About this role:

Wells Fargo is seeking a Credit Product Portfolio Specialist for our Supply Chain - Channel Finance Group.

As a crucial member of our team, you'll be delivering top-tier products and services that empower corporate clients throughout Latin America.

Joining our team means immersing yourself in a world of innovative financial solutions. Our portfolio encompasses traditional asset-based lending, senior secured lending, inventory/floorplan financing, accounts receivable/purchase order financing, and supply chain finance solutions. This is your opportunity to fast-track your career in a dynamic environment.

In this role, you'll oversee day-to-day operations across portfolios, forging valuable connections with customers, vendors, credit insurers, and internal departments. You'll be the linchpin, liaising seamlessly across Wells Fargo entities. Your responsibilities will span from client funding management and capacity communication to credit requests, program documentation, support for senior peers and reporting on financial trends. Become the go-to expert in this ever-evolving portfolio.

Ready to advance your career in the heart of the financial industry? Join us in shaping the future of corporate finance and be part of something extraordinary at Wells Fargo.

In this role, you will:

• Participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners and senior peers
• Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
• Participate or provide support to review and analyze low to moderately complex client portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
• Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
• Participate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
• Partner with product management functional partners to provide feedback on the use of tools to deliver credit solutions more effectively, meeting client and market needs
• Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries related to their product
• Contribute to functional area planning related to a given product

Required Qualifications:

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Fluent in Spanish and/or Portuguese

Desired Qualifications:

• Candidates need to be fluent in Spanish and/or Portuguese (reading, writing and verbal).
• Credit analysis experience
• Experience in Secured Lending and Asset Based Lending
• International commercial lending experience
• Account relationship, underwriting and credit management experience.
• Financial statement analysis experience (GAAP and IFRS
• Proven ability to communicate powerfully and prolifically, both internally and externally
• Ability to build partnerships and create strategic alliances among diverse stakeholders.
• Ability to work in an ever-changing work environment and dealing with ambiguity, with a geographically dispersed workforce, matrixed organizational structure and requiring a great need of collaboration and engagement with LOB and functional representatives.
• Accounting/Finance background
• Advanced knowledge of MS Office software applications including Word, Excel and PowerPoint and Copilot.

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Job Expectations:

• This position is not eligible for Visa sponsorship 
• This position offers a hybrid work schedule-4 days in the office and 1 day remote
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process 
• May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards 

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Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.