About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards. 

The Robinhood Money team is responsible for building and scaling banking products that help customers safely store, move, and manage their money. The team partners closely with product, engineering, legal, operations, and external bank partners to deliver compliant, reliable, and customer-first financial solutions.

As Money Compliance Lead, you will play a critical role in ensuring that Robinhood embeds regulatory compliance for its expanding suite of banking products, as well as future products. You will participate in multiple compliance functions to support the administration of our compliance management system. In this role, you will analyze regulatory changes, review marketing and customer disclosures, and provide clear compliance guidance to product teams. You will also collaborate with bank sponsors and partner teams to manage regulatory requests and examinations. Your efforts will directly safeguard our platform and enhance our customer experience.

This role is based in our Menlo Park, CA; New York City, NY; Washington DC office(s), with in-person attendance expected at least 3 days per week.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams. 

What you’ll do

• Partner closely with product and engineering teams to support the design, launch, and iteration of new banking products, features, and process changes to ensure adherence to applicable banking and consumer protection regulations.
• Perform compliance risk assessments of relevant regulations, such as UDAAP, Reg E, Reg DD, etc.
• Review marketing materials, customer communications, and disclosures for regulatory compliance.
• Coordinate due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners.
• Own, maintain, and continuously improve banking compliance policies, procedures, and controls to align with internal standards as well as external regulatory and partner expectations
• Lead regulatory, partner, and internal audits related to banking products, including preparation, response coordination, and remediation tracking.

What You'll Bring

• 7+ years of experience in financial services compliance, with deep experience in banking and fintech environments.
• Hands-on experience working with bank partners and engaging with state and federal regulatory agencies.
• Strong knowledge of applicable banking and consumer protection regulatory frameworks, including Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), the Electronic Fund Transfer Act (EFTA), the Truth in Savings Act (TISA), and money transmission laws.
• Demonstrated ability to design and scale compliance programs for consumer financial products in a high-growth, technology-driven environment.
• Ability to navigate ambiguity, apply sound judgment, and communicate clearly on complex regulatory and product issues.
• Strong analytical, organizational, and problem-solving skills with the ability to manage multiple priorities and meet key regulatory deadlines.
• Proven ability to assess and manage compliance risks for novel or undefined financial features, translating evolving regulatory guidance into clear, actionable requirements for product teams.

What we offer

• Challenging, high-impact work to grow your career.
• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
• Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
• Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.