Reporting to the Director of Financial & Regulatory Reporting, Europe, the Senior Regulatory Reporting Analyst will support the team in preparing entity-level regulatory reports for both domestic & cross border requirements, while also assisting in the development of prudential reporting frameworks and requirements.

 Responsibilities will include:

•  Lead the preparation and submission of monthly, quarterly, and annual regulatory reporting requirements ensuring full compliance with MFSA and other supervisory authority requirements.
• Deliver accurate domestic reports (e.g., BR06, MFSA Financial Institution Return, PSS) and cross-border submissions for other jurisdictions;
• Contribute to research and analysis of jurisdiction-specific reporting obligations, identifying required data points, defining reporting logic, and maintaining full ownership of the process from scoping through to submission;
• Support group-wide reporting activities, ensuring consistency, accuracy and compliance across both local and global entities;
• Develop, analyse and interpret financial projections and prudential metrics to support strategic planning, capital adequacy assessments, winding down planning, and stress testing exercises for Shift4 regulated business;
• Analyse data from internal and external sources, ensuring accuracy, consistency, and reliability across all reporting data fields;
• Identify opportunities for automation, process improvement, and control enhancement to strengthen reporting governance and operational efficiency;
• Proactively escalate key compliance or data issues, providing actionable insights and recommendations to management to ensure timely resolution.

The ideal candidate will bring:

• Possess a University Degree in Accounting/Banking/Finance or similar equivalent qualifications.
• Three or four years’ relevant working experience, preferably in a bank/financial institution or statistical/regulatory environment, is considered an asset, although training will be provided.
• Analytic experience in data mining considered an asset.
• Intermediate or advanced knowledge of Microsoft Applications, mainly Excel including creating tables, writing queries, data manipulation and quantitative and qualitative analysis.
• Team player, with a positive mindset, excellent communication skills and with a can-do attitude.
• Possess strong analytical skills, quality-oriented attention to detail and problem-solving mindset.

Salary: Depending on Related Experience: € 1575 Gross Monthly

• A growing innovative company
• Social Responsibility Initiatives (such as Volunteering days; Blood donation; Contribution to various charitable causes)
• Office lunch twice a week and a wide choice of Snacks/Soft drinks
• Office in the city center with parking for cars, bicycles, and scooters
• Private health insurance
• Employee accident insurance
• Additional vacation days based on tenure
• Bonuses for the achieved results
• Employee referral program
• IIIrd Pillar Pension Fund contribution
• Gifts for special occasions

Responsibilities:

•  Monitor and investigate suspicious transactions, merchants, and third-party activity daily.
• Dive deep into fraud patterns across our portfolio using BI tools – spot trends, think critically, and act fast.
• Partner with teams across the company and with external stakeholders to develop and implement top-tier fraud detection strategies.
• Build and enhance reports, tools, and processes to prevent fraud and chargebacks – your insights will directly influence our security.
• Communicate with merchants and partners to assess fraud risks and agree on next steps. You'll be a trusted go-to for SMB clients when it comes to compliance and fraud-related queries.
• Collaborate with card schemes like Visa and Mastercard on program breaches, appeals, investigations, and reporting.
• Stay on top of chargeback and fraud programs, ensuring compliance and proactive management of scheme requirements.
• Work hand-in-hand with the Risk team to identify and monitor high-risk merchants.
• Help shape the tools and workflows we use every day by challenging outdated processes and suggesting smarter, faster ways to work.
• Other ad hoc tasks can be assigned by the manager as needed.

Requirements:

• 2+ years of experience with BI tools such as Oracle BI, SAP, Qlik, Tableau, or SQL, or advanced Excel skills are a must.
• A degree in Banking & Finance, Statistics, Data Analytics, Economics, or similar, or hands-on experience in fraud/investigative roles within Payments or Banking.
• Card transactions, Acquiring background, highly advantageous.
• Big plus if you have direct experience supporting small-to-medium business (SMB) clients.
• Clear, confident communication in English (both spoken and written).
• Strong analytical mindset with great investigative instincts – you don’t stop until you get to the "why".
• Able to manage multiple priorities with focus and independence – you’re organized and driven. Able to work under minimal supervision / high degree of independence allocated, and have strong independent decision-making capabilities
• Energetic, innovative, and adaptable – you bring a spark to the team and enjoy being both fun and professional.
• You’re approachable, easy to collaborate with, but not afraid to push back when there’s a better way to do something.
• You thrive in an environment where ownership, creativity, and momentum are encouraged.
• Enjoying working in a fast-paced and multi-cultural environment.
• Innovative and flexible person full of energy. Easy to work with, but challenging, and always looking for improvement. A proactive mindset with a touch of “va va voom”—you know how to make things happen and bring positive energy to the team.
• Candidate must be located in Malta, the United Kingdom, or Lithuania.

Benefits of working for Shift4: 

Join Shift4 and enjoy a work environment that prioritizes flexibility and well-being. We embrace a hybrid working model, offering our team the flexibility to balance time between remote work and our modern, welcoming offices located in the heart of Valletta, Malta's historic capital.

Our standard remuneration package is comprehensive, including private health, dental, and life insurance, as well as parking allowance, preferential home rates, and a company pension plan (with APS). We are committed to supporting our employees' well-being through our Mental Health Program, family-friendly measures, an equipped canteen with free breakfast, and exciting company events.

Summary:

The IT Internal Auditor, Sr, based in Malta, is responsible for the execution of risk-based IT regulatory, operational, and resilience audits across regulated entities within Shift4 Group. Reporting to the Director, Internal Audit, this position is primarily responsible for executing IT regulatory and operational audits, evaluating the effectiveness of technology controls, and providing practical, value-added advisory support to management.

The position requires strong technical IT audit expertise, sound judgment, and the ability to act as a trusted advisor in a complex and evolving regulatory environment.

The role is hands-on and execution-focused, covering the full audit lifecycle from planning and risk assessment through fieldwork, reporting, and follow-up, with regular interaction with senior management, IT leadership, and geographically dispersed teams.

Responsibilities:

• Plan and execute IT regulatory and operational audits across the full audit lifecycle, including audit planning, risk assessment, fieldwork, reporting, and follow-up.
• Assess the design and effectiveness of IT controls across key domains, including IT governance, access, change and release management, SDLC, application and interface controls, information security and cybersecurity, IT operations, third-party risk, data integrity, and IT resilience, business continuity, and disaster recovery.
• Identify and communicate technology risks, control gaps, and regulatory issues, including potential business and compliance impacts.
• Prepare clear, concise, and actionable audit reports with practical recommendations aligned to business and regulatory requirements.
• Perform audit follow-ups to validate remediation actions and ensure timely closure of issues.
• Document audit work in accordance with IIA standards, ensuring workpapers are complete and support audit conclusions.
• Maintain the IT audit universe and risk assessments to support risk-based audit planning.
• Provide independent advisory support to management, including pre-implementation reviews, risk assessments, and guidance on control design, automation, regulatory readiness, and emerging technology and governance risks.
• Participate in special reviews and ad hoc projects, such as system implementations, cybersecurity assessments, or regulatory initiatives.
• Collaborate with global Internal Audit, IT, Compliance, Risk Management, and external auditors to promote an efficient, coordinated audit approach.
• Support SOX ITGC activities on a limited, as needed basis.

Qualifications:

• Bachelor’s Degree in Information Systems, Computer Science, or a related field.
• 4–5 years of IT audit experience in a regulated environment (industry or public accounting).
• Solid understanding of IT control frameworks, including COSO and COBIT, and their application in regulated environments.
• Strong working knowledge of IT audit domains including IT governance and risk management, access controls, change and release management, system development and implementation (SDLC), application and interface controls, information security and cybersecurity, IT operations, third-party and outsourcing risk, data integrity, and IT resilience, business continuity, and disaster recovery.
• Professional certification: CISA.
• Exposure to SOX environments.
• Big 4 or top-tier consulting experience.
• Experience supporting audits in financial services, payments, fintech, or other regulated industries.
• Familiarity with audit management tools and data analytics techniques.
• Strong analytical, organizational, and communication skills, with the ability to engage effectively with both technical and non-technical stakeholders.
• Advanced proficiency in Microsoft Office applications (Excel, Word, PowerPoint).
• Excellent command of English, both written and spoken.

Compensation:

Shift4 applies a structured, market-informed approach to compensation. 

Salary ranges are developed based on objective, gender-neutral criteria, such as internal job levels, scope of responsibilities, and external market data. The range listed for this position reflects the expected hiring range for qualified candidates and corresponds to the level and requirements of the role.

Actual compensation may vary depending on various factors, such as experience, skills, qualifications, work location, and market conditions. Shift4’s compensation structures are subject to periodic review and ongoing alignment across regions. Additional components such as variable remuneration or other benefits may also apply based on eligibility and role type.

Salary Range: € 45,000 - € 50,000

Benefits of working for Shift4:

Join Shift4 and enjoy a work environment that prioritizes flexibility and well-being. We embrace a hybrid working model, offering our team the flexibility to balance time between remote work and our modern, welcoming offices located in the heart of Valletta, Malta's historic capital.

Our standard remuneration package is comprehensive, including private health, dental, and life insurance, as well as parking allowance, preferential home rates, and a company pension plan (with APS). We are committed to supporting our employees' well-being through our Mental Health Program, family-friendly measures, an equipped canteen with free breakfast, and exciting company events.

We are seeking a commercially oriented Legal Counsel with strong experience in commercial contracts and data privacy within the fintech or payment sector to join the Commercial Legal Team, Europe.

This role is open to candidates based in Spain, Italy, the UK, Malta or Germany.

The ideal candidate will support the company’s business growth by providing practical, risk-aware legal advice while ensuring compliance with company’s policies and applicable regulations.

Key Responsibilities:

• Draft, review, and negotiate a wide range of complex commercial agreements, including partnership and client contracts.
• Support the sales team by helping structure deals, enable innovation, and drive commercial initiatives while identifying legal risks and providing practical solutions.
• Provide data protection and privacy advice, including GDPR and other applicable frameworks.
• Collaborate with different stakeholders in the company.
• Develop templates, training materials and draft privacy related policies.

Qualifications & Experience:

• Law degree.
• 5+ years of experience practicing law in Europe, either at a Law Firm or as an in-house counsel, in fintech or payments environment.
• Strong experience in commercial contracts, negotiations and data protection/privacy law (e.g., GDPR, UK GDPR, CCPA).
• Excellent drafting and negotiation skills with a business-focused approach.
• Fluent in English (both written and spoken).
• Additional language proficiency (in either Spanish, Italian, German or other European language) are a significant advantage.
• Proven ability to work independently and collaboratively in a fast-paced, global environment.

Preferred Attributes

• Pragmatic and commercially minded.
• Strong interpersonal skills and a collaborative approach.
• Interest in innovation, technology, and financial services.

#LI-EB1

Reporting to the Director of Financial & Regulatory Reporting, Europe, the Senior Regulatory Reporting Analyst will support the team in preparing entity-level regulatory reports for both domestic & cross border requirements, while also assisting in the development of prudential reporting frameworks and requirements.

 Responsibilities will include:

•  Lead the preparation and submission of monthly, quarterly, and annual regulatory reporting requirements ensuring full compliance with MFSA and other supervisory authority requirements.
• Deliver accurate domestic reports (e.g., BR06, MFSA Financial Institution Return, PSS) and cross-border submissions for other jurisdictions;
• Contribute to research and analysis of jurisdiction-specific reporting obligations, identifying required data points, defining reporting logic, and maintaining full ownership of the process from scoping through to submission;
• Support group-wide reporting activities, ensuring consistency, accuracy and compliance across both local and global entities;
• Develop, analyse and interpret financial projections and prudential metrics to support strategic planning, capital adequacy assessments, winding down planning, and stress testing exercises for Shift4 regulated business;
• Analyse data from internal and external sources, ensuring accuracy, consistency, and reliability across all reporting data fields;
• Identify opportunities for automation, process improvement, and control enhancement to strengthen reporting governance and operational efficiency;
• Proactively escalate key compliance or data issues, providing actionable insights and recommendations to management to ensure timely resolution.

The ideal candidate will bring:

• Possess a University Degree in Accounting/Banking/Finance or similar equivalent qualifications.
• Three or four years’ relevant working experience, preferably in a bank/financial institution or statistical/regulatory environment, is considered an asset, although training will be provided.
• Analytic experience in data mining considered an asset.
• Intermediate or advanced knowledge of Microsoft Applications, mainly Excel including creating tables, writing queries, data manipulation and quantitative and qualitative analysis.
• Team player, with a positive mindset, excellent communication skills and with a can-do attitude.
• Possess strong analytical skills, quality-oriented attention to detail and problem-solving mindset.

Compensation:

Shift4 applies a structured, market-informed approach to compensation. 

Salary ranges are developed based on objective, gender-neutral criteria, such as internal job levels, scope of responsibilities, and external market data. The range listed for this position reflects the expected hiring range for qualified candidates and corresponds to the level and requirements of the role.

Actual compensation may vary depending on various factors, such as experience, skills, qualifications, work location, and market conditions. Shift4’s compensation structures are subject to periodic review and ongoing alignment across regions. Additional components such as variable remuneration or other benefits may also apply based on eligibility and role type.

Salary Range: € 50,000 - € 55,000

Benefits for working for Shift4:

Join Shift4 and enjoy a work environment that prioritizes flexibility and well-being. We embrace a hybrid working model, offering our team the flexibility to balance time between remote work and our modern, welcoming offices located in the heart of Valletta, Malta's historic capital.

Our standard remuneration package is comprehensive, including private health, dental, and life insurance, as well as parking allowance, preferential home rates, and a company pension plan (with APS). We are committed to supporting our employees' well-being through our Mental Health Program, family-friendly measures, an equipped canteen with free breakfast, and exciting company events.