Job Description

• Conduct a comprehensive financial analysis of client data to understand credit exposure and liability; conduct cash flow modelling, sensitivity analysis and other investigations as necessary.
• Collaborate closely with key stakeholders and those who hold business relationships with clients to gain an intimate knowledge of the clients' business, environment, and the industry they compete in.
• Assess a wide range of credit structures and propose solutions to challenges.
• Engage in scenario analysis and stress-testing to evaluate potential and actual risks.
• Present findings and insights to line management and/or the credit committee, and provide recommendations where required.
• Remain keenly abreast of industry and legislative developments and the impact thereof on portfolios.
• Advise more junior team members on aspects of client credit reviews, assisting them in identifying risks, and providing expertise and guidance.
• Develop and maintain strong business relationships with clients for the purpose of gathering relevant information and undertaking analyses.
• Display and encourage an appreciation of teamwork and inclusivity.
• Develop, encourage and nurture collaborative relationships across area of specialisation.
• Ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
• Review existing processes and suggest innovative ideas to improve and streamline processes to drive efficiencies and minimise redundancy.
• Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities.
• Build relationships that allow for the managing of expectations, the sharing of knowledge and diverse insights, and the creation of buy-in.

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.