The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary

As a member of the Underwriting team, evaluates and underwrites insurance risks within the 10-999 life segment, balancing risk assessment with profitable business growth objectives. Builds and maintains strong relationships with producers, field partners, and internal stakeholders while delivering responsive customer service and underwriting expertise. Applies underwriting guidelines, company procedures, and state regulatory requirements to support sound business decisions. Contributes to departmental initiatives, mentors peers, and supports projects that drive operational excellence and portfolio performance.

Key Responsibilities

• Analyze and underwrite insurance risks within the 10-999 life market segment, ensuring sound risk selection and profitable business outcomes.

• Build and maintain effective relationships with producers, field partners, and internal teams to support business growth and customer satisfaction.

• Apply underwriting policies, procedures, and state regulatory requirements to make accurate and compliant underwriting decisions.

• Participate in training, knowledge-sharing, and mentoring activities to support team development and strengthen underwriting capabilities.

• Contribute to departmental projects, process improvements, and strategic initiatives that enhance operational efficiency and achieve organizational goals.

Skills and Background You’ll Need

Education: High School Diploma or equivalent required. Higher education is preferred.

Experience: 5+ years of relevant underwriting experience.

• Advanced expertise in analyzing financial, demographic, and risk-related data across diverse case types.

• Proven experience partnering with multiple departments to evaluate and resolve highly complex underwriting situations.

• Ability to effectively manage escalations and provide recommendations for resolution.

• Demonstrated ability to make high-level underwriting decisions and exercise independent judgment with minimal supervision.

• Ability to mentor, coach, and develop less experienced team members.

Key Behaviors of a Successful Candidate

• Adaptability: Sees possibilities in changing circumstances, accepts and understands change and alters behavior as necessary.

• Improvement Mindset: Continually seeks new ways to create business/ customer value by identifying and implementing opportunities for improved efficiency, effectiveness and innovation.                           

• Customer Focus: Understands and anticipates both internal and external customer needs and develops customer-inspired solutions that exceed expectations.            

Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions

• An annual incentive bonus plan

• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure

• A supportive, responsive management approach and opportunities for career growth and advancement 

• Paid parental leave and adoption/surrogacy assistance

• An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.

• Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.