader audiences, more creative storytelling, and unprecedented resources to make it happen.
You'll be involved in everything from market research and competitive analysis to campaign execution, content creation, and partnership marketing. We work closely with Product, Design, and cross-functional teams to ensure we're positioning our solutions effectively and reaching the right audiences with the right message.
We're the ones making sure small businesses discover Melio, understand its value, and keep coming back. With Xero's global expertise and Melio's startup agility, we're building growth engines at a scale few companies can match.
If you want to drive growth for products that genuinely help people, with real budget and real impact, join us.

As the Director of FP&A, you’ll have the unique opportunity to lead the team that shapes Melio’s financial narrative and helps the company scale within the global Xero ecosystem. 
You will be a key driver in how our finance team operates, ensuring we maintain our startup velocity while meeting the requirements of a global corporate leader.
Our team takes an active role in designing features, managing the flow of funds, and plays a material role in decision-making. You’ll lead our global FP&A team (across both our Israel HQ and NY offices).

Qualifications:

• 10+ years of relevant professional experience in FP&A.
• The Hybrid Edge: Proven experience working in both high-growth startups and established global corporate environments or public companies.
• Demonstrated leadership: Experience managing and developing a global team of managers and senior associates.
• 360 business view: Superior analytical skills with the ability to see how operational changes impact the bottom line.
• Hands-on Modeler: Extensive experience in financial model building and the ability to mentor others in technical excellence.
• Fast-Paced Execution: Ability to work in a high-pressure environment, managing startup agility alongside tight corporate deadlines.
• Fluency in English (spoken and written).

Bonus Points:

• Experience from a fintech / payments company.
• Experience with FP&A systems implementation (Pigment, Anaplan, etc.).
• Experience navigating the financial integration of a subsidiary into a parent company.

A Day in the life and how you will make an impact:

• Lead the Team: Manage and develop our global FP&A team, overseeing the managers and associates responsible for Top-line and OpEx.
• Own the Top-Line: Drive the forecasting and analysis for Total Payment Volume (TPV), Transaction Revenue, Subscription revenue and Float, identifying trends and growth opportunities.
• Data & Product Collaboration: Work in tandem with our Data Analytics team (reporting to the VP of Product and Data) to align on and refine models such as LTV/CAC, payback periods, and cohort analysis to drive strategic decisions.
• Manage the P&L budget and Forecasts: Build and maintain the yearly budget, rolling forecasts, and long-term models for the company.
• Elevate BVA: Oversee the monthly and quarterly BVA analysis, providing senior management with clear financial insights and actionable recommendations.
• Strategic Partnership: Be a business partner to functional owners across Melio and Xero, ensuring actual spending is optimized and aligned with our growth targets.

Finance Department

The Finance department plays a strategic role in shaping Melio's future. We're deeply involved in product design, fund flow management, financial modeling, and decision-making at the highest levels.
Now as part of Xero, our responsibilities have expanded to support not just Melio's rapid growth, but the broader integration and expansion strategy across the US market. We monitor performance metrics, model business scenarios, manage cross-border financial operations, and ensure we're building a sustainable, scalable business.We're constantly improving our procedures, controls, and reporting systems to support our ambitious growth targets. You'll work alongside product, engineering, and business teams—making this a uniquely collaborative finance role where you're a strategic partner, not just a number-cruncher.

About Melio:

Melio, now part of Xero, is building the future of business payments for small businesses across America. Following our acquisition by Xero, the leading accounting software for small business, we're combining Melio's industry-leading bill pay solution with Xero's powerful accounting tools to transform how millions of small businesses manage their finances.
As the fastest-growing B2B payment platform in the US, processing over $100B annually for more than 100,000 businesses, we're just getting started. Together with Xero, we're creating a seamless financial ecosystem that lets small business owners spend less time on back-office tasks and more time doing what they love.
With offices in New York and Tel Aviv, Melio offers a vibrant, collaborative culture where your work directly impacts millions of small businesses. We're a diverse team of passionate individuals who believe in moving fast, thinking big, and building products that truly matter. If you're ready to help us dominate the US SMB market while being part of something transformative, we'd love to hear from you.

As our new Senior Product Designer at Melio, you will be instrumental in solving complex problems for our global users,  setting the standards for UI components, interaction patterns, and product and visual design. You should have deep empathy for users and a strong commitment to user-centered design principles.

You will take ownership end to end, from research through prototyping to design and usability testing, and partnering with product managers, engineers, and content strategists to oversee people's experience with the product from conception to launch. You will design flows and experiences that are incredibly simple and elegant.

Please submit your portfolio or work samples as part of the application process.

Qualifications:

• 5+ years of demonstrated experience with end-to-end (hybrid UX and UI) product design in a software product company
• Excellent communication skills (able to clearly articulate design decisions)
• A strong design point-of-view and a high level of comfort with opposing opinions
• Experience participating in and facilitating design research, design sprints & ideation sessions
• Demonstrated experience in building and shipping applications or software (mobile/web)
• Experience working from and contributing to established design systems/design language
• Ability to handle complex user requirements and translate them into coherent design solutions. 
• User-Centered Mindset: Ability to advocate for user needs throughout the design and development process.
• Strong problem-solving skills, fast learning, and an ability to work with data
• An understanding of the product life cycle, from research through prototyping to design & usability testing
• Experience designing for diverse groups of people (international audiences)
• The ability to think and envision how things should work/move/interact with users to create delightful experiences
• Extensive mastery of Figma/Sketch/InVision and other prototyping tools

Bonus points:

• Expertise in data visualization and hierarchy within workflows. Expertise in creating coherent and readable information
• Experience in creating tools for B2B enterprise solutions
• Experience in fintech
• Having a Bachelor of Design in Visual Communication isn’t a must, but it’ll definitely count in your favor.

How is your day going to look? What you will be doing? 

• Taking broad, conceptual ideas and turning them into something useful and valuable for our users
• Emphasizing a strong product strategy and vision (not just 'how should this look' but also 'what should we build next') to meet and enhance business goals across the company.
• Designing flows and experiences that are incredibly simple and elegant
• Taking part in defining a design system to be used across multiple products and platforms
• Contributing to high-level strategic decisions with the rest of the product and executive teams
• Giving and soliciting feedback from other designers to continually reiterate and improve
• Partnering cross-functionally to oversee people's experience with the product from conception to launch.

About Melio: 

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

We’re looking for a Full-Stack Staff Engineer with a strong frontend orientation to drive technical excellence across Melio’s AR Platform group. You’ll take ownership of complex, high-impact infrastructure initiatives—elevating frontend and backend quality, improving performance and reliability, shaping our engineering standards, and enabling 2 teams to move faster with cleaner, scalable, partner-agnostic solutions.

Qualifications:

• 10+ years of experience building modern web applications in a full-stack environment.
• Deep expertise in TypeScript and React, including building scalable, reusable, and maintainable frontend architectures.
• Experience driving cross-group/R&D/company technical initiatives, from design to adoption.
• Experience developing backend services and APIs using Node.js, Python, or similar.
• Experience with testing frameworks (Jest, Cypress, Playwright).
• Demonstrated ability to craft smart, high-impact solutions that unblock teams and significantly accelerate delivery.
• Highly motivated, driven, and independent, with the ability to thrive in a dynamic environment.

Bonus points:

• Passion for clean abstractions, scalable frontend patterns, and long-term technical thinking.
• Experience with performance profiling, monitoring and observability across FE & BE.

A day in the life and how you’ll make an impact:

• Lead and execute complex infrastructure and platform projects that improve velocity and quality across 2 engineering teams.
• Design and build frontend platform tools that keep our partner-facing interfaces clean, generic, and fully extendable.
• Own cross-company technical challenges - performance, resilience, monitoring gaps, architectural bottlenecks - delivering long-term solutions.
• Collaborate with engineering leads and the group director as the go-to IC for hard technical problems and missing infra.
• Build shared full-stack services, libraries, and tools that elevate engineering standards and streamline development workflows.
  
  

About the hiring department: 

The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog. 

About Melio: 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

With offices in New York, Denver, and Tel Aviv, and a vibrant work culture, Melio is expanding every single day. We are a diverse group of people who love what we do and do what we love. If you are a driven and passionate team player, you will fit right in. We are an equal-opportunity employer and are always on the lookout for top-notch talent—please reach out if you would like to join us on this exciting journey!

We’re looking for an Engineering Manager to lead the Compliance team, within our Risk Infra group. The Risk Infra group builds the foundational systems that enable all of Melio’s fraud and compliance defenses.

Join Melio’s Compliance team to build the high-scale distributed systems that protect billions of dollars in transactions. You will lead a high-performing engineering squad that views Compliance not as a manual bottleneck, but as a cutting-edge technical engine for hyper-growth. By architecting mission-critical systems for automated KYC, AML, global sanctions screening, and policy enforcement, you’ll directly enable the company to scale safely across global markets. This is a unique opportunity to tackle high-scale system complexities and apply GenAI to high-stakes regulatory landscapes where your code directly impacts the bottom line by mitigating financial risk and unlocking new revenue streams. We are looking for a visionary leader who views robust compliance as a competitive advantage and a world-class engineering challenge.

What you will do?

Lead and mentor a squad of backend engineers to deliver high-quality code, fostering a culture of technical excellence, rapid iteration, and end-to-end ownership. You will design low-latency, high-concurrency systems for sub-second risk assessments and automated decision-making, supporting hyper-growth without compromising regulatory needs or user experience.

Partner closely with Compliance analysts and governance experts to translate complex regulatory insights and global policies into resilient, fault-tolerant distributed logic. You will be responsible for balancing the immediate need for risk mitigation with long-term architectural scalability and stability.

Qualifications: 

• 5+ years of professional experience as a backend oriented software engineer.
• 3+ years experience managing a team of engineers.
• A deep understanding of production systems and the architecture of distributed systems.
• Comfortable working in a fast-paced, dynamic environment and adapting quickly to changing priorities.
• A reliable peer, with a strong sense of ownership, a can-do attitude and excellent collaboration and communication skills.
• A bar raiser, passionate for mentoring and personal growth processes.

Bonus points:

• Experience in the Fintech or Risk domain - especially compliance
• Experience with AWS infrastructure

A day in the life and how you’ll make an impact:

A day in the life includes leading a team of backend engineers while staying hands-on with technical work. You'll collaborate with Product and Analytics and many other teams, groups and functions to define and deliver impactful projects, set goals and priorities, and ensure smooth execution of the roadmap. You'll also play a key role in hiring and team growth, supporting your engineers’ development through mentorship and ongoing feedback. Along the way, you'll dive into Melio’s fraud detection domain, helping shape the architecture and logic behind our decision systems.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1

As a Data Analyst at Melio you will be working with colleagues from various disciplines, such as - Product, Engineering, Marketing, Sales, Customer Success, Risk, Data Scientists within the team and other Data Analysts - on their KPIs, the way they observe information and the hardest questions each team is facing in order to drive insights and keep Melio a data driven company. You will play a key role in the ability of each team at Melio to keep scaling!

Minimum qualifications to apply for this role:

• 5+ years of experience as a Data Analyst
• SQL at a high level is mandatory
• An ability to understand complex ideas and simplify them to relevant stakeholders.
• Team player, effective interpersonal skills and good vibes. Manage relationships with key partners across different functions, ability to work independently
• Experience in fast-paced, high-intensity work environment
• Experience in BI tools such as Tableau, Redash or similar
• Experience in data modeling and data warehousing 

Preferred qualifications (If you have those, we see it as advantage, but it's not a must)

• Experience in Python
• B.S in one of the following: Industrial Engineering, Statistics, Mathematics, Economics, or a related field.

How your day is going to look, what you will be doing? 

- Helping each team to take decisions based on data by:

• Identify, analyze, and interpret trends or patterns in complex data sets to drive actionable insights
• Define and implement KPIs across different teams
• Accompany product features from tech design to feature performance
• Translate product/business requirements to analytical logics, and create a very clear visualization which "tells the story" using a BI tool or other platform.

About Melio: 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

With offices in New York, Denver, and Tel Aviv, and a vibrant work culture, Melio is expanding every single day. We are a diverse group of people who love what we do and do what we love. If you are a driven and passionate team player, you will fit right in. We are an equal-opportunity employer and are always on the lookout for top-notch talent—please reach out if you would like to join us on this exciting journey!

About the hiring department:

The Data department at Melio collaborates with colleagues from various disciplines—Research Engineers, Analysts, and other Data Scientists—on statistical methods and machine learning techniques (both supervised and unsupervised) in order to develop classification and anomaly detection algorithms. 

We're the ones making sure the company is meeting its goals by extracting valuable insights from highly complex data. We ask the right questions and find the right answers all in a fast-paced, results, marketing and data-oriented environment. 

As part of a data team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale

#LI-TG1

We are looking for a Full-Stack Software Engineer to join our team!

Qualifications:

• 4 years of Front End experience, utilizing React and Typescript
• At least 1 year of Back End engineering experience, utilizing Node.js.
• At least 1 year of experience utilizing SQL databases.
• Experience designing and delivering features end-to-end for production web systems

Bonus points:

• Experience working with AWS.
• Experience with writing tests (Jest, Cypress, Playwright).
• Independent, fast learner, and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product, and our customers.

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• You’ll be using top technologies like React, Node.js, AWS, and scalable databases to build a unique experience in B2B payments.
• You should be passionate about engineering and building a product end-to-end, through the design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1