WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

Be part of a team that supports the risk management and credit decision-making process for financial institutions worldwide. As a Credit Analyst Intern within Global Financial Institutions, you'll gain valuable exposure to credit analysis, financial assessment, and banking risk management. You'll have the opportunity to develop your analytical and problem-solving skills while working on initiatives that support informed credit decisions and strengthen the bank's risk management framework.

How You Succeed

To excel in this role, you'll need to be analytical, detail-oriented, and eager to learn. You'll work closely with the team to analyse financial information, conduct research, and support credit-related initiatives. Your ability to interpret data, communicate findings clearly, and collaborate with stakeholders will help you contribute meaningfully while building a strong foundation in credit analysis and risk assessment.

What You Do

Your responsibilities will include:

• Financial Research: conduct research using public sources, internal systems, and commercial databases to support credit assessments and portfolio reviews
• Financial Analysis: perform financial spreading and analysis of financial institutions (FIs) and non-bank financial institutions (NBFIs) to support credit evaluation
• Credit Assessment Support: assist in reviewing financial information, analysing performance trends, and supporting the credit analysis process
• Stakeholder Engagement: liaise with internal stakeholders to gather updated information and support ongoing credit reviews
• Risk Management Initiatives: contribute to departmental initiatives and projects, including rating model enhancements, system migrations, and process improvement efforts
• Process Improvement: identify opportunities to enhance workflows, strengthen controls, and improve operational efficiency
• Ad-hoc Tasks: provide support on other credit-related projects and assignments as required

Who You Work With

Global Transaction Banking supports clients through a comprehensive range of transaction banking solutions across markets and industries. Within the Global Financial Institutions team, you'll work alongside experienced credit professionals responsible for assessing and managing credit exposures to financial institutions and non-bank financial institutions. You'll gain valuable insights into risk management, credit assessment methodologies, and the role of credit analysis in supporting sound banking decisions.

Who You Are

• Open to learning and feedback
• Strong interest in finance, credit analysis, and risk management
• Analytical, detail-oriented, and intellectually curious
• Able to interpret financial information and draw meaningful insights
• Good communication and interpersonal skills
• Comfortable working with data and conducting research
• Familiarity with finance concepts and financial statements
• Organised and able to manage multiple priorities effectively
• Currently pursuing an undergraduate degree

Learning Objectives

This internship will provide you with:

• Exposure to the credit assessment process for financial institutions and non-bank financial institutions
• Understanding of financial analysis and credit risk management within a banking environment
• Practical experience analysing financial statements and performing financial spreading
• Insights into how credit rating models are developed and applied
• Exposure to risk management initiatives, system enhancements, and process improvement projects
• Opportunities to develop analytical, research, and stakeholder management skills
• A deeper understanding of the role of credit analysis in supporting prudent banking decisions and portfolio management

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.