CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:

The Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans.

Job Responsibilities:

• Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards.

• Complete comprehensive collateral reviews in a timely manner to meet service level expectations.

• Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators.

• Remain informed and current on all agency and investor guidelines and updates.

• Exercise delegated lending authority to render final underwriting decisions, including loan approvals, suspensions, and denials, while ensuring compliance with regulatory and investor requirements.

• Maintain a high level of customer service.

• Collaborate with the Post Closing Department on any stipulations for closed files.

• Perform other duties as assigned.

Qualifications and Skills:

• 3 years’ mortgage underwriting experience.

• Experience in collateral underwriting, preferred.

• Working knowledge of all agency and investor underwriting policies.

• Excellent prioritization and time management skills.

• Excellent communication and customer service skills.

• Advanced analytical skills.

• Proficient in Microsoft Office Suite.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.