As an iOS Developer at Melio you'll partner with our mobile team engineers, designers and product managers to take ownership of Melio’s iOS app, leveraging the mobile platform in order to make one of the fastest growing payments products in the US payments even more user-efficient and engaging.

Qualifications

• 4+ years experience in iOS programming
• Familiarity with design patterns
• Passion for high performance and user experience
• Experience in Swift programming
• Experience with SwiftUI
• Experience with building network based client-server apps
• Design, architecture, and problem-solving skills with a positive ‘can-do’ mindset
• Fast learner with ability to work both independently and within a team environment to accomplish goals and objectives
• Team player, passionate developer and self-motivated!

 Bonus Points:

Experience with testing

• Experience with Combine/RxSwift reactive programming
• Experience with CoreData framework
• Ability to work with vibecoding

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• Be part of a collaborative team of strong Mobile developers.
• Perform code reviews, evaluate implementations and provide feedback.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

LI:TG

We’re looking for a highly motivated, curious, and fast-learning Full Stack Engineer to join our team. In this role, you’ll work across frontend and backend systems, build user-facing features, and help shape the future of Melio’s B2B payments platform.

Qualifications:

• 1- 2 years of experience as a full-stack engineer working with both frontend and backend technologies.
• Experience working with React.
• Experience developing backend services and APIs using Node.js or Python.
• Experience building applications with JavaScript/TypeScript, HTML5, and CSS.
• Self-driven and highly motivated, with eagerness to learn and take ownership.

Bonus points:

• Familiarity with cloud environments, ideally AWS.
• Experience working with relational databases.
• Familiarity with testing frameworks (Jest, Cypress, Playwright, etc.).
• AI Coding experience (Cursor, CoPilot, or similar)

A day in the life and how you’ll make an impact:

• Each team member is an all-around player who influences the product, designing the overall experience and charges the development. 
• You’ll be using technologies like React, Node.js, AWS, and scalable databases to build a unique B2B payments experience.
• You’ll be surrounded by peers that are passionate about engineering craftsmanship, building an end-to-end product, mastering design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1

Melio’s innovative platform has created new and exciting ways to engage US small businesses in the payments ecosystem; and as with any financial innovation, this has also introduced threats and vulnerabilities. The Risk & Compliance Team works to protect Melio’s platform and users from fraudulent, abusive and prohibited activity. We work cross-functionally, alongside multiple business lines within the company, to ensure our products and movement of money remain compliant with local regulations, as well as keeping our users safe. Our Team plays a critical role in maintaining Melio’s reputation, financial stability, and operational continuity.

As a KYC Analyst you’d be joining the team working behind the scenes to protect Melio from bad actors; managing the risks that might have adverse impacts on our product, financials and our ability to meet client needs. This includes the onboarding, periodic reviews and enhanced due diligence of existing and potential Melio users. You’ll also be evaluating the verticals we work with to understand their unique profiles and exposures.  

Qualifications: 

• 1+ years experience in FinTech or other closely regulated industry
• Bachelor’s degree or relevant work experience;
• Professional English skills 
• A comprehensive understanding of US Regulations KYC Regulations;
• Ability to manage and prioritize simultaneous projects, related to different stakeholders, internal and external to company
• Excellent interpersonal, verbal, and communication skills, strong professional presence to support regular interactions with senior management
• Strong research and analytical skills
• Ability to anticipate and proactively initiate future projects 
• Ability to work on site, central Tel Aviv office, at least 3 days per week

A day in the life and how you'll make an impact: 

• Help safeguard Melio's financial integrity, conducting daily reviews and follow-ups to keep us compliant with regulatory KYC requirements
• Dig into the details by performing both basic and enhanced due diligence screenings on new and existing Melio customers, building a clearer picture of who we're working with
• Connect the dots across customer data, documentation, and negative news to assess risk profiles in line with internal and external KYC regulations
• Own the paper trail, documenting and maintaining all due diligence evidence, RFIs, and internal communications to ensure full visibility at all times
• Spot the signals that matter, escalating accounts where actual activity doesn't match expectations, and flagging broader issues to management with clear context and sound judgment
• Help sharpen our tools by contributing to QA and monitoring of relevant system rules and features
• Dive into ad hoc projects that stretch your skills and make a real impact across the team

About the hiring department:

The Risk & Compliance department protects Melio's platform, reputation, and users from fraud, abuse, and financial crime.

As part of Xero, our responsibility has grown: we're now safeguarding not just Melio's payment flows, but the broader integrated financial ecosystem that millions of businesses depend on. This means implementing sophisticated controls, monitoring for emerging threats, and ensuring compliance across multiple regulatory frameworks.

We identify risks before they become problems, design systems to prevent fraud at scale, and ensure that every user and transaction on our platform is legitimate. We balance security with user experience—keeping bad actors out while making the platform seamless for legitimate businesses.

As fintech continues to evolve and fraud techniques become more sophisticated, our work is more critical than ever. You'll use data science, machine learning, and good old-fashioned investigative skills to stay ahead of threats.

If you want to be the shield that protects millions of small businesses, we need you.

About Melio

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

We're looking for a highly motivated Senior FP&A Analyst to join our finance team.

As a key financial position supporting our fast-growing company, you will gain exposure to all aspects of finance.

Qualifications:

• 4-5+ years of experience in an analytical position in high-tech companies. Extensive knowledge of Excel (Pivot table, data formulas, etc).
• Proven experience in economic modeling
• Fast learner of business knowledge and for grasping the concept of new modeling software
• Outstanding communication and interpersonal skills.
• Excellent organizational skills with an ability to think proactively and prioritize work.
• Independent
• Be a business partner to functional owners throughout the organization; provide value-added insights to enable senior management optimization of actual spend.
• A sharp eye for detail with the ability to audit others' work, identify potential efficiencies, and implement improvements to existing modeling processes.
• High level of accuracy, efficiency, and accountability.
• Fluency in English (spoken and written).

Bonus points:

Experience in the Fintech industry
Familiar with FP&A tools like Pigment or Anaplan

.

A day in the life and how you’ll make an impact:

• Lead financial models to support forecasts and various ad-hoc requests, providing added-value insights to management to support business decisions.
• Analyze the business activity and trends.
• Building and maintaining yearly budget and rolling forecast.
• Generating periodical financial packages, analyzing the company's results
• Working closely with different budget owners

About Melio:

Melio, now part of Xero, is building the future of business payments for small businesses across America. Following our acquisition by Xero, the leading accounting software for small business, we're combining Melio's industry-leading bill pay solution with Xero's powerful accounting tools to transform how millions of small businesses manage their finances.

As the fastest-growing B2B payment platform in the US, processing over $100B annually for more than 100,000 businesses, we're just getting started. Together with Xero, we're creating a seamless financial ecosystem that lets small business owners spend less time on back-office tasks and more time doing what they love.

With offices in New York and Tel Aviv, Melio offers a vibrant, collaborative culture where your work directly impacts millions of small businesses. We're a diverse team of passionate individuals who believe in moving fast, thinking big, and building products that truly matter. If you're ready to help us dominate the US SMB market while being part of something transformative, we'd love to hear from you.

About the hiring department:

The Finance department actively participates in designing features, managing the flow of funds, and making decisions. We monitor Melio’s gross profit and monitor financial data closely.
As part of a finance team within a tech company, you’ll have a unique opportunity to make a real impact on Melio, its product, and our users and help the company scale.
We support Melio’s fast growth and manage all aspects of finance. We constantly improve our procedures, controls, and reports to help Melio reach new heights.

Senior Account Executive, Strategic Partnerships & Affiliates
Location: Hybrid in New York City (3 day in-office requirement) 

Qualifications:

• 4+ years of sales or partnership experience, ideally in a role where you had to build a book of business from scratch.
• A "Hunter-Farmer" Hybrid: You are fearless when cold calling potential partners to pitch a revenue-share opportunity, but you also possess the empathy and organization to nurture those relationships into a productive community over time.
• Thrives in Ambiguity: You don’t need a playbook—you want to write it. You are comfortable testing new pitches, identifying new vertical targets (e.g., insurance, logistics consultants), and pivoting quickly based on what works.
• Creative & Scrappy: You can see the angle that others miss. You understand how to frame a value proposition not just to a user, but to a partner looking to monetize their influence.
• Community Builder Mindset: You understand that signing a partner is just day one. You know how to keep affiliates engaged, excited, and producing leads through constant communication and value-add interactions.
• Genuinely Curious about Business Models: You need to understand how our partners make money (e.g., how a Credit Card Points Consultant operates) to effectively pitch how Melio fits into their ecosystem.
• Proficiency in SalesForce, Outreach.io, and LinkedIn Sales Navigator.

A day in the life and how you’ll make an impact:

Identify & Recruit (The Hunt)

• Prospect and Cold Call: You will aggressively hunt for high-leverage affiliates—think Credit Card Points Consultants, Insurance Brokers who don't accept cards, or Industry-Specific Consultants.
• Pitch the "Business in a Box": You aren't just selling software; you are selling a revenue stream. You will convince these partners that referring their high-spend clients to Melio is a lucrative way to monetize their existing relationships through our Gross Profit revenue share model.
• Creative Sourcing: You will experiment with different verticals to find the "hidden gems"—partners who have trusted access to UHV companies but haven't monetized that influence yet.

Onboard & Enable (The Setup)

• White-Glove Onboarding: Once a partner says "yes," you ensure they (and their clients) are set up for success. You will help them identify the low-hanging fruit in their book of business to get their first wins on the board quickly.
• Technical & Sales Enablement: Teach partners how to spot a Melio opportunity and how to pitch it to their clients.

Community Management & Nurture (The Flywheel)

• Drive Portfolio Adoption: You will manage your book of affiliates like a community manager. Your goal is to keep them active, sending leads, and viewing Melio as a significant revenue driver for their business.
• Relationship Moats: Build deep, personal relationships with your partners so that Melio remains their exclusive referral of choice.

Feedback Loop: Since this is a new motion, you will constantly feed insights back to growth and marketing teams. What segments provide deep opportunities for UHV? What incentives drive the most behavior?

About the team:

Melio is on a mission to keep small businesses in business. We simplify B2B payables and receivables so business owners—and the professionals who support them—can focus on what they do best. You will be joining the Ultra High Value team but operating as the spearhead for this specific Affiliate/Partnership motion. This is a role for a pioneer—someone who wants to look back in a year and say, "I built that channel." You will have high visibility and the autonomy to experiment with creative strategies to drive volume.

Senior Marketing Manager (temp)

Location: Hybrid in NYC (3 day in-office requirement)

Qualifications:

• 8+ years experience in B2B marketing, ideally within SaaS, FinTech, or the payments sector. You bring a strong generalist toolkit with a clear understanding of how individual channel levers (Performance, Lifecycle, Content, Events) operate, allowing you to effectively partner with channel owners.
• Mindset: A self-starter with strong ownership, adaptability, and curiosity to ramp up quickly and cover a diverse range of business segments and priorities.
• Strategic Acumen: Strong ability to translate business goals into actionable GTM strategies and measurable outcomes.
• Executional Excellence: Highly organized with a proven track record in running successful campaigns and content programs from concept to analysis.
• Cross-Functional Collaboration: Comfort with navigating a matrixed environment, fostering cross-functional collaboration, and driving clarity in ambiguity.
• Customer-Obsessed: Track record of translating customer insights into actionable strategies and campaigns that resonate with both prospective and existing users.
• Communication & Influence: Strong, proactive communicator with experience presenting to senior executives and large audiences. Able to influence internal and external stakeholders of varying levels towards desired outcomes.
• Data-driven: Confident in using data and insights to inform decisions, optimize campaigns, and communicate results.
• Tools: Familiarity with Asana, Salesforce, and analytics tools.

Bonus points:

• Experience with people management
• Experience working with small businesses and/or accountants 
• Experience with agency or external stakeholder coordination

A day in the life and how you’ll make an impact:

As a Senior Marketing Manager, you will play a pivotal role in marketing strategy and execution for our U.S. Small Business and Accountant & Bookkeeper audiences, owning key initiatives on our marketing campaign calendar—not only ensuring existing strategies are executed flawlessly, but also maintaining the agility to adapt and build upon these plans as the market and our product evolve. Beyond the core campaign calendar, you will also spearhead broader strategic marketing projects such as redesigning customer journeys to optimize the funnel. 

Youʼll be a collaborative problem solver who thrives on working with a diverse mix of teams and stakeholders of varying levels, including GTM, Product, and Strategy. On a day-to-day basis, you’ll partner with channel teams such as Lifecycle, Performance Marketing, Events, and Creative to develop and execute marketing activity ranging from tactical, quick-win initiatives to complex multi-channel campaigns. Together, you will drive high-quality lead generation, accelerate new customer acquisition, deepen existing user engagement, and deliver impactful campaigns that achieve our broader business goals.

This role requires strong leadership, exceptional communication and project management skills, and the ability to foster collaboration across remote teams. There is a temporary people management component.

• Campaign Strategy & Budget: Take ownership of the inflight marketing strategy, ensuring executional excellence while adapting the plan to shifting internal and external factors; Manage the Melio marketing budget, ensuring initiatives stay on track and on budget.
• Multi-Channel Campaign Management: Partner closely with channel owners to develop and deliver integrated marketing activities, balancing priorities and resources across multiple concurrent campaigns to achieve brand and business goals for both our Accountant & Bookkeeper (AB) and Small Business (SB) audiences.
• Sales Enablement & Content Creation: Create compelling external content and sales enablement materials that equip the broader team to effectively communicate Melio's value proposition and propel Melio’s image in the market; create thoughtful distribution strategies and clear success measurement  to amplify content usage.
• Event Strategy: Drive event strategy, such as how and where Melio shows up in the field, collaborating closely with the in-house Events team to execute; ensure our market presence drives measurable engagement and leads.
• Cross-Functional Visibility & Communication: Act as the connective tissue between marketing and the broader business. You will proactively share upcoming campaign roadmaps, report on performance metrics, and ensure all internal and executive stakeholders are fully informed and aligned with our marketing activities.
• Measurement & Reporting: Embed testing, measurement, and optimization into all campaign activity, seeking continuous improvement and fostering a feedback loop across internal marketing channel teams, GTM, and other cross-functional stakeholders.

About the team:

From clever copy to bold campaigns, Melio’s Marketing Team is where creativity meets strategy. We’re a group of sharp thinkers, creative storytellers, and strategic operators who bring Melio’s mission to life. Working closely with teams across the company, including Product, Design, and GTM, we shape our voice, grow our brand, and connect with customers and partners in ways that resonate. A strong understanding of our product, audience, and market drives everything we do. Whether we’re launching campaigns, refining content strategies, or strengthening performance we focus on impact, collaboration, and making sure everything we say reflects the heart of Melio.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. 
• The annual base salary range for this position is $140,000-160,000. 
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching: Feel the investment of working at a high-growth company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. 

We're looking for a Senior Full Stack Engineer to join our team!

Qualifications:

• 7+ years of professional experience as a software engineer with frontend and backend development.
• Experience working with at least one of the following frameworks: React/Vue/Angular.
• A deep understanding of production systems and the architecture of web products.
• Excellent knowledge of JavaScript/html5/CSS.

Bonus points:

• Independent, fast learner, and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product, and our customers.
• 1+ years of experience with Node.js is a big advantage.

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• You’ll be using top technologies like React, Node.js, AWS, and scalable databases to build a unique experience in B2B payments.
• You should be passionate about engineering and building a product end-to-end, through the design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

#LI-TA1

Payments Partnerships Manager

Location: Hybrid in New York City (3 day in-office requirement)

Qualifications:

• 3+ years of demonstrated experience in successfully building and maintaining exceptional partnerships/relationships in the payments/financial services ecosystem
• Ability to professionally perform under pressure and resolve operational challenges 
• A sense of urgency and prioritization of multiple different types of tasks 
• Can build, understand, and communicate business and product impact in numbers and graphs. Knows how to generate actionable insights that can make a difference.
• Excellent interpersonal and communication skills. Ability to turn problems into stories that people want to care about and articulate it all down clearly so that Melio's FIs Partners can get on the same page. 
• Ability to pitch to C-level executives, both internally and externally
• Bachelor's degree in Business, Economics, or other relevant fields
• Candidates with an MBA + 3 years of relevant experience will be considered 

A day in the life and how you’ll make an impact:

• Support product integrations and onboarding of new banking/fintech partners, working highly cross-functionally with Product, Operations, Marketing, Sales, and teams.
• Own the day-to-day operational activity and ongoing relationship with our existing financial institutions partners (Banks, Fintechs, Startups, Payment Processors, Networks, etc.) and reflect meaningful insights to relevant stakeholders. 
• Achieve outstanding expertise in different core operational activities that will lead to a high level of product performance, optimization, and innovation.
• Explore, scope, and evaluate new partnership opportunities in the payments ecosystem by continuously developing relationships with both established and new players in the industry.
• Negotiate terms of agreement with new money movement partners to ensure new product developments are set for success. 
• Identify new opportunities that can be driven by the payment infrastructure partnerships. 

About the Team: 

As a Payment Partnerships manager, you will be joining the Strategy team at Melio, where our core product, the payments ecosystem knowledge, and financial services expertise are crucial keys to success. Your mission will take part in leading commercial strategy and relationships with banks, processors, payment networks, and other fintech partners that support all of Melio’s money movement product capabilities. This role puts you at the center of our core activity and has the opportunity to directly impact Melio's critical processes and success. 

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. 
• The annual base salary range for this position is $110,000-$130,000
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching: Feel the investment of working at a high growth company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative office in New York City in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

We are looking for an experienced Senior Technical Services Engineer to join our dynamic team based in Israel. You will play a critical role in ensuring the smooth operation of our technical infrastructure and product flows. Your responsibilities will include providing tier 3 technical support for escalated issues, taking charge of building monitors, maintaining continuous vigilance over the production environment, and taking the lead in coordinating incident response efforts across different departments.

Qualifications:

• 5+ years of experience in Tier 3/4 Technical Support, Production Engineering, or a highly technical SRE-adjacent role.
• A strong technical background with proven experience in troubleshooting and debugging complex issues.
• Troubleshooting Specialist: Expert at using debugging tools, browser dev tools, Postman, and log aggregators (Datadog/Splunk/ELK).
• Experience in incident management, including leading cross-domain incident management efforts.
• SQL Expert: Strong proficiency in SQL with experience handling complex relational databases in a production setting.
• Proactive approach, taking the initiative to start processes and spot potential issues before they come up
• Proven ability to read and understand code (JS/TypeScript/Python) to assist in bug isolation.
• Incident Management: experience with managing the lifecycle of production incidents.
• Communication: English and Hebrew; ability to translate complex technical "noise" into clear, actionable signals for R&D.
• Ability to thrive in a fast-paced, dynamic environment.

Bonus points:

• Experience in the Fintech industry (understanding of ledgers, payments, or clearing).
• Familiarity with AWS Lambda and serverless architecture.
• Prior experience as a Software Developer who transitioned into high-level support/production engineering.

A day in the life and how you’ll make an impact:

• Lead cross-functional efforts to identify, analyze, and address intricate technical challenges, fostering seamless collaboration between various support teams and engineering units. Additionally, assume responsibility for addressing complex support tickets and ensuring adherence to stringent SLAs, all while maintaining a commitment to meeting service level objectives.
• Lead cross-functional efforts to tackle complex technical challenges, ensure smooth collaboration between support and engineering teams, handle complex support tickets, and meet SLAs.
• Continuously monitor diverse processes across our systems, proactively identifying potential issues before they escalate. Additionally, engage in thorough research of issues arising from these monitoring activities and collaborate closely with the R&D team to develop effective resolutions. Simultaneously, contribute to ongoing improvements to our monitoring systems to elevate their efficacy and reliability.
• Monitor system processes to spot potential issues early, research problems, collaborate with R&D for solutions, and enhance our monitoring systems.
• Take an active role in incident management efforts while also contributing to continuous improvements in R&D processes. Diligently track key metrics and maintain proactive oversight to ensure sustained optimization.
• Develop monitoring tools and drive process improvement initiatives to ensure smooth system operations and enhanced operational efficiency.

About Melio: 

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make a real, visible impact as we scale to reach millions more businesses.

About the Engineering department:
The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog

Account Executive - SMB

Location: Hybrid in NYC (3 day in-office requirement)

Qualifications:

• 2+ years of full-cycle sales experience in SaaS, fintech, or B2B environments (experience managing inbound flow is a plus).
• Proven ability to hit and exceed quota in high-velocity sales roles.
• Agility: You are comfortable switching gears between responding to warm inbound interest and picking up the phone to hunt for new business when the pipeline requires it.
• Excellent communication and storytelling skills—both verbal and written.
• Experience selling with a defined sales methodology (Sandler, Challenger, MEDDIC, etc.). Sandler is preferred.
• Genuinely Curious about Customer Businesses: You possess a natural drive to understand our customers' businesses, their unique needs, and their pain points. You excel at asking insightful questions to uncover these challenges.

Bonus points:

• You've sold payments software, AP/AR solutions, or worked with channel partners.

A day in the life and how you’ll make an impact:

Lead Management & Pipeline Generation

• Capitalize on Inbound Demand: Manage a high volume of inbound leads (demo requests, trial sign-ups, and marketing-qualified leads) with a focus on speed-to-lead and high conversion rates.
• Strategic Outbound Prospecting: Supplement your inbound pipeline by identifying and engaging key decision-makers through targeted outbound outreach—calls, emails, and social selling—when needed to hit coverage targets.
• Pipeline Hygiene: maintain a healthy mix of warm inbound opportunities and self-sourced prospects to ensure consistent quota attainment.

Discovery & Consultative Selling

• Schedule and run discovery calls to uncover pain points and understand operational workflows for both warm leads and cold prospects.
• Position Melio as a value-driven solution tailored to each customer’s business needs, quickly identifying whether a lead is a quick transactional win or requires a deeper consultative approach.
• Act as a trusted advisor by deeply understanding prospects’ AP/AR challenges and how Melio solves them.

Product Demonstrations & Deal Execution

• Deliver compelling, customized product demos that resonate with both technical and non-technical stakeholders.
• Manage the full sales cycle—from first contact through commitment—with a focus on velocity and precision.
• Recommend solutions that align with business goals and deliver mutual value.

Target Achievement & Pipeline Management

• Consistently meet or exceed monthly, quarterly, and annual sales targets.
• Maintain accurate pipeline data in Salesforce for forecasting, reporting, and performance analysis.
• Use insights from call recordings and CRM data to improve conversion rates and sales efficiency.

Customer Relationships & Feedback Loop

• Build long-term relationships with key stakeholders, positioning yourself as a trusted partner to help them solve business challenges.
• Provide ongoing feedback from customer conversations to help improve product-market fit and go-to-market strategy.

About the team:

Melio is on a mission to keep small businesses in business. We simplify B2B payables and receivables so business owners—and the professionals who support them—can focus on what they do best. We're hiring multiple Account Executives to join our team and help us bring Melio’s powerful accounts payable and accounts receivable solutions to Small & Medium Businesses (SMBs).Melio is seeking multiple Account Executives to join our team. In this role, you will be instrumental in delivering Melio's robust accounts payable and accounts receivable solutions to Small & Medium Businesses (SMBs).

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. 
• The annual base salary range for this position is $80,000-90,000 with an additional variable component
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching: Feel the investment of working at a high-growth company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. 

Senior Account Executive - UHV Payors
Location: Hybrid in New York City (3 day in-office requirement)

Qualifications:

• 4+ years of proven success in outbound sales and high-level account management, specifically closing net-new business.
• Strong experience in a Mid-Market sales motion, demonstrating the ability to navigate longer, more complex deal cycles and break into executive teams (VP to C-Suite).
• Exceptional sales acumen with a deep command of pipeline management. You require minimal hand-holding, ramp up quickly, and know how to independently unblock deals.
• Skilled in selling complex solutions, including SaaS, cash flow tools, or payments products, ideally in a startup or fintech environment. Bonus: A strong understanding of the payments ecosystem and the high-volume credit cards space is highly preferred and will give you a major edge.
• A track record of consistently exceeding targets with clear, quantifiable achievements (e.g., % over quota, revenue booked, average deal size).
• Advanced outbound thinker: You don't just execute cadences; you build highly strategic, multi-threaded outbound campaigns to crack into target accounts.
• A collaborative team player who proactively shares winning tactics and market feedback with peers, Product, Marketing, and Enablement.
• Experience with our target verticals (Wholesalers, Retail, Software, Logistics, and Construction) is a strong plus.
• Power user of sales tools like Salesforce, Outreach, Gong, Apollo, and LinkedIn Sales Navigator.

A day in the life and how you’ll make an impact:

• Hunt and close complex business: Drive strategic outbound prospecting to identify, engage, and win ultra high-value customers with longer consideration phases.
• Navigate multi-stakeholder deals: Seamlessly manage the full sales cycle, engaging with buying groups at all levels—from operators up to the C-suite.
• Deliver advanced, tailored product demos that connect Melio's value directly to high-level business metrics like cash flow, operational efficiency, and ROI.
• Manage pipeline with precision: Maintain rigorous Salesforce hygiene and provide accurate forecasting to leadership.
• Host executive Google Meet meetings and occasionally travel for trade shows, conferences, or strategic client visits.
• Consistently exceed monthly and quarterly targets, while acting as a senior voice to help shape the go-to-market playbook as we scale the UHV team.

About the team:

The Ultra High Value (UHV) Payors team is a new, high-visibility initiative at Melio. You'll play a crucial role partnering to build on existing processes, and selling an innovative and dynamic solution poised for dramatic scale. This is a unique opportunity to make a significant and lasting contribution to the company’s growth and future success.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. The annual base salary range for this position is $88,000 - $95,000 with an additional variable bonus.  
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching: Feel the investment of working at a high-growth company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Strategic Account Executive - UHV Payors
Location: Hybrid in New York City (3 day in-office requirement)

Qualifications:

• 6+ years of proven, elite sales experience. Critical Requirement: You must have extensive experience in the relevant B2B payments space and a deep, authoritative understanding of the high-volume credit cards ecosystem (e.g., pay-by-card volume, AP/AR automation, or adjacent fintech spaces).
• Deep industry knowledge and network: You come to the table fully understanding the payments ecosystem, the key players, card networks, and the intricate nuances of payment monetization.
• Strategic GTM builder: You don't just work a territory; you build a comprehensive Go-To-Market plan to hit your number, leveraging your knowledge of industry events, target personas, and existing relationships.
• Mastery of complex, long sales cycles. You are highly confident navigating multifaceted buying groups and negotiating complex pricing/liquidity structures with CFOs and CEOs.
• A track record of consistently crushing targets, closing "whale" accounts, and driving massive top-line revenue growth.
• Culture carrier: You are deeply committed to building a positive, collaborative, and high-energy team vibe. You elevate the people around you and naturally step into informal mentorship roles.
• Exceptional communicator and negotiator who can command a room, whether via Google Meet, phone, or high-stakes in-person meetings.
• Power user of sales tools (Salesforce, Outreach, Gong, Apollo, LinkedIn Sales Navigator) who uses data to refine territory strategy. 

A day in the life and how you’ll make an impact:

• Architect and execute a territory GTM plan: Build a proactive strategy that utilizes industry events, network relationships, and targeted outbound to capture Melio's largest potential clients.
• Hunt the "Whales": Lead complex, high-stakes sales cycles from initial relationship building through deep financial discovery, negotiation, and close.
• Act as a trusted advisor to the C-Suite: Deliver highly consultative pitches that speak the language of finance, focusing on cash flow optimization, float, and capital efficiency.
• Drive cross-functional alignment: Partner deeply with Product, Risk, and Executive leadership to structure complex deals and ensure smooth onboarding for our most critical accounts.
• Travel strategically: Represent Melio at major trade shows, industry conferences, and key on-site client visits to build pipeline and close deals.
• Shape the future of UHV: As the most senior IC on the team, you will consistently exceed massive revenue targets while directly influencing product roadmaps and defining the "gold standard" playbook for the entire UHV organization.

About the team:

The Ultra High Value (UHV) Payors team is a new, high-visibility initiative at Melio. You'll play a crucial role partnering to build on existing processes, and selling an innovative and dynamic solution poised for dramatic scale. This is a unique opportunity to make a significant and lasting contribution to the company’s growth and future success.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. The annual base salary range for this position is $125,000 - $140,000 with an additional variable bonus.  
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching: Feel the investment of working at a high-growth company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

As a Retention Marketing Manager, you will be joining our Growth team and contributing to our company's success. We are looking for a passionate teammate to support our retention and activation efforts. Your mission will be focused on creating high-quality marketing campaigns, aiming to educate and increase the engagement of our users across the customer lifecycle.

This is a Temporary position for 6-9 Months 

Qualifications:

• 2-4 years of relevant experience.
• Excellent English and communication skills.
• Firm understanding of segmentation, messaging and strategy.
• Experience in creating lifecycle email flows.
• Solid understanding of both technical and creative sides of email marketing and marketing concepts.
• Data driven, continually seeking to innovate to drive improved results.
• Ability to multitask and meet tight deadlines.
• Flexibility and ability to adapt in fast-paced environments.

Bonus points: 

• Hands-on experience with HTML, or equivalent experience working with developers to create responsive email templates that look great across email clients - Advantage.
• Familiarity with Salesforce and Pardot - Advantage.
• Experienced at delivering multi-channel campaigns - Advantage.

A Day in A life and How You’ll Make An impact 

• Customer Journey Mapping - Analyzing touch points within the organization and capitalizing on commercial opportunities.
• Initiate & manage engagement, retention and email campaigns from A to Z: planning, execution, analysis and optimization of both one-time and lifecycle campaigns, including segmentation, content, design and deliverability. Work closely with internal teams including product teams, designers, copywriters, etc. to create high quality, effective marketing materials that align with the overall brand and product strategy.
• Analyze, monitor and optimize key performance metrics on a weekly, monthly and quarterly basis and communicate the results and conclusions to management.
• Identify and implement new tests and strategies, continually seeking to innovate to drive improved results

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

About The Hiring Department: 

The Growth department consists of two teams: Brand and Performance. We're responsible for expanding Melio's reach and ensuring our product resonates with small businesses across America.
With Xero's acquisition, our mission has evolved: we're not just growing Melio—we're establishing the Melio-Xero combination as the dominant financial platform for US small businesses. This means bigger campaigns, broader audiences, more creative storytelling, and unprecedented resources to make it happen.
You'll be involved in everything from market research and competitive analysis to campaign execution, content creation, and partnership marketing. We work closely with Product, Design, and cross-functional teams to ensure we're positioning our solutions effectively and reaching the right audiences with the right message.
We're the ones making sure small businesses discover Melio, understand its value, and keep coming back. With Xero's global expertise and Melio's startup agility, we're building growth engines at a scale few companies can match.
If you want to drive growth for products that genuinely help people, with real budget and real impact, join us.

As the Director of FP&A, you’ll have the unique opportunity to lead the team that shapes Melio’s financial narrative and helps the company scale within the global Xero ecosystem. 
You will be a key driver in how our finance team operates, ensuring we maintain our startup velocity while meeting the requirements of a global corporate leader.
Our team takes an active role in designing features, managing the flow of funds, and plays a material role in decision-making. You’ll lead our global FP&A team (across both our Israel HQ and NY offices).

Qualifications:

• 10+ years of relevant professional experience in FP&A.
• The Hybrid Edge: Proven experience working in both high-growth startups and established global corporate environments or public companies.
• Demonstrated leadership: Experience managing and developing a global team of managers and senior associates.
• 360 business view: Superior analytical skills with the ability to see how operational changes impact the bottom line.
• Hands-on Modeler: Extensive experience in financial model building and the ability to mentor others in technical excellence.
• Fast-Paced Execution: Ability to work in a high-pressure environment, managing startup agility alongside tight corporate deadlines.
• Fluency in English (spoken and written).

Bonus Points:

• Experience from a fintech / payments company.
• Experience with FP&A systems implementation (Pigment, Anaplan, etc.).
• Experience navigating the financial integration of a subsidiary into a parent company.

A Day in the life and how you will make an impact:

• Lead the Team: Manage and develop our global FP&A team, overseeing the managers and associates responsible for Top-line and OpEx.
• Own the Top-Line: Drive the forecasting and analysis for Total Payment Volume (TPV), Transaction Revenue, Subscription revenue and Float, identifying trends and growth opportunities.
• Data & Product Collaboration: Work in tandem with our Data Analytics team (reporting to the VP of Product and Data) to align on and refine models such as LTV/CAC, payback periods, and cohort analysis to drive strategic decisions.
• Manage the P&L budget and Forecasts: Build and maintain the yearly budget, rolling forecasts, and long-term models for the company.
• Elevate BVA: Oversee the monthly and quarterly BVA analysis, providing senior management with clear financial insights and actionable recommendations.
• Strategic Partnership: Be a business partner to functional owners across Melio and Xero, ensuring actual spending is optimized and aligned with our growth targets.

Finance Department

The Finance department plays a strategic role in shaping Melio's future. We're deeply involved in product design, fund flow management, financial modeling, and decision-making at the highest levels.
Now as part of Xero, our responsibilities have expanded to support not just Melio's rapid growth, but the broader integration and expansion strategy across the US market. We monitor performance metrics, model business scenarios, manage cross-border financial operations, and ensure we're building a sustainable, scalable business.We're constantly improving our procedures, controls, and reporting systems to support our ambitious growth targets. You'll work alongside product, engineering, and business teams—making this a uniquely collaborative finance role where you're a strategic partner, not just a number-cruncher.

About Melio:

Melio, now part of Xero, is building the future of business payments for small businesses across America. Following our acquisition by Xero, the leading accounting software for small business, we're combining Melio's industry-leading bill pay solution with Xero's powerful accounting tools to transform how millions of small businesses manage their finances.
As the fastest-growing B2B payment platform in the US, processing over $100B annually for more than 100,000 businesses, we're just getting started. Together with Xero, we're creating a seamless financial ecosystem that lets small business owners spend less time on back-office tasks and more time doing what they love.
With offices in New York and Tel Aviv, Melio offers a vibrant, collaborative culture where your work directly impacts millions of small businesses. We're a diverse team of passionate individuals who believe in moving fast, thinking big, and building products that truly matter. If you're ready to help us dominate the US SMB market while being part of something transformative, we'd love to hear from you.

Customer Success Manager
Location: Hybrid in New York City (3 day in-office requirement)

Qualifications:

• 3+ years of experience in Customer Success, Account Management, Sales, or any client facing role.
• 1+ years experience utilizing a CRM software system, Salesforce preferred.
• Experience in a scaled customer success environment, maximizing impact for a large range of clients through scalable motions executed at key moments in a customer’s journey.
• Proven ability to adopt new technologies and teach others effectively.
• Strong communication and sales acumen, with the ability to understand the true needs of the customer, helping them tap into the full value of Melio’s platform for their unique business.
• Takes an analytical, strategic approach to our customers’ success, constantly iterating to improve the whole customer experience.
• Excited to bring new processes and procedures to continue to develop the customer journey at Melio.
• Enjoys working cross-functionally with other teams across the organization on a diverse range of internal and customer-facing initiatives.
• Excellent time-management skills, as well as the ability to remain flexible as the company and role evolves.
• Passionate about speaking with and building relationships with small business owners, helping their businesses succeed with Melio.
• Has a track record of taking on additional responsibilities outside of their direct scope, showing a natural curiosity.

Bonus Points:

• Experience working with small businesses in an account management or customer success capacity.
• Prior experience working in a SaaS environment and/or in the financial technology space

A day in the life and how you’ll make an impact:

• Own all strategic actions associated with customer engagement and retention efforts.
• Build dynamic relationships with your customers through meaningful interactions and comprehensive engagements, developing a deep understanding of their business needs to drive retention.
• Lead customers through early adoption and proactively guide them through lifecycle stages, educating on best practices, removing friction, and accelerating time-to-value.
• Continuously evaluate customer health signals and feedback to surface churn risks and growth pathways across the customer lifecycle.
• Execute proven sales methodologies to guide strategic customer conversations, deepen discovery, and influence outcomes for the customer and the business.
• Share ownership of “one-to-many” motions (e.g. webinars), when required, to support customer education at scale
• Work collaboratively alongside relevant Melio departments to ensure the voice of the customer is constantly elevated in a digestible, actionable format, and that the customer is receiving the utmost support and satisfaction.
• Proactively evaluate best practices when it comes to processes and procedures within the Customer Success role; suggest changes or enhancements to existing procedures to ensure the team’s motions are aligned with the goals of customers and the business.
• Leverage internal tools, such as Salesforce,Tableau, Outreach, and Gong to ensure effective communication and impact assessment.

About the team:

As a Customer Success Manager, you will manage Melio’s most valuable customers, overseeing the strategic growth and retention of top-tier accounts. You will act as a consultant at key milestones to ensure long-term success, drive deeper platform usage, and identify new avenues for  expansion. Additionally, you will regularly surface customer feedback to internal stakeholders, including leadership, Product, Voice of the Customer, and Strategy teams to continue to enhance the platform. You will own the consolidation of this feedback as well as the packaging and presentation of the insights.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated.
• The annual base salary range for this position is $70,000 - $85,000 with an with an additional bonus component  
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching and stock options: Feel the investment of working at a hyper-growth startup.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

As our new Senior Product Designer at Melio, you will be instrumental in solving complex problems for our global users,  setting the standards for UI components, interaction patterns, and product and visual design. You should have deep empathy for users and a strong commitment to user-centered design principles.

You will take ownership end to end, from research through prototyping to design and usability testing, and partnering with product managers, engineers, and content strategists to oversee people's experience with the product from conception to launch. You will design flows and experiences that are incredibly simple and elegant.

Please submit your portfolio or work samples as part of the application process.

Qualifications:

• 5+ years of demonstrated experience with end-to-end (hybrid UX and UI) product design in a software product company
• Excellent communication skills (able to clearly articulate design decisions)
• A strong design point-of-view and a high level of comfort with opposing opinions
• Experience participating in and facilitating design research, design sprints & ideation sessions
• Demonstrated experience in building and shipping applications or software (mobile/web)
• Experience working from and contributing to established design systems/design language
• Ability to handle complex user requirements and translate them into coherent design solutions. 
• User-Centered Mindset: Ability to advocate for user needs throughout the design and development process.
• Strong problem-solving skills, fast learning, and an ability to work with data
• An understanding of the product life cycle, from research through prototyping to design & usability testing
• Experience designing for diverse groups of people (international audiences)
• The ability to think and envision how things should work/move/interact with users to create delightful experiences
• Extensive mastery of Figma/Sketch/InVision and other prototyping tools

Bonus points:

• Expertise in data visualization and hierarchy within workflows. Expertise in creating coherent and readable information
• Experience in creating tools for B2B enterprise solutions
• Experience in fintech
• Having a Bachelor of Design in Visual Communication isn’t a must, but it’ll definitely count in your favor.

How is your day going to look? What you will be doing? 

• Taking broad, conceptual ideas and turning them into something useful and valuable for our users
• Emphasizing a strong product strategy and vision (not just 'how should this look' but also 'what should we build next') to meet and enhance business goals across the company.
• Designing flows and experiences that are incredibly simple and elegant
• Taking part in defining a design system to be used across multiple products and platforms
• Contributing to high-level strategic decisions with the rest of the product and executive teams
• Giving and soliciting feedback from other designers to continually reiterate and improve
• Partnering cross-functionally to oversee people's experience with the product from conception to launch.

About Melio: 

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.

We’re looking for a Full-Stack Staff Engineer with a strong frontend orientation to drive technical excellence across Melio’s AR Platform group. You’ll take ownership of complex, high-impact infrastructure initiatives—elevating frontend and backend quality, improving performance and reliability, shaping our engineering standards, and enabling 2 teams to move faster with cleaner, scalable, partner-agnostic solutions.

Qualifications:

• 10+ years of experience building modern web applications in a full-stack environment.
• Deep expertise in TypeScript and React, including building scalable, reusable, and maintainable frontend architectures.
• Experience driving cross-group/R&D/company technical initiatives, from design to adoption.
• Experience developing backend services and APIs using Node.js, Python, or similar.
• Experience with testing frameworks (Jest, Cypress, Playwright).
• Demonstrated ability to craft smart, high-impact solutions that unblock teams and significantly accelerate delivery.
• Highly motivated, driven, and independent, with the ability to thrive in a dynamic environment.

Bonus points:

• Passion for clean abstractions, scalable frontend patterns, and long-term technical thinking.
• Experience with performance profiling, monitoring and observability across FE & BE.

A day in the life and how you’ll make an impact:

• Lead and execute complex infrastructure and platform projects that improve velocity and quality across 2 engineering teams.
• Design and build frontend platform tools that keep our partner-facing interfaces clean, generic, and fully extendable.
• Own cross-company technical challenges - performance, resilience, monitoring gaps, architectural bottlenecks - delivering long-term solutions.
• Collaborate with engineering leads and the group director as the go-to IC for hard technical problems and missing infra.
• Build shared full-stack services, libraries, and tools that elevate engineering standards and streamline development workflows.
  
  

About the hiring department: 

The Engineering department is the backbone of Melio. We provide consultation, support and designs for technical solutions—supporting our customers and the entire organization. We get involved from the early stage of a project, making the connection between customer needs, our product design, and then translating these into solutions. 

What’s our stack?

In Melio, we are all in with AWS Serverless. Meaning all our services are managed by AWS and our infrastructure is deployed using SAM CLI built over CloudFormation.

Serverless gives us the freedom to build, scale and deploy applications faster than ever. We combine the usage of relational and document DBS, write mainly in TypeScript and Python for consistency and ability to share resources.

As part of an engineering team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale.

Read more about our Engineering department tech blog. 

About Melio: 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

With offices in New York, Denver, and Tel Aviv, and a vibrant work culture, Melio is expanding every single day. We are a diverse group of people who love what we do and do what we love. If you are a driven and passionate team player, you will fit right in. We are an equal-opportunity employer and are always on the lookout for top-notch talent—please reach out if you would like to join us on this exciting journey!

Senior FullStack Engineer

Location: Hybrid in NYC (3 day in-office requirement)

Qualifications:

• 7+ years of professional experience as a software engineer with frontend and backend development. 
• 3+ years of hands-on experience with the React framework.
• 2+ years of experience with Node.js, Typescript
• 2+ years of experience with AWS, Lambda, and cloud architecture
• A deep understanding of production systems and the architecture of web products.
• Independent, fast learner and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product and our customers.

A day in the life and how you’ll make an impact:

• As a Senior Full Stack Engineer for Product Engineering, your day will be spent creating and maintaining the products that let our customers manage their business payments in new ways.
• We are building a platform that allows us to quickly iterate and launch custom solutions with high profile partners like Capital One and Shopify. We release features on an ongoing basis, build integrations, and develop tools that help us work more efficiently.
• You'll interact with various parts of the system, from the back-end to the front-end, hence your work will involve dealing with diverse data structures and user interfaces. You'll work with technologies like AWS Lambda, Node.js, TypeScript, React, and MySQL to make this possible. We’re building REST APIs that we use internally and share externally, and new products based on these.
• Cross-collaborate and discuss with other team members about current issues or future improvements, writing code to implement new features or fix bugs, conducting code reviews, and deploying updates.
• Having a continuous improvement mindset, you'll strive to identify areas for improvement in the codebase and propose actionable solutions. 
• This role will be vital to ensure we maintain the quality of our products, uptime and availability, and solving our users’ needs.

About the team:

The Partnerships Integration team works as a part of our Product Engineering group and acts as the gateway for Melio’s external partners. We maintain long-term relationships, and provide the features and tools that partners need to integrate with our platform. Our integrations enable partners to embed, white-label, or customize Melio’s payment capabilities, opening up new business opportunities.

We collaborate with different stakeholders to deliver seamless integrations, build trust with our partners, and push forward Melio’s mission of transforming business payments. We work with modern technologies, including React, Node.js, TypeScript, and AWS microservices, and we are agile and collaborative, constantly looking for ways to improve our partner experience, product reliability, and codebase.

In this team, you’ll be part of a high-performance culture that values innovation, problem-solving, and teamwork.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. The annual base salary range for this position is $170,000-$200,000
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matchings: Feel the investment of working at a fast growing company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees. 
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it. 
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week. 
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

We’re looking for an Engineering Manager to lead the Compliance team, within our Risk Infra group. The Risk Infra group builds the foundational systems that enable all of Melio’s fraud and compliance defenses.

Join Melio’s Compliance team to build the high-scale distributed systems that protect billions of dollars in transactions. You will lead a high-performing engineering squad that views Compliance not as a manual bottleneck, but as a cutting-edge technical engine for hyper-growth. By architecting mission-critical systems for automated KYC, AML, global sanctions screening, and policy enforcement, you’ll directly enable the company to scale safely across global markets. This is a unique opportunity to tackle high-scale system complexities and apply GenAI to high-stakes regulatory landscapes where your code directly impacts the bottom line by mitigating financial risk and unlocking new revenue streams. We are looking for a visionary leader who views robust compliance as a competitive advantage and a world-class engineering challenge.

What you will do?

Lead and mentor a squad of backend engineers to deliver high-quality code, fostering a culture of technical excellence, rapid iteration, and end-to-end ownership. You will design low-latency, high-concurrency systems for sub-second risk assessments and automated decision-making, supporting hyper-growth without compromising regulatory needs or user experience.

Partner closely with Compliance analysts and governance experts to translate complex regulatory insights and global policies into resilient, fault-tolerant distributed logic. You will be responsible for balancing the immediate need for risk mitigation with long-term architectural scalability and stability.

Qualifications: 

• 5+ years of professional experience as a backend oriented software engineer.
• 3+ years experience managing a team of engineers.
• A deep understanding of production systems and the architecture of distributed systems.
• Comfortable working in a fast-paced, dynamic environment and adapting quickly to changing priorities.
• A reliable peer, with a strong sense of ownership, a can-do attitude and excellent collaboration and communication skills.
• A bar raiser, passionate for mentoring and personal growth processes.

Bonus points:

• Experience in the Fintech or Risk domain - especially compliance
• Experience with AWS infrastructure

A day in the life and how you’ll make an impact:

A day in the life includes leading a team of backend engineers while staying hands-on with technical work. You'll collaborate with Product and Analytics and many other teams, groups and functions to define and deliver impactful projects, set goals and priorities, and ensure smooth execution of the roadmap. You'll also play a key role in hiring and team growth, supporting your engineers’ development through mentorship and ongoing feedback. Along the way, you'll dive into Melio’s fraud detection domain, helping shape the architecture and logic behind our decision systems.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1

As a Data Analyst at Melio you will be working with colleagues from various disciplines, such as - Product, Engineering, Marketing, Sales, Customer Success, Risk, Data Scientists within the team and other Data Analysts - on their KPIs, the way they observe information and the hardest questions each team is facing in order to drive insights and keep Melio a data driven company. You will play a key role in the ability of each team at Melio to keep scaling!

Minimum qualifications to apply for this role:

• 5+ years of experience as a Data Analyst
• SQL at a high level is mandatory
• An ability to understand complex ideas and simplify them to relevant stakeholders.
• Team player, effective interpersonal skills and good vibes. Manage relationships with key partners across different functions, ability to work independently
• Experience in fast-paced, high-intensity work environment
• Experience in BI tools such as Tableau, Redash or similar
• Experience in data modeling and data warehousing 

Preferred qualifications (If you have those, we see it as advantage, but it's not a must)

• Experience in Python
• B.S in one of the following: Industrial Engineering, Statistics, Mathematics, Economics, or a related field.

How your day is going to look, what you will be doing? 

- Helping each team to take decisions based on data by:

• Identify, analyze, and interpret trends or patterns in complex data sets to drive actionable insights
• Define and implement KPIs across different teams
• Accompany product features from tech design to feature performance
• Translate product/business requirements to analytical logics, and create a very clear visualization which "tells the story" using a BI tool or other platform.

About Melio: 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

With offices in New York, Denver, and Tel Aviv, and a vibrant work culture, Melio is expanding every single day. We are a diverse group of people who love what we do and do what we love. If you are a driven and passionate team player, you will fit right in. We are an equal-opportunity employer and are always on the lookout for top-notch talent—please reach out if you would like to join us on this exciting journey!

About the hiring department:

The Data department at Melio collaborates with colleagues from various disciplines—Research Engineers, Analysts, and other Data Scientists—on statistical methods and machine learning techniques (both supervised and unsupervised) in order to develop classification and anomaly detection algorithms. 

We're the ones making sure the company is meeting its goals by extracting valuable insights from highly complex data. We ask the right questions and find the right answers all in a fast-paced, results, marketing and data-oriented environment. 

As part of a data team within a fintech company, you’ll have a unique opportunity to make a real impact on Melio, its product, our users and help the company scale

#LI-TG1

Sales Development Representative
Location: Hybrid in New York City (3 day in-office requirement)

Qualifications:

• 1+ year of dedicated experience in an Outbound Sales Development or Business Development Representative role, with a proven track record of successful cold outreach (cold calling, email, LinkedIn).
• Demonstrated ability to identify target prospects and key decision-makers within a given territory.
• Experience conducting high-volume, consistent outbound activities while maintaining quality and personalization.
• Strong verbal and written communication skills, with the ability to articulate value propositions clearly and handle objections effectively.
• A results-oriented mindset with a strong drive to meet and exceed targets.
• Familiarity with CRM software (preferably Salesforce) and sales engagement tools (e.g., Outreach, SalesLoft).
• Ability to work collaboratively with Account Executives and adapt to evolving sales strategies.
• Resilience and a positive attitude in the face of challenges, with a strong desire to learn and grow in a sales career.
• Fintech, SaaS, or startup experience is a plus, demonstrating an ability to thrive in a fast-paced environment.

Bonus Points:

• Experience in the payments or SMB market.
• Familiarity with sales methodologies.
• Proven ability to leverage data to improve prospecting effectiveness.

A day in the life and how you’ll make an impact:

• Execute Strategic Cold Outreach: Conduct high-volume, targeted outbound activities including cold calls, personalized emails, and LinkedIn outreach to engage prospects who are not yet familiar with Melio.
• Prospect & Identify Ideal Customers: Utilize provided lists and conduct independent research to identify SMB businesses that align with our Ideal Customer Profile (ICP) and pinpoint key decision-makers within those organizations.
• Qualify & Convert Prospects: Engage prospects in discovery conversations, effectively qualify their needs and pain points, and successfully book introductory meetings for our SMB Account Executives.
• Collaborate on Outbound Strategy: Work closely with your assigned Account Executives and Sales leadership to develop, refine, and execute outbound strategies, adjusting tactics based on performance and market feedback.
• Optimize Lead Handoff: Ensure a seamless and effective transition of qualified opportunities to Account Executives, providing comprehensive context to maximize conversion rates.
• Contribute to Pipeline Growth: Consistently meet and exceed daily, weekly, and monthly activity and meeting-set targets, directly contributing to Melio's revenue pipeline.
• Support Go-to-Market Initiatives: From time to time, assist with various initiatives such as event preparation and follow-up, targeted call blitzes, and other revenue-driving projects.
• Document & Analyze Performance: Maintain accurate and up-to-date records of all prospecting activities and customer interactions within Salesforce, contributing to a data-driven approach to performance improvement.

About the team:

As a Sales Development Representative (SDR) at Melio, you will play a critical role in driving our growth by initiating new business conversations with our small to medium-sized and high value businesses. This is a highly impactful outbound-focused position where your expertise in traditional cold outreach will directly contribute to building pipeline and expanding Melio's market presence.

You will be responsible for identifying, engaging, and qualifying prospective clients who are focused on optimizing their cash flow and workflow. This role requires a proactive, resilient, and data-driven individual with a proven track record in cold prospecting. You will work closely with Account Executives and Sales leadership to strategize, execute, and refine our outbound approach, ensuring a consistent flow of high-quality meetings.

About Melio USA: 

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated. The annual base salary for this position is $60,000 with an additional bonus component.
• Medical, Dental, and Vision: We offer generous and highly competitive plans with up to 100% employer-paid coverage, FSA and HSA.
• 401K matching: Feel the investment of working at a high-growth company.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees.
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it.
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week.
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities. 

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!). This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

We are looking for a Full-Stack Software Engineer to join our team!

Qualifications:

• 4 years of Front End experience, utilizing React and Typescript
• At least 1 year of Back End engineering experience, utilizing Node.js.
• At least 1 year of experience utilizing SQL databases.
• Experience designing and delivering features end-to-end for production web systems

Bonus points:

• Experience working with AWS.
• Experience with writing tests (Jest, Cypress, Playwright).
• Independent, fast learner, and excited about learning new technologies.
• Proactive team player with a desire to impact our team, our product, and our customers.

A day in the life and how you’ll make an impact:

• Each member of our team is an all-around player who influences the product from the overall experience to the development. 
• You’ll be using top technologies like React, Node.js, AWS, and scalable databases to build a unique experience in B2B payments.
• You should be passionate about engineering and building a product end-to-end, through the design, coding, testing, and deployment phases.

About the Engineering department:

The Engineering department is the backbone of Melio. We build, scale, and maintain the technical infrastructure that processes over $100B in annual payments for small businesses nationwide.

Following our acquisition by Xero, we're tackling an even more exciting challenge: integrating Melio's payment platform with Xero's accounting software to create a unified financial ecosystem. This means building robust, scalable systems that seamlessly connect two powerful platforms while maintaining the security and reliability that financial services demand.

Our Stack:

We're all-in on AWS Serverless—meaning fully managed infrastructure that lets us build and scale faster than ever. We use TypeScript and Python for consistency, combining relational and document databases, and deploy via SAM CLI built on CloudFormation. Serverless gives us the agility to innovate rapidly while maintaining enterprise-grade reliability.

As part of our engineering team, you'll work on problems that matter: real-time payment processing, fraud prevention, API integrations, data synchronization, and user experience optimization. You'll have the autonomy to make architectural decisions, the support of a world-class team, and the satisfaction of seeing your code impact millions of small businesses.

If you're ready to build systems that scale, solve hard problems, and help small businesses thrive, we want to talk to you.

Read more about our Engineering department on our tech blog.

About Melio:

Melio, a Xero company, is revolutionizing how small businesses handle payments. By combining Melio's best-in-class bill pay platform with Xero's global accounting expertise, we're building the ultimate financial command center for American small businesses. We're the fastest-growing B2B payment solution in the US—but we're still small enough that you can make real, visible impact as we scale to reach millions more businesses.
#LI-TA1