At  G+D Netcetera, we build technology that moves the digital world forward. We are an international community of engineers, innovators, and industry experts developing secure, scalable, and innovative financial technology solutions that power the future of digital banking, payments, pension fund services and many more. 

Our expertise lies in creating seamless digital banking experiences, secure payment solutions, and reliable digital platforms for pension funds, helping financial institutions deliver smarter, more efficient services in an increasingly digital world. 

The Portfolio Owner leads the Trusted Payments value stream within our Payment Security business unit. This role is accountable for maximizing the value stream’s value by overseeing product vision and strategy, profit and loss (P&L), market presence, and the people working in the value stream.
The Portfolio Owner also represents Trusted Payments in relationships with customers, card schemes, partners, and G+D. 

Join us and help shape the future. 

Your tasks:

• Own the Trusted Payments value stream end-to-end, with accountability for business performance, P&L, quality, cost and time-to-market. 
• Create, maintain and communicate the value stream strategy (STP, go-to-market, roadmap input to the PS portfolio). 
• Own the product portfolio, product vision and roadmap across the lifecycle, covering existing products as well as the development of new offerings. 
• Drive transformation of the portfolio, including the migration of legacy solutions to modern technologies and operating models. 
• Maintain relationships with key customers (issuers, wallet providers, processors) and with the card schemes (Visa, Mastercard and others) and other major interest groups relevant to the value stream and represent Trusted Payments internally and externally. 
• Ensure market visibility of the offering (external and internal events, relevant industry bodies, sales enablement). 
• Alignment of VS strategy, offering, value propositions with sales channel (direct & indirect), as well as identify and pursue market and growth opportunities to further develop the business. 
• Make sure market and customer insight is available and translated into business needs. 
• Provide leadership across the value stream, including product, PM/CSE and R&D, in close collaboration with the respective functional leaders; contribute to regular people and performance reviews. 
• Own business needs and prioritization of the ART backlog together with product management. 

Requirements

Your profile:

• 8+ years in payments, of which several years with product/portfolio or business ownership including P&L responsibility. 
• Deep understanding of digital issuance: tokenization (MDES/VTS), mobile wallets (Apple Pay, Google Pay, HCE/NFC), Click to Pay, issuer processes, scheme rules and certification. 

• International business acumen in relevant multi-party business ecosystem. 
• Proven people leadership of cross-functional teams (product, engineering, delivery), also across locations. 

• Strategic thinking combined with hands-on execution; strong commercial and negotiation skills. 

• Credible external representatives towards banks, schemes, partners and industry bodies. 

• Fluent English; German is an advantage. 

Nice to have:

• Network among European issuers, processors and schemes. 

• Experience with SAFe / value-stream organizations. 

• Experience with SaaS / Cloud operating models and PCI DSS-regulated services. 

• Exposure to Digital Euro, A2A / Alternative payment methods, Agentic commerce. 

• Experience leading transformation and change

Benefits

• Flexibility: Adjust your time to work efficiently, be it working hours, part-time options, or unpaid leave

• Extra vacation days: Need to take some extra time off? With us, you have the possibility to activate 5 additional paid days per year on top of your vacation plan

• Private health & Family Insurance in accordance with the local standards and/or legislative

• Yearly Education Fund: We strongly believe in continuous development and would love to see you enrich your knowledge. Ever Netceterian has a dedicated yearly fund to invest in their professional and personal development through conferences, courses, lectures or long-term education

• Meals & Snacks: Enjoy a lunch allowance each working day, free fruit and drinks in the office