FS Consulting at PwC Poland is a vibrant team of experts helping financial institutions in Poland and beyond tackle risk management challenges - from market and credit risk to operational risk and regulatory compliance. We work closely with PwC Germany’s Financial Services Solutions Practice, which plays a key role in delivering high-impact consulting projects for Germany’s financial sector. You’ll get to collaborate directly with our German colleagues and clients and dive into cross-border projects - immersing yourself in the heart of EU’s financial world.  

We are looking for: 

Credit Risk Management Consultant with German Language Skills

Your future role: 

• Analyze and optimize credit risk processes to ensure compliance with evolving European regulations,  
• Support clients during supervisory audits in field of credit risk conducted by ECB, Bundesbank or BaFin,  
• Drive digitalization and optimization of credit processes using automation and AI,  
• Manage the end-to-end credit process for clients and/or support regulatory reporting frameworks,  
• Assist clients in implementing regulations (such as EBA Guidelines and MaRisk) and interpreting emerging frameworks, 
• Collaborate closely with PwC Germany, building a cross-border network and learning from experts,  
• Grow professionally in a culture that values curiosity, initiative, and continuous learning.

Apply if you have:  

• Fluency in both English and German (B2 or higher), 
• Experience in Financial Services, preferably with exposure to German institutions,  
• Completed or soon-to-be-completed higher education degree in finance, economics, international business, accounting, or a related field,  
• Familiarity with key regulatory requirements (EBA or SRB Guidelines, MaRisk, FINREP/COREP or AnaCredit) and/or practical experience using reporting tools,  
• Understanding of banking processes like credit risk management or regulatory reporting 
• A structured, proactive, and quality-focused work approach,  
• Excel using AI tools to automate tasks, analyze information, and generate content,
• Strong communication skills, openness, and eagerness to learn and grow in an international, collaborative environment, motivation to develop professionally and engage with the German team and clients. 

Nice to have:

• Basic programming skills or familiarity with Python, R or Excel.

By joining us you gain: 

• Work flexibility - hybrid working model, flexible start of the day, workation, sabbatical leave, 
• Development and upskilling - our full support during onboarding process, mentoring from experienced colleagues, training sessions, workshops, certification co/financed by PwC and conversations with native speaker, 
• Medical and wellbeing program - medical care package (incl. freedom of treatment, physiotherapy, discounts on dental care), mindfulness, psychological support, education through dedicated webinars and workshops, financial and legal counselling, 
• Possibility to create your individual benefits package (a.o. lunch pass, concierge, veterinary package for a pet, massages) and access to a cafeteria - vouchers, discounts on IT equipment and car purchase, 
• 3 paid hours for volunteering per month, 
• Additional paid Birthday Day off, 
• And when you start enjoying PwC as much as we do, you may recommend your friend to work with us. 

Recruitment process: 

• Submit your resume, 
• Talk on the phone with the Recruiter,
• Let's get to know each other better in the interview! 

Should you have any questions, please do not hesitate to reach out to us: pl_kariera@pwc.com.  

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