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It’s more than a career at NAB. It’s about more meaningful work, more global opportunities and more innovation beyond boundaries .

Your job is just one part of your life. When you bring your ideas, energy, and hunger for growth, you’ll be recognised and rewarded for your contribution in return. You’ll have our support to excel for our customers, deliver positive change for our communities and grow your career.

NAB has established NAB Innovation Centre India as a centre for operations and technology excellence to support NAB deliver faster, better, and more personalized experience to customers and colleagues.

At NAB India, we’re ramping-up and growing at a very fast pace. Our passionate leaders recruit and develop high performing people, empowering them to deliver exceptional outcomes to make a positive difference in the lives of our customers and our communities.

YOUR NEW ROLE:

• Coordinate workflow across Client Coverage, Credit, CME, Product Specialists, Client Support teams and other internal stakeholders to support efficient transaction execution and portfolio activities.
• Undertake comprehensive financial and credit risk analysis and credit rating for annual reviews, facility amendments and new lending opportunities. Assess industry dynamics, climate risk / ESG, financial performance, cash flow generation, leverage, collateral security, management quality and prevailing market conditions.
• Produce concise, insightful and well-structured credit memos outlining risk assessments and recommendations on facilities, limits, tenor, covenants, security and other transaction terms, aligned with internal credit policies, regulatory requirements and risk appetite frameworks.
• Support Credit and DCA holders / approval authorities in assessing new lending, limit increases, refinancing and transaction structuring opportunities.
• Develop and maintain expertise in corporate banking documentation and security arrangements. Ensure compliance with credit policies, risk frameworks, operational requirements and internal controls across Term Loans, Overdrafts, Bank Guarantees and Revolving Credit Facilities.
• Identify opportunities to streamline workflows, improve controls and efficiencies, and enhance service delivery using AI.
• Build trusted client relationships and deliver customer-focused solutions.
• Support transaction execution and deliver high-quality credit submissions.
• Proactively manage risk and ensure compliance with policies and procedures.
• Deliver quality outcomes while minimizing risk events.
• Drive continuous improvement and process efficiencies

WHAT YOU WILL BRING:

• Candidates must hold an MBA or CA qualification. Additional certifications such as CFA, FRM, or equivalent professional credentials will be viewed favourably.
• Strong financial statement analysis, credit risk assessment and corporate banking product knowledge.
• Strong Microsoft Excel capability with moderate to advanced technical proficiency.
• Banking experience between 3-6 years, preferably with an international bank, or relevant legal, regulatory, statutory or risk-management experience with knowledge of credit risk and compliance processes.
• Excellent analytical, written communication, stakeholder-management and problem-solving skills.
• Effective team player with experience contributing to collaborative, high-performing environments.

A diverse and inclusive workplace works better for everyone:

Our goal is to foster a culture that fills us with pride, rooted in trust and respect. NAB is committed to creating a positive and supportive environment where everyone is encouraged to embrace their true, authentic selves. A diverse and inclusive workplace where our differences are celebrated, and our contributions are valued. It’s a huge part of what makes NAB such a special place to be.

More focus on you:

We’re committed to delivering a positive experience for our colleagues and a workplace you can be proud of. We support our colleagues to balance their careers and personal life through flexible working arrangements such as hybrid working and job sharing and competitive financial and lifestyle benefits. We invest in our colleagues through world class development programs (Distinctive Leadership and Career Qualified in Banking), and empower you to learn, grow and pursue exciting career opportunities

Join NAB India:

This is your chance to join NAB India and along with your experience and expertise to help shape an innovation driven organisation that focuses on making a positive impact in the lives of its customers, colleagues and communities

To know more about us please click here

To know more about NAB Global Innovation Centres please click here

We’re on LinkedIn: NAB Innovation Centre India