What is the opportunity?

The Cash Management Flex Role – Wires Primary position is responsible for providing excellent, accurate and timely customer service to RBC Wealth Management (RBC WM) branches & complexes, C&C (Custody & Cleaning), Operations and Corporate areas for: Wires requests and reports as well as reconciliation of bank accounts department general ledgers and phone queue support. The Wire Processing Specialist is primarily responsible for processing incoming and outgoing domestic and international wire transfers accurately and efficiently in compliance with internal policies and applicable regulations. This role also supports the broader Treasury Operations team by cross-training and assisting in other key functions, including Automated Clearing House (ACH) transactions, deposit processing, disbursements, money market settlements, and sweep fund transactions.

What will you do?

• Process and verify wire transfer requests (domestic and international), ensuring accuracy, timeliness, and compliance with internal controls and regulatory requirements (e.g., OFAC, BSA/AML).
• Review and validate wire instructions, resolve discrepancies, and follow up with internal or external parties as needed.
• Monitor and reconcile daily wire activity, escalating issues when appropriate.
• Cross-train in and provide backup support in the following areas:
  • ACH Processing – Initiating, verifying, and reconciling ACH debits and credits.
  • Deposits – Posting and reconciling deposits to customer and internal accounts.
  • Disbursements – Processing checks, payments, and related activities.
  • Money Market Settlements – Recording and confirming money market transactions.
  • Sweep Funds – Monitoring and executing account sweeps in accordance with established agreements.
• Maintain detailed and accurate records of all transactions in compliance with internal and external audit requirements.
• Identify and recommend process improvements to enhance efficiency, accuracy, and customer service.
• Participate in department projects, audits, and testing of new systems or procedures as needed.
• Provide excellent internal and external customer service, responding to inquiries professionally and promptly.
• Utilize various vendors, Microsoft 365 and RBC applications to complete tasks, review reports and process transactions.
• As necessary, research complex requests ranging from suspected fraud to check/ACH returns.
• Participate in various department projects as a subject matter expert and provide meaningful feedback and contributions to the projects, including testing and troubleshooting system changes and enhancements.
• Perform other duties as assigned.

What do you need to succeed?

Must-have

• High school diploma or equivalent required; Associate’s or Bachelor’s degree in Finance, Accounting, or related field preferred.
• 1–3 years of experience in wire processing, cash management, or related banking operations strongly preferred.
• Working knowledge of banking regulations (e.g., Reg E, OFAC, BSA/AML) and payment systems (Fedwire, SWIFT, ACH).
• Strong attention to detail, with the ability to work quickly and accurately under time constraints.
• Excellent organizational and communication skills.
• Ability to adapt and willingness to learn new processes in a fast-paced, team-oriented environment.
• Proficiency in Microsoft Office (Word, Excel, Outlook) and banking operations systems.
• Ability to handle multiple priorities in a fast paced and deadline driven environment with a high attention to detail and ability to maintain confidentiality.
• Ability to communicate effectively both verbally and in writing.
• Excellent customer service and telephone skills.
• Ability to work well under pressure in a deadline-oriented environment.
• Ability to independently manage daily fluctuations in workload and prioritize to meet department needs.
• Banking, brokerage operations, or related experience

Nice-to-have

• 4-year degree from an accredited university in business, finance or related field
• 4+ year business, finance, customer service and/or accounting/securities experience
• Securities Licensing (SIE/S99)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Flexible work/life balance options
• Opportunities to do challenging work
• Opportunities to take on progressively greater accountabilities  
• Access to a variety of job opportunities across business

The good-faith expected salary range for the above position is $50,000 - $80,000 depending on factors including but not limited to the candidate’s experience, skills, registration status; market conditions; and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan. RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

• Drives RBC’s high performance culture
• Enables collective achievement of our strategic goals
• Generates sustainable shareholder returns and above market shareholder value

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.