Industry/Sector

Specialism

Management Level

Job Description & Summary

At PwC, our people in business application consulting specialise in consulting services for a variety of business applications, helping clients optimise operational efficiency. These individuals analyse client needs, implement software solutions, and provide training and support for seamless integration and utilisation of business applications, enabling clients to achieve their strategic objectives.

As a business application consulting generalist at PwC, you will provide consulting services for a wide range of business applications. You will leverage a broad understanding of various software solutions to assist clients in optimising operational efficiency through analysis, implementation, training, and support.

About PwC

Join PwC AC India and play a vital role in supporting our Advisory, Assurance, Tax and Business Services teams. Gain professional growth and immersive learning opportunities as you deliver value through virtual client engagement worldwide. Shape your future as a member of our diverse global talent network.

Role overview- Sector Operations (Banking & Payments)

Knowledge Preferred: 

Strong hands-on expertise in cloud-native architecture (AWS/Azure/GCP), microservices and event-driven design, containerization and orchestration (Docker, Kubernetes), and API-led integration patterns. Proficient in designing for scalability, resilience, high availability, and observability, with strong command of DevOps/CI-CD practices and security protocols (OAuth2, JWT, mTLS). Familiarity with integration frameworks (Kafka, MQ, ESB) and infrastructure-as-code (Terraform, CloudFormation). Working knowledge of the banking and payments domain, including ISO 20022-based payment architectures, payment hubs (e.g., FIS OPF), and core banking platforms (e.g., Finacle, Temenos, Flexcube), is a plus, but secondary to the core technical architecture skill set.

Technical Architecture Skills

• Strong business–technology alignment, with the ability to translate business capabilities into target architecture and solution architecture blueprints
• Ability to articulate complex architecture constructs (microservices, distributed systems, integration patterns) to business and technical stakeholders
• Expertise in driving architecture governance, design reviews, and ensuring adherence to enterprise architecture standards
• Analyze system landscapes, legacy architectures, and technical constraints to design scalable, resilient, and cloud-native solutions
• Demonstrate technical leadership, ownership, and accountability while mentoring teams and enforcing engineering best practices
• Strong analytical and decomposition skills to break down monolithic systems into modular, loosely coupled services
• Proficient in creating architecture artifacts such as HLDs, LLDs, sequence diagrams, data flow diagrams, and integration mappings
• Apply design principles (SOLID, DRY, domain-driven design) and architecture patterns (event-driven, API-led, microservices)
• Strategic mindset with the ability to evaluate technology stacks, platform capabilities, and build vs buy decisions
• Strong focus on non-functional requirements (NFRs) including scalability, performance, security, availability, and observability
• Experience in stakeholder management and leading architecture discussions, solutioning workshops, and technical roadmaps
• Support pre-sales and solutioning through effort estimation, architecture proposals, and RFP responses
• Ability to work in Agile/DevOps environments, collaborating across cross-functional squads and driving CI/CD and automation practices
• Proficiency in architecture and modeling tools (Visio, Draw.io, ArchiMate, UML) and documentation platforms

• Hands-on expertise in containerization and orchestration (Docker, Kubernetes) and service mesh (Istio, Linkerd)
• Proficient in Infrastructure-as-Code (Terraform, CloudFormation) and observability tooling (Prometheus, Grafana, ELK/EFK)

Experience with API gateways and service-mesh security (mTLS, OAuth2/OIDC), and designing for serverless and event-driven compute models.

Banking & Payments Domain Knowledge (Secondary)

• Working knowledge of ISO 20022 message standards and end-to-end payment flows (pain, pacs, camt, admi)

• Familiarity with global payment schemes such as SEPA, SCT Inst, UK Faster Payments, and cross-border (SWIFT)

• Exposure to payment hubs/frameworks (preferably FIS OPF) and their integration with core banking systems

• Understanding of core banking functions (accounts, deposits, loans, CASA lifecycle) and platforms such as Finacle, Temenos, or Flexcube

• Awareness of regulatory and compliance requirements (PSD2, AML, KYC) impacting system design

• Prior experience in banking/payments engagements is preferred but not mandatory for candidates with strong technical architecture depth

Technical Architecture Skills (Primary)

• Deep expertise in cloud-native architecture (AWS/Azure/GCP)
• Strong command of microservices architecture and design patterns
• Skilled in API design and integration (REST, GraphQL, gRPC)
• Experience with event-driven and messaging systems (Kafka, MQ, event streaming)
• Hands-on with containerization and orchestration (Docker, Kubernetes)
• Proficient with service mesh and API gateways (Istio, Kong, Apigee)
• Working knowledge of Infrastructure-as-Code (Terraform, CloudFormation)
• Experience driving CI/CD and DevOps automation
• Familiarity with observability and monitoring (Prometheus, Grafana, ELK/EFK)
• Strong understanding of:
  • High-volume, low-latency distributed systems design
  • Security architecture (OAuth2/OIDC, mTLS, Zero Trust)
  • Resilience patterns (circuit breaker, bulkhead, retries)

Banking & Payments Domain Knowledge (Secondary)

• Working knowledge of ISO 20022 message formats and payment flows
• Familiarity with payment schemes (SEPA, SCT Inst, UK Faster Payments, cross-border/SWIFT) and payment hubs (e.g., FIS OPF)
• Understanding of core banking functions (accounts, deposits, loans, CASA lifecycle)
• Exposure to core banking platforms (e.g., Finacle, Temenos, Flexcube)
• Awareness of regulatory and compliance considerations (PSD2, AML, KYC) is a plus, but not a primary requirement

Consulting & Leadership Skills

• Strong problem-solving and analytical thinking
• Excellent communication and stakeholder management skills
• Ability to translate business requirements into technical architecture
• Experience leading distributed teams and large-scale implementations
• Strong documentation and presentation skills

Good to Have

• Experience with enterprise architecture frameworks (TOGAF)
• Exposure to DevOps, CI/CD pipelines
• Knowledge of data architecture and real-time analytics
• Prior consulting experience in Big4 or similar firms

Tools & Technologies

• API tools: Swagger, Postman
• Architecture tools: Visio, Draw.io
• Dev tools: Git, Jenkins, Docker, Kubernetes
• Requirements tools: Jira, Confluence

Travel Requirements

Job Posting End Date