Role Summary

As a Global Payments Strategist at Payoneer, you will play a critical role in supporting the company’s global licensing strategy, regulatory initiatives, and product expansion by ensuring that end-to-end fund movements are accurately documented, regulator-ready, and aligned with evolving compliance requirements. You will act as a strategic partner across Product, Treasury, Legal, Compliance, and Operations, maintaining a centralized view of how funds move across licensed entities, products, banking partners, and payment corridors.

This role owns the documentation and ongoing maintenance of Payoneer’s global funds flow framework, including safeguarding models, legal ownership of funds, and intercompany settlement structures. You will support licensing activities, regulatory reviews, audits, and banking partner due diligence by delivering clear, consistent, and defensible documentation across a highly dynamic and global payments ecosystem.

What You’ll Do

• Analyze, document, and maintain end-to-end funds flows across licensed entities, products, and banking partners using clear process diagrams and supporting narratives.
• Clearly articulate legal ownership of funds, applicable safeguarding or client money treatment, responsible regulated entities, and key risk and control points throughout the payment lifecycle.
• Support new license applications, regulatory change notifications, supervisory reviews, audits, and banking partner due diligence requests with regulator-ready documentation.
• Partner cross-functionally with Product, Treasury, Legal, Compliance, and Operations teams to assess and document new products, payment rails, and enhancements to existing flows.
• Document and support intercompany funding, settlement, and liquidity structures, ensuring alignment with contractual arrangements and regulatory expectations.
• Contribute to board-level, audit, regulatory, and banking partner materials by preparing structured and comprehensive funds flow documentation.
• Act as a subject matter expert on funds flow design and documentation, bringing a strong regulatory, operational risk, and audit-focused mindset.
• Maintain and continuously improve Payoneer’s global funds flow framework as products, corridors, banking partners, and regulatory requirements evolve.
• Support initiatives related to emerging payment models, including stablecoin-based settlement and funding structures.
• Drive consistency, governance, and quality standards across all funds flow documentation and related processes.

Who You Are

• You have 5+ years of experience in payments, fintech, banking, or another regulated financial services environment.
• Strong understanding of end-to-end funds flows, safeguarding and/or client money concepts, and complex cross-border payment services.
• Proven ability to translate complex operational and technical processes into clear written and visual documentation suitable for regulators, auditors, and banking partners.
• Experience supporting licensing activities, regulatory change initiatives, supervisory reviews, or audits within regulated environments.
• Familiarity with regulatory frameworks such as EMI, AFSL, MAS, PSD2, or similar global financial regulations is highly preferred.
• Highly detail-oriented and structured, with the ability to manage complex projects independently and operate effectively in high-accountability environments.
• Strong written and verbal communication skills, with the ability to engage effectively with senior stakeholders across multiple functions and geographies.
• Comfortable navigating evolving regulatory landscapes and fast-paced global payments environments.

#LI-FD1

We are seeking an Accounting Manager to own and continuously improve a broad range of accounting operations spanning the full transaction lifecycle—from procure-to-pay and employee expense management to customer invoicing, revenue recognition, and month-end close. This role will serve as a key member of our operational accounting team across our multi-entity structure, responsible for both day-to-day execution and the longer-term scalability of our financial processes. The ideal candidate is detail-oriented, process-driven, and comfortable operating in a fast-growing, multi-entity environment. You will play a critical role in strengthening internal controls, scaling workflows, and ensuring accurate, timely financial reporting while partnering closely with stakeholders across the business. This is a Hybrid position in our Barcelona office.

Key Responsibilities:

Accounts Payable & Vendor Payments:
• Own the full AP lifecycle: invoice intake, coding, approvals, payment execution, and posting in NetSuite
• Manage domestic and international vendor payments via Ramp and Airwallex including ACH, wire, virtual cards, and FX
• Maintain vendor master data, including banking details, tax documentation, and compliance requirements
• Monitor AP aging, cash disbursements, and payment timing in coordination with Accounting and Treasury
• Support month-end close activities, including accruals, reconciliations, and AP-related reporting

Customer Invoicing, AR & Revenue:
• Manage the billing cycle: invoice generation, delivery, collections follow-up, and cash application in NetSuite
• Monitor AR aging and coordinate with business partners on collections and billing disputes
• Ensure revenue is recognized appropriately (ASC 606) and maintain deferred revenue schedules and reconciliations
• Support revenue-related close entries, audit requests, and ad hoc analysis as needed

Expense Management (Ramp):
• Serve as system owner for Ramp, including corporate cards, employee reimbursements, and approval workflows
• Configure and maintain spend policies, categories, limits, and role-based approval chains
• Ensure accurate mapping from Ramp to NetSuite (GL accounts, cost centers, and subsidiary allocations)
• Act as a primary point of contact for employee and executive expense questions while enforcing policy

Month-End Close Support:
• Prepare and post journal entries in NetSuite across assigned areas (AP accruals, AR, revenue) with appropriate documentation
• Complete assigned close tasks and reconciliations accurately and on time across all legal entities

Systems & Process Optimization:
• Drive continuous improvements to procure-to-pay, order-to-cash, and close workflows, documentation, and internal controls
• Assist with scaling accounting processes across multiple legal entities, currencies, and geographies
• Partner with FP&A and Operations on spend visibility, budgeting, and vendor management initiatives 

Controls, Compliance & Audit:
• Ensure strong internal controls across payables, receivables, revenue, and payments, including segregation of duties
• Support audits, bank requests, and compliance initiatives related to the full transaction cycle
• Maintain clear documentation of policies, workflows, and approval structures

Qualifications:

Required:
• 5+ years of experience in accounting operations, including AP, AR, and/or revenue accounting
• Hands-on experience administering Ramp or similar AP system in a corporate environment
• Experience executing domestic and international payments using Airwallex or similar fintech FX/payment platforms
• Strong working knowledge of NetSuite, including GL coding, journal entries, and multi-entity setups
• Experience operating in a fast-paced, scaling organization
• High attention to detail with a strong internal-controls mindset 

Preferred:
• Experience supporting multi-subsidiary, multi-currency environments
• Prior ownership of AP, AR, or billing system implementations or migrations
• Exposure to audit support, SOC 2, or regulated industries (iGaming, fintech, or similar a plus)
• Strong cross-functional communication skills and comfort working onsite with leadership
• Experience with intercompany accounting and elimination entries across multiple legal entities

About us:

We believe the next generation of financial services will be powered by stablecoins.

Founded in 2021, our mission at BVNK is to accelerate global money movement.

We’re building stablecoin-native infrastructure so businesses can move value instantly across borders and networks. With global licenses and T1 bank partnerships, we facilitate billions in transactions for enterprise clients like Worldpay, Deel, LianLian Global, and Rapyd.

Our technology is transforming how businesses operate globally by eliminating payment delays, reducing costs, and unlocking trapped capital. 

We’re a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift.

In 2025, we secured strategic investment from Visa, following our $50 million Series B with Haun Ventures, Coinbase Ventures, Scribble Ventures, DRW Venture Capital, Avenir, and Tiger Global. With the backing of these leading investors, we’re accelerating our growth – and we're looking for smart, ambitious people to help us build the future of financial services.

We're incredibly honored to have made Newsweek's list of The Top 100 Global Most Loved Workplaces three years running (most recently in 2025) and to have been recognised by LinkedIn as one of the Top 20 Startups in the UK in 2024.

About this role in the team:

As a Reconciliations Analyst, you will be a cornerstone of our daily operations, ensuring the absolute integrity of our financial records across both fiat and digital assets. This is not just a "numbers" role - we are looking for a tech-forward individual who is passionate about automation and AI-driven efficiencies.

You will deliver accurate internal and external reconciliations while proactively identifying ways to optimise our workflows. From investigating complex discrepancies and collaborating with Product & Engineering teams, you will play a vital role in BVNK’s growth and regulatory excellence.

Key Areas of Responsibilities:

Operational Excellence & Automation

• Reconciliations: Perform complex reconciliations across various entities, covering bank accounts, customer accounts and intercompany transactions across both Fiat and Digital Assets.
• Innovation: Proactively leverage automation tools and AI-powered solutions to transition manual processes into efficient, tech-led workflows.
• Data Management: Import and manage internal and external data sets, recording daily cash balances and monitoring fund movements to ensure timely resolution of outstanding transactions.
• System Integrity: Create and maintain daily reconciliation templates for all group entities and ensure system and client data accuracy, including NAV reporting.

Financial Reporting & Compliance

• Reporting: Ensure all reconciliations align with financial records to support the preparation of financial statements and the month-end, quarter-end, and year-end closing processes.
• Audit & Control: Act as a key point of contact for internal and external audits, providing detailed documentation, methodology explanations, and root-cause investigations for discrepancies.
• Standardisation: Oversee new product journeys and lead the implementation of improved, standardised reconciliation processes.

Cross-functional Collaboration

• Partnership: Work alongside Treasury and Payment Operations to refine reporting outputs and partner with Product & Engineering to test new external provider integrations.
• Technical Integration: Collaborate with Engineering teams to embed AI and automation into the core reconciliation stack.
• Strategic Support: Assist the Reconciliations Manager with ad-hoc business requests and strategic projects to drive broader company initiatives.

What we need from you:

• Education: A degree-level qualification in Financial Management, Business Management, or a related field.
• Experience: 2+ years of experience in reconciliations or financial services (Fintech experience is a significant plus).
• Tech-Savvy: A strong interest in AI and automation. We want to hear about proven examples where you’ve leveraged technology to improve a process.
• Analytical Rigor: Exceptional attention to detail and the ability to maintain accuracy in a high-pressure, fast-paced environment.
• Communication: Ability to present complex financial findings and workflows to senior leadership clearly.

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Meaningful ownership in the business through our employee option scheme
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate, growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.

At Trivelta, we build the technology that powers modern experiences partnering with online sports betting & casino operators to launch their own fully customized branded, legally compliant iGaming platforms and products that drive engagement, retention, and revenue. Through our proprietary sports-book and casino engine, we enable partners to offer real social interactions, predictive gameplay, and casino entertainment in one unified experience.

As a Payables & Expense Manager to own and continuously improve our end-to-end procure-to-pay and employee expense processes. This role will be responsible for day-to-day AP and expense operations while also serving as the system owner for Ramp, Airwallex, and their integrations with NetSuite.

The ideal candidate is detail-oriented, process-driven, and comfortable operating in a fast-growing, multi-entity environment. You will play a critical role in strengthening internal controls, scaling workflows, and ensuring accurate, timely financial reporting while partnering closely with stakeholders across the business.

Responsibilities:

Accounts Payable & Vendor Payments

• • Own the full AP lifecycle: invoice intake, coding, approvals, payment execution, and posting in NetSuite
  • Manage domestic and international vendor payments via Ramp and Airwallex including ACH, wire, virtual cards, and FX
  • Maintain vendor master data, including banking details, tax documentation, and compliance requirements
  • Monitor AP aging, cash disbursements, and payment timing in coordination with Accounting and Treasury
  • Support month-end close activities, including accruals, reconciliations, and AP-related reporting

Expense Management (Ramp)

• • Serve as system owner for Ramp, including corporate cards, employee reimbursements, and approval workflows
  • Configure and maintain spend policies, categories, limits, and role-based approval chains
  • Ensure accurate mapping from Ramp to NetSuite (GL accounts, cost center)
  • Act as a primary point of contact for employee and executive expense questions while enforcing policy

Systems & Process Optimization

• • Own and maintain integrations between Ramp, Airwallex, and NetSuite, including troubleshooting sync and posting issues
  • Drive continuous improvements to procure-to-pay workflows, documentation, and internal controls
  • Assist with scaling AP and expense processes across multiple legal entities, currencies, and geographies
  • Partner with FP&A, Legal, and Operations on spend visibility, budgeting, and vendor management initiatives

Controls, Compliance & Audit

• • Ensure strong internal controls across payables, expenses, and payments, including segregation of duties
  • Support audits, bank requests, and compliance initiatives related to procure-to-pay
  • Maintain clear documentation of policies, workflows, and approval structures

Qualifications

Required

• • 5+ years of experience in Accounts Payable, Expense Management, or accounting operations
  • Hands-on experience administering Ramp in a corporate environment
  • Experience executing domestic and international payments using Airwallex or similar fintech FX/payment platforms
  • Strong working knowledge of NetSuite, including GL coding and multi-entity setups
  • Experience operating in a fast-paced, scaling organization
  • High attention to detail with a strong internal-controls mindset

Preferred

• • Experience supporting multi-subsidiary, multi-currency environments
  • Exposure to audit support, SOC 2, or regulated industries
  • Prior ownership of AP, expense, or payments system implementations
  • Strong cross-functional communication skills and comfort working onsite with leadership

What Success Looks Like

• • Payables, expenses, and payments are accurate, timely, and well-controlled
  • Ramp, Airwallex, and NetSuite are tightly integrated with clean, consistent data
  • Approval workflows are efficient, auditable, and clearly understood
  • Employees have a smooth experience while finance maintains strong guardrails
  • Processes scale cleanly as transaction volume and complexity increase