At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

The Commercial Credit Analyst Intern will be a part of our credit analyst teams. Through this work, the intern will develop core skills and working knowledge of FNBO Credit group, business practices and operations through educational sessions, straightforward projects, and other duties requested by the manager.

About This Role:

 

Responsibilities 

• Perform fundamental credit analysis tasks  

• Participate in corporate internship program activities such as educational workshops, social events, and community outreach, and bank-wide intern project 

• Engage with personnel in other bank departments including Operations, Relationship Management, and Loan Documentation to gain a comprehensive understanding of the loan lifecycle and build cross-functional relationships 

 

Duties may include 

• Assisting in the preparation of loan presentation packets (credit memos) for new credit requests, loan renewals and annual reviews 

• Spread and analyze financial information for borrowers, related entities, and guarantors. 

• Aid in ongoing monitoring of loan covenants to ensure that borrowers remain in compliance with all covenants as specified in the loan agreement. 

• Verify accuracy of financial information in credit systems 
• Completion of a department specific project

 

Development Opportunities 

• Gain knowledge of financial analysis of different financial statements, industries and loan types 

• Exposure to bank credit systems and financial spreading tools 

• Work collaboratively with experienced credit and banking professionals 

• Participate in department meetings and training sessions 

The Ideal Candidate for This Role:

 

Candidates must possess unrestricted work authorization and not require future sponsorship.

Work Environment:

It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation, mentorship, and a vibrant culture where ideas flow freely and relationships flourish. As part of our team, you'll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs.

Compensation and Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

To obtain compensation and benefit information related to this specific role, e-mail FNBO at [email protected]. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20261685

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.

Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

Click here to download 'EEO is The Law' Self-Print Poster

Click here to download 'EEO is The Law' Supplement for Federal Contractors

Click here to download 'EEO is The Law' GINA Supplement

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days.  Job postings may come down prior to 5 calendar days based on volume of applicants.