EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world class talent onboard to help shape the next chapter of our growth journey.
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About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
WHAT WE'RE LOOKING FOR
EarnIn is building the next generation of AI-powered experiences that help millions of people access their pay and improve their financial well-being. We’re looking for a self-driven engineer eager to grow, learn quickly, and expand their impact by building high-quality systems and agent-driven GenAI workflows. This role is for a builder who is ready to move beyond foundational work and take significant ownership. We are looking for someone who takes initiative, deeply values craft, and is eager to push the boundaries of how engineers collaborate with AI agents.
The US base salary range for this full-time position is $181,000 to $222,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position requires in-person work from our Mountain View HQ 2 days a week.
WHAT YOU'LL DO
- Build and ship agent-driven chatbot and GenAI workflows that deliver real customer impact.
- Own meaningful features end-to-end, from definition through design, all the way to implementation, evaluation, and impact measurement.
- Work hands-on with modern AI development tools (e.g., Cursor, Codex, Claude-style assistants).
- Collaborate with product, ML, and engineering teams in a fast-moving, ownership-driven culture.
- Continuously explore better ways to design, iterate, and improve how we build with AI.
WHAT WE'RE LOOKING FOR
- 3+ years of experience in software engineering
- A bachelor’s, or equivalent industry experience
- A strong foundation in software engineering and thoughtful system design.
- Experience writing code that is reliable, durable, and easily maintained.
- Experience in proactively identifying problems, learn quickly, and taking the initiative.
- Curiosity and a growth mindset with a focus on and experience stretching beyond what you already know.
- Excitement about GenAI, agents, and the future of AI-assisted software development. Hands-on experience is a plus. ]
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
EarnIn is seeking an experienced Internal Communications Lead to establish and scale internal communications as a core function of the Communications team. This role will own the strategy, systems, and execution of global internal communications to drive employee engagement, leadership alignment, cultural connection, and operational clarity across a growing, global workforce. As EarnIn continues to scale, internal communications has become a critical lever for aligning employees with the company's strategy, strengthening trust in leadership, and fostering a shared sense of purpose. This role will partner closely with Executive Leadership, People, and cross-functional BU leaders to translate business priorities into clear, consistent, and engaging narratives that reach all employees - wherever they are. This is a hands-on, high-impact role focused on building foundational infrastructure, enabling leadership communication, and creating two-way feedback loops that improve engagement, retention, and connection.
This is a 6-month contract position, 20-30 hours per week. This role is hybrid, with the expectation of working from our Mountain View offices 2 days per week. Hourly salary range $50.00-$75.00.
WHAT YOU'LL DO
Internal Communications Strategy & Infrastructure
- Establish internal communications as a formal, centralized function with clear ownership, systems, and measurement.
- Build and manage a structured internal communications framework, including channels, cadence, and editorial calendar.
- Execute against the purpose, audience, and operating model for all internal communication forums (All Hands, Town Halls, newsletters, Slack, etc.).
Company-Wide Communication & Cadence
- Re-align company communication touchpoints by shifting All Hands to a quarterly cadence aligned with QBRs, supported by a standardized, repeatable information-delivery framework.
- Develop and manage a monthly company update (newsletter format) that translates MBRs, priorities, and wins into accessible, engaging narratives.
- Produce and support Town Halls / AMAs (~7 per year) focused on leadership Q&A, strategic deep-dives, and timely business topics.
Leadership Communication Enablement
- Partner closely with the Executive Leadership Team to improve clarity, consistency, and impact of leadership communication.
- Provide content support, templates, and messaging guidance for ELT communications (newsletters, AMAs, updates).
- Enable effective communication cascade through people managers and team leads, and measure cascade effectiveness.
Culture, Engagement & Community
- Strengthen connection and belonging across a hybrid, global workforce through storytelling, recognition, and cultural programming.
- Partner with HR, ERGs, and Community teams to support monthly engagement moments (ERG events, speaker series, culture initiatives, customer events).
- Spotlight employee stories, team wins, and mission impact to reinforce EarnIn’s values and purpose.
Operational Clarity & Change Communications
- Support major launches, org changes, reorgs, training initiatives, and company updates with clear, structured messaging.
- Translate operational forums (MBRs, QBRs) into company-wide narratives that drive understanding and aligned action.
Measurement & Feedback Loops
- Design and manage monthly pulse surveys to track engagement, clarity, and sentiment.
- Establish baseline metrics and track progress against defined engagement drivers.
- Report insights and recommendations back to Communications and leadership teams.
- 3+ years of experience in Internal Communications, Employee Communications, Corporate Communications, or related roles.
- Proven experience building or scaling internal communications in a growing or hybrid organization.
- Strong executive presence with experience supporting senior leaders and executive teams.
- Exceptional writing, editing, and storytelling skills.
- Experience managing multiple communication channels and complex messaging.
- Comfort operating both strategically and tactually in a fast-paced environment
- Experience working in tech, fintech, or high-growth companies is a plus.
- Experience supporting global or distributed workforces is a plus.
- Familiarity with employee engagement measurement and pulse survey tools is a plus
- Experience partnering closely with People/HR teams is a plus.
- Strong project management and stakeholder management skills are a plus.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking an experienced and visionary Head of Machine Learning to lead and scale our machine learning efforts across the company. As a fintech company where data and machine learning (ML) is integral to both our business strategy and user experience, we depend on robust, scalable systems to drive impactful decisions and deliver exceptional customer value. Our mission is to pioneer success stories through the application of generative AI and state-of-the-art machine learning algorithms, thereby generating transformative business and societal impact.
The Head of ML will drive operational excellence across our machine learning systems by defining and executing a vision that moves models from research to production with strong performance, reliability, and maintainability. The ideal candidate will bring a proven track record of deploying ML models at scale, particularly in fast-paced startup environments. This leader should have a strong coding foundation, deep familiarity with production-grade ML engineering practices, and the ability to bridge theoretical concepts with practical implementation. While the role is primarily strategic and operational, it also requires a willingness to be hands-on and contribute code when needed to support the team and accelerate key initiatives.
The Mountain View base salary range for this full-time position is $477,000 to $583,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
WHAT YOU'LL DO
- Define and own the machine learning roadmap in alignment with business goals.
- Lead the ML organization, consisting of multiple teams, to design, develop, and optimize ML-based models and systems.
- Drive a culture of scientific and engineering rigor and real-world pragmatism in your team's work, particularly to quantify the impact of features on relevant engagement metrics.
- Collaborate with software engineers, data engineers, product managers, and marketing to coordinate timely deployments from conception to release
WHAT WE'RE LOOKING FOR
- MS or Ph.D. degree in Computer Science, Statistics, or a related technical field, and or equivalent work experience
- 12+ years of experience in Engineering or Scientific domains,
- 7+ years of experience as a team builder and leader in hiring, developing, and managing high-performing teams
- Extensive breadth and depth of knowledge of machine learning algorithms
- Industry experience building and productionizing machine learning systems
- Advanced knowledge of Python, SQL
- Strong oral and written communication skills
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We seek an experienced, collaborative, and resourceful Senior Full Stack Engineer to join our team. Our Early Bets initiatives are critical to EarnIn’s success, providing new experiences and products for our users to empower them with a more comprehensive ecosystem of solutions. We seek engineers who thrive in uncertainty, excel at defining technical solutions in ambiguous environments, and collaborate closely with Product teams to refine requirements. The ideal candidate has experience building 0-to-1 products end-to-end and demonstrates a strong ability to design and implement scalable architectures across the full stack to support rapid product evolution. Candidates with backgrounds in early-stage software products engineered for scale, or who have worked in Research & Development on new technologies, will fit well on our team.
The base salary range for this full-time position is $210,000 – $257,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View (Headquarters) and will require in-office work 2 days a week.
WHAT YOU'LL DO
- Partner with Product and Design to define, build, and evolve user experiences across the full stack using modern frontend and backend technologies.
- Own and evolve both frontend and backend architecture to ensure scalability, performance, accessibility, and long-term maintainability.
- Lead the design and implementation of complex frontend systems using React, TypeScript, and Next.js, including SSR, routing, data fetching, and performance optimization.
- Design and build robust backend services and APIs in Python with Django, focusing on reliability, security, and scalability.
- Establish and uphold full-stack engineering standards, including patterns, tooling, testing strategies, and CI/CD best practices.
- Drive cross-team technical initiatives, aligning frontend and backend architecture with platform capabilities and product strategy.
- Proactively identify technical risks and opportunities across the stack, providing clear technical direction and tradeoff analysis.
- Mentor and guide engineers across frontend and backend disciplines, raising the bar on code quality, architectural thinking, and delivery practices.
- Design and implement robust unit, integration, and end-to-end automation tests across the full stack.
- Define and monitor full-stack metrics (performance, reliability, user behavior) to inform product and technical decisions.
WHAT WE'RE LOOKING FOR
- Bachelor’s (or higher, e.g., MS, or PhD) in Computer Science or a related technical field involving coding, or equivalent technical experience.
- Strong proficiency in modern frontend development, including HTML, CSS, JavaScript, TypeScript, React, and Next.js.
- Proficiency in backend development using Python and Django, including RESTful API design, data modeling, and service architecture.
- Strong experience with frontend architecture, including state management, component design, design systems, and performance optimization.
- Experience designing and operating backend systems at scale, including databases, caching, queuing, and API integrations.
- Experience building and operating production applications using both server-side and client-side rendering.
- Deep understanding of software engineering best practices across the SDLC, including testing, code reviews, observability, and operational excellence.
- 4+ years of industry experience, with meaningful depth across both frontend and backend development.
- Experience working in cloud-based environments (AWS, GCP, or Azure), particularly as it relates to full-stack delivery and integration.
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Fintech company where customer experience is central to our success, we’re looking for a Product Operations Specialist to bridge the gap between our Cash Out (EWA) product and our customer care operations. Working closely with product managers, you’ll become the resident expert on product mechanics and the end-to-end customer journey—surfacing insights, driving readiness, and ensuring community members have a seamless experience from product launch through ongoing support.
The ideal candidate brings strong operational instincts, a data-driven mindset, and genuine empathy for customers. They thrive in fast-moving environments, partner effectively across functions, and are excited to leverage AI to inform and automate critical workflows. This is a Mountain View-based position requiring in-office work 2 days a week. The Mountain View base salary range for this full-time position is $106,650-$130,350, plus equity and benefits. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Be the voice of the community. Investigate and audit hundreds of support tickets monthly, and continuously surface customer pain points and insights to the product team throughout the development lifecycle.
- Conduct user research. Plan and execute research studies for new features and experiments—including interviews, usability tests, and surveys—synthesize findings, and present actionable recommendations to the product team.
- Drive product launch readiness. Partner closely with Product and PMM to lead cross-functional product launch readiness; prepare customer care teams for new product launches, and experiments. Create feedback channels during testing and launch phases to catch problem areas early, and ensure customer care readiness and compliance.
- Manage transactional communications. Monitor and audit communication performance, track key metrics, and continuously iterate to improve effectiveness. Draft new customer-facing communications (email, push notifications, in-app messaging), partner with Legal and Compliance to secure approvals, and configure them in our CRM tools.
- Build and maintain operational infrastructure. Develop and continuously improve operational playbooks, standard operating procedures, and execution calendars. Educate CX agents on new product features and ensure internal teams are well-prepared for product-driven changes.
- Develop deep product domain expertise. Become the go-to expert on product mechanics, policies, and customer care procedures for your assigned product areas. Audit agent workflows, shadow support sessions, and advise product teams on the feasibility of initiatives throughout the entire product lifecycle.
- Turn insights into action. Partner with Operations and Data Science to identify critical customer insights. Make data-driven recommendations to improve the customer experience, and present analyses and business cases clearly to stakeholders at all levels—from leadership to customer support.
- Build agentic workflows. Leverage AI tools to automate customer anecdote reporting and support critical decision-making across the product and CX teams.
WHAT WE'RE LOOKING FOR
- 3+ years of experience in product operations, CX operations, or a customer-facing role at a consumer tech or fintech company.
- Bachelor’s, Master’s, or PhD, or equivalent industry experience.
- Proven leadership, business acumen, and analytical skills in financial services or a highly regulated industry.
- Ability to manage multiple workstreams simultaneously in a fast-changing environment.
- Strong ability to formulate and present analyses to both technical and non-technical stakeholders (e.g., engineering vs. compliance).
- Excellent collaboration, interpersonal, and communication skills at all levels of the business.
- Highly organized, comfortable leading cross-functional projects, and able to execute with a sense of urgency.
- Tech-savvy, multi-tool power user, and hands-on in execution.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking an experienced Director of Accounting Operations to lead and oversee our accounting operations team. This role is critical to ensuring the accuracy, efficiency, and compliance of our financial processes as we scale. The ideal candidate will bring strategic leadership, process improvement expertise, and the ability to drive operational excellence across payroll, accounts payable (AP), and procurement, expense management, and financial systems.
This position is open to both remote and hybrid applicants. For those based in Mountain View, this role will require in-office work 2-3 days a week. The US base salary range for this full-time position is $200,000 to $ 245,000, plus equity and benefits. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Leadership & Team Management
- Lead, mentor, and develop a high-performing accounting operations team, including payroll, accounts payable, and financial systems.
- Establish and monitor KPIs to assess team performance and ensure alignment with department and company goals.
- Sets the strategy and execution plan for the department to achieve mid-term team results (>3 mos). Defines strategy for the team in alignment with stakeholders, company-wide priorities, and customer needs.
- Operational Excellence
- Oversee the monthly close process, ensuring accurate and timely reconciliations of key accounts.
- Optimize workflows and processes to improve efficiency, reduce manual effort, and mitigate risk.
- Implement and maintain robust internal controls to ensure compliance with SOX and other regulatory requirements.
- Financial Systems & Technology
- Drive the effective use of technology, including ERP systems (e.g., NetSuite), expense management tools (e.g., Expensify, Brex), and payroll platforms.
- Collaborate with IT and finance teams to evaluate, implement, and integrate new systems as needed to support scaling operations.
- Process Improvements
- Identify and lead initiatives to automate manual processes in payroll, AP, and expense management.
- Develop and document policies, procedures, and best practices to support scalability and readiness for public company reporting.
- Compliance & Reporting
- Ensure compliance with GAAP, tax regulations, and other relevant financial reporting standards.
- Partner with the technical accounting team and external advisors to prepare for IPO readiness, focusing on operational processes and controls.
- Collaboration
- Partner with treasury, tax, and other stakeholders to align accounting operations with overall company objectives.
- Support internal and external audits, addressing operational accounting inquiries, and ensuring the timely resolution of findings.
WHAT WE'RE LOOKING FOR
- Bachelor’s degree in Accounting, Finance, or a related field (CPA preferred).
- 10+ years of progressive experience in accounting operations, with at least 5 years in leadership roles.
- Strong understanding of GAAP, financial controls, and accounting operations best practices.
- Experience with ERP systems (NetSuite preferred) and tools like Expensify, Ramp, or Brex.
- Proven ability to lead process improvements, implement controls, and drive efficiency in a scaling environment.
- Exceptional communication and interpersonal skills, with the ability to influence and collaborate across teams.
- Experience preparing for IPO or operating in a public company environment is a plus.
#LI-Remote
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We seek an experienced, collaborative, and resourceful Senior Web Engineer to join our team. Our Early Bets initiatives are critical to EarnIn’s success, providing new experiences and products for our users to ensure they are empowered with a more comprehensive ecosystem of solutions. We seek engineers who thrive in uncertainty and excel at defining technical solutions in ambiguous environments and collaborating closely with Product teams to refine requirements. The ideal candidate has experience building 0-to-1 products, demonstrating a strong ability to design and implement scalable architectures that support rapid product evolution. Candidates with backgrounds in early-stage software products engineered for scale or those who have worked in Research & Development for new technologies will fit well in our team.
The base salary range for this full-time position is $210,000 - $257,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View (Headquarters) and will require in-office work 2 days a week.
WHAT YOU'LL DO
- Partner with Product and Design to define, build, and evolve user experiences using modern frontend technologies.
- Own and evolve the frontend architecture to ensure scalability, performance, accessibility, and long-term maintainability.
- Lead the design and implementation of complex frontend systems using React, TypeScript, and Next.js, including SSR, routing, data fetching, and performance optimization.
- Establish and uphold frontend engineering standards, including patterns, tooling, testing strategies, and CI/CD best practices.
- Drive cross-team technical initiatives, aligning frontend architecture with backend APIs, platform capabilities, and product strategy.
- Proactively identify technical risks and opportunities, providing clear technical direction and tradeoff analysis.
- Mentor and guide frontend engineers, raising the bar on code quality, architectural thinking, and delivery practices.
- Design and implement robust unit, integration, and UI automation tests to ensure reliability and confidence at scale.
- Define and monitor frontend metrics (performance, reliability, user behavior) to inform product and technical decisions.
WHAT WE'RE LOOKING FOR
- Bachelor’s (or higher, e.g., MS, or PhD) in Computer Science or a related technical field involving coding or equivalent technical experience
- Expert-level proficiency in modern frontend development, including HTML, CSS, JavaScript, TypeScript, React, and Next.js.
- Strong experience with frontend architecture, including state management, component design, design systems, micro-frontends (or modular architectures), and performance optimization.
- Experience building and operating production web applications using server-side and client-side rendering.
- Deep understanding of software engineering best practices across the SDLC, including testing, code reviews, observability, and operational excellence.
- 4+ years of industry experience, with significant depth in frontend or web platform development.
- Experience working in cloud-based environments (AWS, GCP, or Azure), particularly as it relates to frontend delivery and integration.
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking a Growth & Marketing Analytics Lead to partner closely with the CMO and product leadership to drive user growth and engagement. This leader will shape and drive the analytics strategy, mentor and develop the team, and collaborate cross-functionally with Marketing, Product, and Engineering to translate business needs into actionable insights. This person will also drive the transformation of analytics with AI-driven workflows.
The ideal candidate combines strategic thinking with a hands-on approach, diving into data regularly, while also setting the broader vision.
The Mountain View base salary range for this full-time position is $215,000 to $263,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
WHAT YOU'LL DO
- Team Leadership & Mentorship
- Hire, lead, coach, and develop a high-performing team of product and marketing analysts.
- Foster a culture of curiosity, analytical rigor, and continuous learning.
- Define clear goals, priorities, and growth paths for the analytics team.
- Start by managing a team of 2–3 direct reports, with the opportunity to grow the team as the business scales
- Analytics Strategy & Execution
- Own the company’s marketing measurement, experimentation, and insight generation for paid, owned, and integrated channels, and for performance across acquisition, activation, engagement, retention, and LTV
- Lead the evolution of Media Mix Modeling (MMM) and causal inference frameworks to measure both performance and brand impact.
- Partner with the Growth team to optimize owned channels (SEO, Referrals) onboarding funnels, and lifecycle marketing to drive engagement.
- Build AI-driven workflows to automate recurring analytics (e.g., business reviews, anomaly detection, and insight generation), significantly reducing manual analysis and accelerating decision-making.
- Partner with Analytics Engineering to ensure scalable and reliable data models and pipelines.
- Hands-On Analysis
- Perform deep-dive analyses to uncover insights that inform product and business decisions.
- Collaborate with data engineering and product teams to improve data pipelines and instrumentation.
- Cross-Functional Collaboration
- Act as a strategic thought partner to identify opportunities, measure success, and optimize Marketing and product performance.
- Communicate complex analytical findings clearly and effectively to non-technical audiences and influence action.
- In this role, you will be successful if you:
- Improve marketing efficiency (CAC/LTV) through better measurement and insights
- Increase user growth and retention by leveraging owned channels.
- Establish scalable analytics systems that reduce manual analytics
WHAT WE'RE LOOKING FOR
- 10+ years of experience in analytics, with at least 2 years in a people management role.
- Strong technical skills in SQL, Python, data visualization tools (Amplitude, Tableau), and experimentation.
- Has direct experience in marketing analytics using Media Mix Models (MMM), difference-in-differences, and other causal inference techniques.
- Proven track record of leading high-performing marketing or product analytics teams.
- Excellent communication and storytelling skills.
- Ability to balance strategic thinking with hands-on execution.
- Experience in fintech, consumer tech, or a data-driven product organization is a plus.
- Familiarity with modern data stacks (e.g., Databricks, Tableau, Amplitude) is a plus.
- Experience influencing executive stakeholders and driving cross-functional initiatives is a plus.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are looking for an experienced finance professional to lead EarnIn’s Financial Planning & Analysis function. This individual will partner closely with the CFO, executive team, and other leaders to set strategy, allocate resources, optimize performance, and bring a financial lens to decision-making. The role will report to the Chief Financial Officer and work alongside the Controller, Treasurer, and their teams to deliver on the organization’s finance needs.
The Mountain View base salary range for this full-time position is $285,000 to $350,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
WHAT YOU'LL DO
- Partner with leadership to define, operationalize, and execute financial and KPI goals aligned with business strategies
- Partner cross-functionally to build products that deliver tremendous value to EarnIn’s users and great outcomes for EarnIn’s business
- Lead the annual financial planning and multi-year strategic planning processes. Be a thought partner to all business leaders and help resolve competing business priorities.
- Lead the monthly forecast and variance process and operational reviews; partner with leadership to deliver on objectives and optimize business performance
- Communicate business objectives and performance to key stakeholders, including employees, investors, and the Board of Directors
- Provide financial analysis to support decision-making and optimize ROI
- Design, automate, and optimize flexible FP&A processes and systems to meet the needs of a dynamic and fast-growing business environment
- Lead, scale, and develop the current 6-person team of high-performing finance professionals
- Lead the AI transformation of the function
WHAT WE'RE LOOKING FOR
- Experience in an FP&A leadership role at a high-growth tech company
- Detail-oriented and master of your craft, yet able to communicate results in a simple and succinct manner as needed
- Track record of building, developing, and leading high-performing teams
- Strong business partnership experience; ability to influence and be a thought partner in all aspects of the business
- Experience supporting business expansion and M&A
- Experience building and optimizing cross-functional FP&A processes and implementing financial planning systems
- Consumer internet experience preferred; FinTech experience a plus
- Demonstrated ability to leverage AI to enable process improvements in the function
- Public company experience preferred, including management of public company forecasting and guidance processes, and experience with SEC reporting
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We're looking for a Strategic Partnerships Associate to help identify, develop, and execute partnerships that expand how users discover and engage with EarnIn. You'll support partnerships across product, payments, and distribution, working closely with senior leaders to turn ideas into launched, measurable initiatives.
You'll be involved throughout the partnership process — researching opportunities, supporting partner conversations, coordinating internal stakeholders, and helping bring new partnerships to market. This role requires strong organization, the ability to work across teams, and a willingness to learn quickly in a fast-moving environment. The US base salary range for this full-time position is $140,00-$171,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
WHAT YOU'LL DO
Pipeline, Deal & Partnership Support
- Support senior leaders in evaluating new strategic partnership opportunities across product, payments, infrastructure, and distribution.
- Prepare partner briefs, internal memos, market research, and diligence materials.
- Assist with pipeline support, partnership modeling, economics review, and scenario analysis.
- Coordinate internal alignment across Business Units, Finance, Legal, Product, Engineering, and Marketing.
Process & Execution Management
- Help manage partnership workflows from early evaluation through launch.
- Track key milestones, dependencies, and approvals across multiple workstreams.
- Support contract review processes and help coordinate feedback loops.
- Assist with post-launch operational readiness and partner onboarding.
- Monitor early performance and help identify opportunities to optimize or scale successful channels.
Strategic Research & Learning
- Conduct market, competitive, and ecosystem research to support partnership strategy.
- Stay informed on fintech, payments, payroll, and embedded finance trends.
- Help document learnings, frameworks, and repeatable processes as the function scales.
Reporting & Insights
- Track installs, conversion performance, and partnership ROI.
- Prepare summaries, insights, and recommendations to inform prioritization and future testing
WHAT WE'RE LOOKING FOR
- 3-5 years of experience in corporate development, strategy, partnerships, finance, consulting, or a similar role.
- Background in fintech, payments, marketplaces, or consumer tech preferred.
- Strong analytical and problem-solving skills; comfortable working with financial concepts and business models.
- Highly organized with the ability to manage multiple workstreams simultaneously.
- Excellent written and verbal communication skills; able to synthesize complex topics for different audiences.
- Self-starter with close attention to detail, with a strong sense of ownership and follow-through.
- A bachelor's degree is required.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As Senior Counsel, Product (Employee Ecosystem ), you will play a critical role in enabling and scaling our growing suite of employee-centric products by providing strategic, practical legal guidance across product development, operations, and regulatory compliance. You will bring curiosity, creativity, and sound judgment to support the design and launch of payroll, applicant tracking, and job applicant-related products and features within a highly complex and evolving regulatory framework spanning employment law, payroll tax, payments, privacy, and financial services. You will partner closely with product, engineering, compliance, operations, and senior legal leaders to develop new payroll and job applicant-related offerings, enhance existing features, and manage regulatory risk while supporting business innovation. The legal issues you encounter will be nuanced, fast-moving, and operationally complex, requiring the ability to translate law into scalable product solutions.
The ideal candidate has substantial experience advising payroll service providers, workforce platforms, or fintechs with payroll, wage, or earned wage access components, and is comfortable working at the intersection of employment law, payments, privacy, and financial regulation. You will be a pragmatic advisor who communicates clearly with non-lawyers, separates the theoretical from the operational, and approaches problem-solving with a “yes, and” mindset—helping the business move from 0 to 1 while putting customers first and mitigating regulatory risk. This role requires managing multiple workstreams simultaneously and strong organizational skills, prioritization, and independent judgment.
This position is required to be in our Mountain View, CA headquarters at least two days per week. The US base salary range for this full-time position is $215,000–$275,000, plus equity and benefits. Salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Serve as a senior member of the Legal team and the lead product lawyer for payroll and job applicant-related products and features
- Advise cross-functional partners on legal and regulatory issues related to payroll servicing, from early product design through launch and ongoing operations, including:
- Wage and hour compliance (federal, state, and local)
- Payroll processing, pay frequency, and final pay requirements
- Employee classification and related risk
- Payroll tax withholding, reporting, and funds flow
- Deductions, garnishments, and employer obligations
- Provide legal guidance on payments and money movement in the payroll context, including ACH, prefunding, settlement timing, and relationships with banks and payment processors
- Develop, share, and operationalize best practices for working with payroll vendors, payment processors, sponsor banks, and other financial partners
- Partner with product teams across the company to proactively identify regulatory risk, “look around corners,” and develop compliant, scalable solutions aligned with the product roadmap
- Support state and federal regulatory examinations, audits, and inquiries, including explaining payroll product design and operational controls to regulators and independent auditors
- Assist with litigation and pre-litigation matters, including in-house employment matters, regulatory enforcement actions, and vendor or client disputes
- Contribute to the development and delivery of training for business teams on payroll-related laws, regulations, and best practices
- Collaborate with compliance, risk, and operations teams to enhance internal controls and governance frameworks
- Perform other duties as assigned
WHAT WE'RE LOOKING FOR
- 7+ years of relevant legal experience, including significant experience supporting payroll servicing businesses, workforce platforms, or fintech products involving wages or payments
- Juris Doctor degree and an active U.S. law license in good standing
- Deep knowledge of employment and wage-and-hour laws, including FLSA and state equivalents
- Strong understanding of payroll tax, withholding, and reporting obligations
- Ability to provide clear, practical, and actionable advice to non-lawyers in fast-paced settings
- Strong judgment and comfort navigating ambiguity and evolving regulatory landscapes
- Demonstrated ability to manage multiple priorities with minimal supervision
- Collaborative, solutions-oriented mindset with the confidence to operate independently
- Demonstrated proficiency with AI tools and technologies (including generative AI), or a strong willingness and ability to quickly learn and incorporate AI into legal workflows and product counseling.
NICE TO HAVE
- Experience advising product and operations teams on SAS-aligned controls to support regulatory exams, customer due diligence, and enterprise sales
- Experience with regulatory examinations, audits, or enforcement matters strongly preferred
- Experience advising on payment regulations and rules, including NACHA and Debit Card network experience
- Familiarity with bank partnership models, funds flow, and operational risk in payroll, fintech, or other high-velocity sales environments
- Experience in a high-growth or startup environment
- Interest or experience in government relations or policy advocacy
- Experience with bankruptcy or insolvency issues related to payroll or employer clients
- Experience with commercial contracting (sales-side)
- Experience with immigration law
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are looking for an experienced Marketing Strategist with Product Marketing Expertise who will play a critical role in shaping product success by driving strategic marketing initiatives that enhance customer engagement and adoption. They will define product positioning, messaging, and GTM strategies, ensuring alignment across Product and Creative teams. Leveraging customer insights, competitive analysis, and performance data, they will refine messaging, optimize acquisition and retention strategies, and integrate marketing efforts across all touchpoints in the customer journey.
This position requires a strategic thinker who can integrate creativity with data, demonstrate problem-solving skills, and approach measurement in innovative ways. You will need strong written, visual, and verbal communication skills to distill complex concepts and data into easily understood insights. The ideal candidate thrives in a highly collaborative environment and is passionate about delivering simple yet innovative financial solutions that customers love.
The US base salary range for this full-time position is $164,000 to $200,500, plus equity and benefits. Our salary ranges are determined by role, level, and location. This role is hybrid with the expectation of working from our Mountain View office at least 2 days per week.
WHAT YOU'LL DO
- Act as the lead marketer for a business unit/product, working alongside product teams to shape the marketing vision and strategy.
- Define and execute go-to-market strategies, ensuring a clear value proposition and effective market positioning. Influence product roadmaps by synthesizing market, customer, and competitive insights, build audience segmentations and opportunity sizing.
- Develop and refine marketing messaging that resonates with target audiences and is seamlessly integrated across all customer touchpoints.
- Manage the full marketing lifecycle from product development and launch to growth and expansion, ensuring a seamless pull-through of marketing messages across every stage.
- Use qualitative and quantitative data to influence marketing strategies, optimize positioning, and refine messaging.
- Collaborate with cross-functional teams (Product, Creative, Growth) to drive product adoption and engagement.
- Create and lead strategic marketing campaigns, ensuring alignment with the company's overall goals and customer insights.
- Establish and track key marketing metrics to ensure success across product launches and marketing campaigns.
- Act as a voice of the customer, synthesizing market research and customer feedback to drive product-market fit.
WHAT WE'RE LOOKING FOR
- 7+ years of experience in Marketing Strategy and/or Product Marketing, preferably with a B2C company, with a track record of leading product launches.
- Proven experience acting as a strategic marketing leader, driving GTM strategies and product adoption.
- Ability to build a strategy and roadmap of projects based on data analysis, market, and customer research.
- Ability to synthesize market, customer, and competitive insights to build compelling positioning and messaging.
- Strategic mindset with the ability to think long-term while executing with precision.
- Strong analytical skills—comfortable working with data, running experiments, and using insights to inform decisions.
- Exceptional storytelling and communication skills, able to simplify complex concepts into compelling narratives.
- Thrive in a cross-functional environment and can effectively collaborate with a wide range of stakeholders and teams.
- Bonus points for experience in fintech-card, banking, or payments verticals.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking a motivated iOS Engineering Intern to join our 12-week internship program. In this role, you will work on real-world mobile features that directly impact our community members and contribute to production iOS applications. You will collaborate closely with iOS, backend, product, and design teams to build intuitive, performant, and reliable mobile experiences. This is an opportunity to gain hands-on experience developing user-facing features, working with modern iOS technologies, and shipping code in a fast-paced fintech environment.
This role requires hybrid work from our Mountain View office, with 2 days per week in person. The internship pays $30/hour, with an expected 40 hours per week over the 12-week program. We are unable to provide visa sponsorship or immigration support for this position.
WHAT YOU'LL DO
- Contribute to the development and enhancement of features in EarnIn’s iOS application and web surfaces
- Collaborate with backend engineers to integrate APIs and deliver seamless end-to-end user experiences
- Write clean, maintainable, and efficient Swift and React code following engineering best practices
- Participate in code reviews, testing, and debugging to ensure high-quality releases
- Work closely with product and design teams to translate requirements into intuitive mobile experiences
- Gain exposure to modern iOS and web development paradigms and tools
- Learn and apply best practices for performance, reliability, and usability in mobile applications
WHAT YOU'LL LEARN
- How to build and ship production-quality features in a large-scale iOS and web application
- Best practices for writing clean, maintainable, and performant mobile code
- Fundamentals of mobile and web architecture and modern development paradigms
- How to collaborate with backend, product, and design teams to deliver end-to-end features
- Debugging, testing, and improving client-side performance and reliability
- Working in a fast-paced, product-driven environment with real user impact
WHAT WE'RE LOOKING FOR
- Currently pursuing or recently completed a Bachelor’s or Master’s degree in Computer Science or a related technical field
- Strong foundation in computer science fundamentals, including data structures, algorithms, and debugging
- Proficiency in Swift with an interest in iOS development
- Curiosity to learn or experience in front end web development(e.g., HTML, CSS, JavaScript/TypeScript, React)
- Familiarity with mobile development concepts or iOS frameworks (e.g., UIKit or SwiftUI) is a plus
- Curiosity and willingness to learn
- Ability to communicate ideas clearly and collaborate effectively with cross-functional teams
- Strong written and verbal communication skills
- Excited to build user-facing products and improve the mobile experience for real users
- Prior internship or project experience is a plus, but not required
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are seeking a motivated Backend Engineering Intern to join our 12-week internship program. In this role, you will work on real-world backend systems, contribute to production services, and collaborate closely with engineers, product managers, and cross-functional partners. The Offers team is a fast-growing, high-impact area at EarnIn, focused on building systems that deliver personalized, scalable value to our community members. This is an opportunity to gain hands-on experience building backend services, working with modern microservice architectures, and solving problems at scale in a fast-paced fintech environment.
This role requires hybrid work from our Mountain View office, with 2 days per week in person. The internship pays $30/hour, with an expected 40 hours per week over the 12-week program. We are unable to provide visa sponsorship or immigration support for this position.
WHAT YOU'LL DO
- Contribute to the design, development, and maintenance of backend services for the Offers platform
- Build APIs and services that power user-facing features and partner integrations
- Collaborate with product, design, data science, and analytics teams to deliver end-to-end solutions
- Write clean, maintainable, and efficient code following engineering best practices
- Participate in code reviews, testing, and debugging to ensure high-quality software
- Gain exposure to distributed systems, microservices architecture, and cloud infrastructure
- Learn and apply industry-standard tools and technologies used in large-scale systems
WHAT YOU'LL LEARN
- How to build backend systems that power real-world financial products at scale
- Designing and developing APIs and services with production-quality standards
- Fundamentals of scalable system design and microservice architecture
- Writing clean, maintainable, and efficient code in a collaborative codebase
- Working cross-functionally with product, design, and data partners to ship features end-to-end
- Debugging, testing, and improving system reliability in a live production environment
WHAT WE'RE LOOKING FOR
- Currently pursuing or recently completed a Bachelor’s or Master’s degree in Computer Science or a related technical field
- Strong foundation in computer science fundamentals, including data structures, algorithms, and debugging
- Proficiency in at least one programming language such as Java, Kotlin, Python, Go, or similar
- Familiarity with backend development concepts such as APIs and databases
- Exposure to relational or NoSQL databases (e.g., Postgres, MySQL, DynamoDB) is a plus
- Demonstrated curiosity and willingness to learn
- Ability to make thoughtful decisions and clearly communicate tradeoffs and ideas
- Strong written and verbal communication skills
- Prior internship experience is a plus, but not required
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Fintech company where Machine Learning (ML) is one of the key drivers of growth, our operations highly rely on machine learning models, from business decisions to customer experiences. Therefore, building and deploying state-of-the-art machine learning systems to drive impact via our data capabilities is key. To guarantee the success of machine learning systems, we need to provide a detailed formulation, extensive experimentation, and to transform ML models into high-performance production-level code, including not only implementing sophisticated machine learning algorithms but also robustness monitoring and system logging/alarming.
We seek talented and motivated students and recent graduates with a strong background in machine learning, deep learning, language models and generative AI, programming, and data analysis to join our 12-week Machine Learning Internship Program. You will work on real-world projects, collaborate with experienced professionals, gain valuable experience in the fintech industry, and realize business and social impact. This role requires hybrid work from our Mountain View office, with 2 days a week in person. This internship will pay $40 per hour, with an expected 40 hours per week for the 12-week program. We are unable to provide visa sponsorship or immigration support for this position.
WHAT YOU'LL DO
- Train and fine-tune large-scale Foundation Models to support various fintech product use cases
- Work with a large dataset, including structured and unstructured data
- Help in ensuring improvements in our current ML systems via model, data, or experimentation upgrades
- Gain hands-on experience with a wide array of technologies, including PyTorch, AWS, Kafka, Databricks, etc
WHAT WE'RE LOOKING FOR
- Actively pursuing a Master's or PhD in Computer Science, Information Technology, or a related field
- Located in Mountain View, or have the ability to relocate there, for the duration of the internship
- Strong understanding of statistical models, familiarity, and in-depth understanding of machine learning and deep learning algorithms. Familiarity with training or fine-tuning large-scale models, Sequence Transformer models
- Interest in multimodal or multitask learning across structured, sequential, and behavioral data
- Familiarity with AI tools, harness engineering, agentic workflow, etc.
- Hands-on programming experience in Python and ML frameworks such as PyTorch
- Equipped with good verbal and written communication skills
- A background demonstrating strong problem-solving skills
- Committed to taking ownership of projects, conducting thorough investigations, and driving initiatives to conclusion
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
Quality Engineering & Test
Own end-to-end quality across iOS and Android applications and their supporting backend services, ensuring high confidence in weekly (or faster) releases.
Design and implement comprehensive test strategies covering:
- Native mobile applications (iOS & Android)
- Mobile-to-backend integrations (REST APIs, auth flows, event-driven systems)
- Microservices and distributed systems
- Critical web workflows that intersect with mobile journeys
- Device, OS, browser, and network variability
- App lifecycle events, offline behavior, retries, and edge cases
Ensure critical user journeys are validated across mobile UI → API → backend → web touchpoints, preventing production escapes in high-impact flows.
Partner with engineering teams to embed quality gates into the mobile release lifecycle, including pre-merge validation, release candidate verification, and post-deploy smoke testing.
Drive improvements in testability by introducing better logging, API contracts, observability hooks, feature flags, and deterministic state management.
Establish meaningful quality metrics (crash analytics, defect trends, flaky tests, API reliability, release risk scoring) and surface actionable insights to engineering stakeholders.
Champion shift-left quality by influencing design reviews, API schema discussions, and acceptance criteria early in development.
AI-Driven Quality and Automation
Leverage AI to enhance mobile, backend, and web testing effectiveness, including:
- AI-assisted test case and test data generation
- Intelligent regression suite prioritization based on code changes
- Predictive defect detection and risk-based testing
- Flaky test detection and automated stabilization insights
Integrate AI-powered log intelligence, crash clustering, and anomaly detection into quality workflows.
Continuously evaluate and experiment with AI-driven QA tools to increase coverage, reduce maintenance overhead, and accelerate release cycles.
Contribute to building an AI-augmented quality ecosystem that improves speed without compromising reliability.
Automation Excellence
Design, build, and scale robust automation frameworks using:
- XCUITest, Espresso, Appium (mobile automation)
- Playwright (web and mobile web validation)
- REST Assured or similar tools for API and service validation
Ensure frameworks are modular, maintainable, and optimized for scale across multiple teams.
Integrate automated validation into CI/CD pipelines (Jenkins, GitHub Actions, etc.) to enable:
- Pre-merge quality gates
- Parallelized execution
- Environment-aware test runs
- Post-deployment smoke and regression coverage
Build developer-friendly tooling that enables:
- Self-service test execution
- Real-time reporting and dashboards
- Faster debugging and failure triage
- Scalable test data and environment management
Continuously reduce flakiness, improve signal quality, and optimize execution time across mobile and backend suites.
Performance, Scalability & Reliability
Design and execute performance validation across:
- Mobile app startup time and responsiveness
- API latency, throughput, and reliability
- Backend load and stress conditions
- Web performance for critical flows
Partner with engineering teams to analyze production logs, crash reports, browser telemetry, and service metrics.
Lead root-cause analysis of complex cross-layer defects spanning mobile UI, APIs, backend services, and web surfaces.
Ensure reliability validation is embedded directly into release workflows.
Cross-Functional Collaboration and Leadership
Collaborate closely with mobile engineers, backend developers, web engineers, product managers, DevOps teams, and release managers to define clear, testable requirements and release criteria.
Actively participate in sprint grooming, planning, stand-ups, and retrospectives.
Influence best practices around mobile-first design, API contracts, and release readiness.
Support mobile app release activities, including release candidate validation, go/no-go recommendations, and post-release monitoring.
Mentor junior QA engineers and contribute to raising the technical bar in automation and cross-platform validation.
Work effectively with globally distributed teams to coordinate testing across time zones.
WHAT WE'RE LOOKING FOR
- 4+ years of experience in web and mobile testing, with a strong emphasis on test automation.
- Proven expertise in designing and maintaining scalable test automation frameworks.
- Hands-on experience with mobile testing frameworks such as XCUITest (iOS) and Espresso (Android), and web frameworks like Playwright.
- Strong understanding of testing across microservices, APIs, and distributed systems.
- Ability to analyze and debug complex test failures, automation issues, and defects efficiently.
- Familiarity with generative AI applications in quality engineering (test case generation, API contract validation, log intelligence, etc.).
- Passion for leveraging AI to reduce manual effort, increase coverage, and accelerate release cycles.
- Proven experience supporting weekly release cycles with a mix of manual and automated regression testing.
- Strong analytical, debugging, and problem-solving skills
- Experience using or implementing AI/ML-powered testing tools is a significant plus
- Experience collaborating with global teams across multiple time zones.
- BS in Computer Science, Computer Engineering, or equivalent professional experience.
Nice to Have:
- Experience supporting mobile app store release processes (App Store / Play Store), release candidate validation, phased rollouts, and post-release monitoring.
- Familiarity with crash reporting tools, release health dashboards, and rollback strategies.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Ready to apply?
Apply to EarnIn