At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Payments Advisor is a senior advisor within PMI-ICG Client Strategy, part of PMI Sales Enablement, reporting to the Head of PMI-ICG Client Strategy. Partnering with PMI Sales, the role helps clients modernize payments, optimize treasury operations, strengthen liquidity, and unlock working capital, turning complex financial challenges into clear, actionable strategies.

Combining practitioner-level treasury and payments expertise with industry insight, analytical rigor, and executive storytelling, the Payments Advisor engages CFOs, Treasurers, and finance leaders as a trusted advisor, deepening client relationships and expanding U.S. Bank's role in each client's financial agenda.

KEY RESPONSIBILITIES

Client Advisory & Strategic Engagement

• Serve as a trusted advisor to CFOs, Treasurers, Controllers, and finance leaders on treasury strategy, operating models, and payments transformation.
• Lead strategic discussions alongside the Payment Sales Consultant (PSC) to uncover client priorities across liquidity, working capital, payments, and receivables.
• Conduct treasury assessments and benchmarking to deliver insight-led recommendations aligned to U.S. Bank capabilities.
• Facilitate client workshops focused on treasury optimization, process improvement, and financial operations transformation.
• Partner with PMI Sales and Client Executive teams to drive client acquisition, retention, and wallet share growth.

Areas of Expertise

Provide advisory depth across core treasury and payments disciplines, including:

• Liquidity management, cash concentration, and cash forecasting.
• Working capital optimization across receivables and payables.
• Payments modernization, automation, and digital treasury strategy.
• Treasury technology integration, including ERP and Treasury Management Systems (TMS).
• Treasury operating model design, centralization, and bank account rationalization.
• Treasury governance, controls, and risk management frameworks.

Typical Client Engagements

• Mergers, acquisitions, and post-acquisition treasury integration.
• Treasury organization redesign and shared services centralization.
• Procure-to-pay and order-to-cash process transformation.
• Treasury technology assessments and roadmap development.
• Domestic and international expansion, business continuity, and treasury resiliency planning.

Market Intelligence & Thought Leadership

• Track emerging treasury trends, payment innovations, regulatory developments, and competitive dynamics to inform client strategy.
• Translate market and client insights into go-to-market strategy and solution development.
• Produce thought leadership, white papers, and executive briefings for clients and internal stakeholders.
• Represent U.S. Bank at industry conferences, client forums, webinars, and treasury association events.

Internal Partnership & Sales Enablement

• Serve as the primary treasury and payments subject matter expert, guiding Client Strategists on executive presentations and client-facing materials.
• Provide expertise in strategic client reviews, solution design, and complex deal pursuits alongside PMI Sales, Product Management, and Corporate Marketing.
• Build advisory methodologies, benchmarking tools, and client assessment frameworks that scale across the PMI sales organization.
• Elevate seller capability through training, coaching, and thought leadership resources.
• Contribute to strategic planning initiatives that advance PMI growth objectives.

REQUIRED QUALIFICATIONS:

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field, or equivalent experience.
• 8+ years of experience in corporate treasury, treasury consulting, finance advisory, banking, or treasury management.
• Previous practitioner experience in a corporate treasury, finance, or payments function, with direct accountability for cash, liquidity, payments, or working capital operations.
• Deep expertise in treasury operations, liquidity, payments, working capital, and cash management.
• Proven record advising treasury and finance leaders on strategic initiatives and operational improvement.
• Strong analytical judgment, with the ability to distill complex information into clear, actionable recommendations.
• Exceptional executive communication, storytelling, and relationship management skills.
• Proven ability to collaborate across sales, relationship management, and product organizations.
• Ability to travel approximately 25%–35% to support client engagements and industry events.

PREFERRED QUALIFICATIONS

• Certified Treasury Professional (CTP), CPA, CFA, MBA, or other relevant designation.
• Treasury consulting or financial institution advisory experience, including diagnostics, benchmarking, or transformation engagements.
• Knowledge of treasury technology ecosystems, including TMS, ERP platforms, SWIFT, and payments infrastructure.
• Understanding of commercial banking, treasury management products, and liquidity solutions.
• Awareness of regulatory and risk considerations affecting treasury organizations.

BASIC QUALIFICATIONS:

• Bachelor's degree, or equivalent work experience 
• Eight or more years of relevant experience

This role requires working from a U.S. Bank location three (3) or more days per week.

Locations: Available in various Hub locations in Minneapolis, New York City, Atlanta, Denver, Chicago and Charlotte

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.