Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Overview:

The Solution Architect is responsible for designing and delivering end-to-end technology solutions that align with business objectives and enterprise architecture standards. This role bridges the gap between business needs and technical implementation, ensuring scalability, security, and performance.

Key Responsibilities:

• Collaborate with business stakeholders to understand requirements and translate them into technical solutions
• Define solution architecture for programs and projects, ensuring alignment with enterprise standards
• Conduct feasibility and impact analysis for proposed solutions
• Develop architecture artifacts such as:
• Initial Design Approach (IDeA/POV)
• Solution Architecture Document (SAD)
• Data Flow Diagrams (DFD)
• Threat Models
• Provide guidance throughout the solution lifecycle, from ideation to delivery
• Support Agile planning, estimation, and readiness assessments
• Ensure compliance with security, governance, and cloud standards
• Advise on technology platforms, integration patterns, and best practices

Required Qualifications:

• 10+ years of IT experience, specifically in architecture or engineering
• 5+ years financial services industry experience
• 3+ years of experience in integration services programming and architecture
• 2+ years proven experience in delivery innovated and newer trends in payments / financial networks - specific examples required
• Knowledge of Payments data/object/service models
• Knowledge of HSMs and security models
• Knowledge of cloud platforms (Azure or AWS) and governance practices
• Knowledge of network integration with 3rd party networks including ACH, RTP and Card Networks
• Strong understanding of enterprise architecture principles and frameworks
• Expertise in designing complex, distributed systems
• Ability to create and review architectural artifacts

Desired Qualifications:

• Bachelor’s Degree or equivalent working experience
• Strong hands-on experience with cloud technologies - with a focus on AWS
• 8+ years financial services industry experience
• 2+ years Digital payment implementation experience
• 3+ years Previous Bank of America Experience
• 2+ years Proven experience in delivery innovated and newer trends in payments / financial networks
• Merchant Service experience
• Ability to write in explanatory and procedural styles for multiple audiences
• Ability to simplify complex information

Skills:

• Analytical Thinking
• Architecture
• Result Orientation
• Solution Design
• Technical Strategy Development
• Application Development
• Collaboration
• Data Management
• DevOps Practices
• Risk Management
• Agile Practices
• Automation
• Influence
• Solution Delivery Process
• Test Engineering

Shift:

Hours Per Week: