Meet Ozow 

Ozow is a leading fintech company that's redefining digital payments in South Africa and beyond. We're dedicated to making payments more accessible, secure, and convenient for both businesses and consumers. As a fast-growing player in the financial technology sector, Ozow fosters a culture of innovation, diversity, and inclusivity. We believe in pushing the boundaries of what's possible and are committed to making a positive impact on the world through our payment solutions.   

More about this Ozow fantastic position  

As an Accountant at Ozow, you’ll play a key role in supporting the financial operations that underpin our fast‑paced fintech environment. This role offers exposure across debtors, creditors, distributor accounting, and core accounting operations, working closely with cross‑functional teams such as Data, Technology, Legal, Commercial and FinOps. It’s an ideal opportunity for a detail‑driven accounting professional who thrives on ownership, problem‑solving, and contributing to accurate, scalable financial processes in a growing digital payments business. 

Your role and responsibilities 

Debtors & Merchant Billing  

• Own merchant invoicing processes, ensuring accuracy, completeness and alignment with contractual billing structures 
• Investigate and resolve escalated debtor queries requiring detailed understanding of billing logic, data sources (e.g. data environments and merchant dashboards) and invoicing mechanics 
• Perform credit note calculations and maintain and manage the credit note schedule, ensuring appropriate support, accuracy and timely escalation for approval 
• Prepare regular debtors reporting for internal stakeholders, manage escalations, and make recommendations on aged or delinquent accounts 

Distributor Accounting  

• Calculate distributor commissions in accordance with contractual terms, validating calculations with the Data team  
• Prepare and distribute commission reports to distributors 
• Post distributor commission journal entries and prepare related balance sheet reconciliations 

Creditors & Payments  

• Oversee the transfer of approved supplier invoices from procurement system to the accounting system, ensuring process effectiveness and completeness 
• Perform creditor statement reconciliations and investigate variances 
• Resolve escalated creditor queries requiring accounting judgment or cross-functional engagement 
• Prepare payment runs and load beneficiaries and payments in accordance with approved payment processes 
• Prepare VAT and EMP payments for review by the Senior Accountant 
• Load bulk payments to Netcash as required 
• Execute approved fund movements between bank accounts, including transactional and call accounts, in line with treasury procedures 

Accounting Operations & Reconciliations 

• Prepare schedules of prepaid expenses, accruals, banking fees and interest for review by the Senior Accountant 
• Maintain monthly schedules of new fixed asset additions 
• Post bank payments and receipts not handled at an administrative level 
• Prepare bank reconciliations, including full allocation of transactions and completion of the first-level reconciliation 
• Take ownership of the accounting and reconciliation of all bank accounts within Xero, including both operational and merchant-related accounts, ensuring completeness and accuracy of recorded transactions and closing balances 
• Work closely with the FinOps team to ensure accurate accounting treatment and alignment of merchant fund balances between bank statements, internal records, and the general ledger 
• Ensure timely and accurate recording and reconciliation of bank fees and interest across all accounts, including high-volume transaction fees, with appropriate allocation between cost of sales and operating expenses 
• Maintain accurate cashbook records, including posting and reconciliation of inter-account transfers and other non-standard bank transactions 
• Investigate and resolve reconciling items, variances, and unallocated transactions in a timely manner, escalating where appropriate 
• Prepare ad hoc journal entries relating to merchant activity (e.g. vouchers and adjustments), subject to review 

Compliance & Support Activities  

• Assist with the compilation of creditor-related documentation and schedules required for BEE verifications 
• Assist in maintaining audit readiness by ensuring supporting documentation is complete, organised, and readily available, and by supporting the Senior Accountant with audit submissions and auditor queries 
• Assist with non-routine compliance activities, including internal audit engagements, tax-related matters, and other regulatory requirements, ensuring timely and accurate support across the finance function 
• Contribute to the continuous improvement of finance processes and policies by identifying inefficiencies, proposing enhancements, and supporting implementation of improved controls and workflows 

You are an ideal candidate if you have 

• A completed BCom degree in Accounting or equivalent (essential). 
• 3–5 years’ accounting experience, preferably in a fintech, financial services, payments, or high‑transaction environment. 
• Proven experience across debtors, creditors, and general ledger accounting. 
• Strong understanding of billing structures, invoicing logic, and reconciliation principles. 
• Experience preparing and reviewing journal entries, balance sheet reconciliations, and schedules. 
• Proficiency in accounting systems (e.g. Sage, NetSuite, Xero or similar ERP systems). 
• Strong proficiency in Microsoft Excel, Word, and PowerPoint. 
• Advanced Excel skills, including pivot tables, lookups, and reconciliations. 
• Experience working with large data sets and validating calculations with data or analytics teams. 
• Exceptional attention to detail with a strong focus on accuracy and completeness. 
• Strong problem‑solving skills, particularly when investigating variances, queries, or escalations. 
• Ability to manage multiple deadlines and prioritise in a fast‑moving environment. 
• Confident communicator, able to engage with internal stakeholders and external partners (merchants, distributors, suppliers). 
• Strong sense of ownership and accountability for assigned processes. 

About impact.com

impact.com is the world’s leading commerce partnership marketing platform, transforming the way businesses grow by enabling them to discover, manage, and scale partnerships across the entire customer journey. From affiliates and influencers to content publishers, brand ambassadors, and customer advocates, impact.com empowers brands to drive trusted, performance-based growth through authentic relationships. Its award-winning products—Performance (affiliate), Creator (influencer), and Advocate (customer referral)—unify every type of partner into one integrated platform. As consumers increasingly rely on recommendations from people and communities they trust, impact.com helps brands show up where it matters most. Today, over 5,000 global brands, including Walmart, Uber, Shopify, Lenovo, L’Oréal, and Fanatics, rely on impact.com to power more than 225,000 partnerships that deliver measurable business results.

Your Role at impact.com

As a Global Clearinghouse Specialist, you will be at the heart of our financial operations, ensuring the seamless flow of global payments that power the partnership economy. You aren’t just processing transactions; you are a guardian of trust for our advertisers and media partners, solving complex financial challenges in a high-growth SaaS environment. This is an exciting opportunity for a detail-oriented finance professional to act as a key interface between technology and global treasury, helping us optimize our product and deliver world-class service to our clients.

What You'll Do

• Drive Global Payment Operations: Lead the daily execution of media partner payments and advertiser deposits, ensuring all transactions meet our high standards for accuracy and speed (SLA compliance).
• Champion Financial Integrity: Perform critical screening for first-time payees and manage "Do Not Pay" workflows to ensure all partners remain compliant and verified.
• Optimize Treasury Management: Monitor global bank account balances and partner with the Global Clearinghouse Manager to forecast funding needs, ensuring we are always ready to facilitate partner payouts.
• Bridge Product & Finance: Act as a subject matter expert by identifying opportunities to improve our platform’s financial functionality based on real-world feedback and internal data.
• Support Global Compliance: Own the compilation of critical tax documentation (such as US 1099s) and manage audit requests and statement of accounts for our diverse global client base.
• Empower Internal Teams: Serve as a high-level knowledge resource and trainer for our Customer Success teams, providing the financial insights needed to resolve complex client inquiries.

What You Bring

• 2+ years of experience in a fast-paced finance, banking, or fintech environment, ideally with exposure to international treasury or clearinghouse operations.
• A proactive problem-solving mindset: You don't just spot errors; you find the root cause and work across teams (and tools like JIRA) to solve them.
• Technical proficiency: Strong skills in MS Excel or Google Sheets, with an interest in or experience with cloud-based invoicing and spend management software (e.g., Ariba, Coupa).
• Global perspective: Comfort working across different time zones and an understanding of international banking and diverse tax landscapes (US/EU).
• Clear communicator: Ability to translate complex financial data into clear, actionable insights for both internal stakeholders and external clients.
• Growth mindset: A natural curiosity to learn the inner workings of a leading SaaS platform and a commitment to maintaining a professional, "can-do" attitude in a high-responsibility role.
• Nice to Have: A relevant Finance or Commerce degree/diploma; experience with SQL or Microsoft Office certifications.

Benefits and Perks

At impact.com, we believe that when you’re happy and fulfilled, you do your best work. That’s why we’ve built a benefits package that supports your well-being, growth, and work-life balance.

• Flexible Working: Our Responsible PTO policy means you can take the time off you need to rest and recharge. We're committed to a positive work-life balance and provide a flexible environment that allows you to be happy and fulfilled in both your career and your personal life.
• Health and Wellness: Your well-being is a priority. Our mental health and wellness benefit includes up to 12 fully covered therapy/coaching sessions per year, with additional dependent coverage. We also offer a monthly gym reimbursement policy to support your physical health.
• A Stake in Our Growth: We offer Restricted Stock Units (RSUs) as part of our total compensation, giving you a stake in the company's growth with a 3-year vesting schedule, pending Board approval.
• Investing in Your Growth: We’re committed to your continuous learning. Take advantage of our free Coursera subscription and our PXA courses.
• Parental Support: We offer a generous parental leave policy, 26 weeks of fully paid leave for the primary caregiver and 13 weeks fully paid leave for the secondary caregiver.
• Technology Financial Support: We provide a technology stipend to help you set up your home office and a monthly allowance to cover your internet expenses.

Note: Benefits may vary by location and are subject to local regulations.

impact.com is proud to be an equal opportunity workplace. All employees and applicants for employment shall be given fair treatment and equal employment opportunity regardless of their race, ethnicity or ancestry, color or caste, religion or belief, age, sex (including gender identity, gender reassignment, sexual orientation, pregnancy/maternity), national origin, weight, neurodivergence, disability, marital and civil partnership status, caregiving status, veteran status, genetic information, political affiliation, or other prohibited non-merit factors

#Li-Hybrid_CapeTown

About us:

Luno is the crypto investment app you can rely on, enabling you to buy, store and explore crypto securely. We’re committed to putting the power of cryptocurrency in everyone's hands sensibly and responsibly.

Since 2013, we’ve helped millions of people around the world invest safely in crypto. We do this by cutting through the hype and supporting customers at every step of the way. All products and cryptocurrencies on our platform must first meet stringent legal, risk and technical security standards. 

Transparency is key for us. Luno stores all crypto on a 1:1 basis and we have rigorous processes in place so you can be confident your investment is secure. We’re available in more than 40 countries around the world and we work closely with respective regulators in all of these markets to be fully compliant, as we believe this is the best way to help everyone, everywhere, invest safely.

About the team: 

The People Operations Team forms part of the greater Global People Team within Luno. We are a lean, dynamic and impactful team always striving to set the standard within our fields of responsibility and expertise. Energised when faced with challenges we ensure solutions are brainstormed collaboratively and delivered within deadlines always having the people experience top of mind. We are humble but proud of who we are and celebrate all success, big or small! We are Team Phoenix! You will report to the Head of People Operations.

The role in a nutshell:

We are looking for an experienced and professional Payroll Manager who will be responsible for the full payroll cycle, payroll procedures and payments for all regional entities at Luno. You will be part of an amazing People Operations team.

Your mission will be:

• Take full responsibility and partner with the Finance team to distribute salary payments for employees in all regions in accordance with the payroll calendar.
• Keeping 3rd Party Payroll Providers accountable for Regional Payroll updates and accurate payroll cycles according to agreed service levels.
• Annual review of Third Party Service Level Agreements
• Ensure all Statutory Bodies are compliant, ie, SARS, COIDA, HMRC, LHDM, PIT,  etc. 
• Ensure that Payroll Policies and Standard Operating Procedures are regularly reviewed and updated with real time changes.
• Ensure our in-house payroll procedures and outputs are ‘audit ready’ as well as updated, maintained and followed. 
• Ensuring compliance with applicable laws and tax obligations in all regions in which Luno operates. 
• Manage and maintain the payroll systems and governance and ensure salary payments, expenses, taxes and benefits are paid correctly and on time. 
• Main point of contact for Payroll queries  

A little about you:

• A proven track record of managing a highly effective Payroll function and a working knowledge of the statutory requirements affecting salaries on a Global scale
• Previous Payroll exposure within the UK and/or South East Asian markets will be advantageous. 
• Have managed a payroll headcount of 500+ across various locations.
• Experience in managing EOR (Employer on Record) Payroll Providers 
• 7 + years specialised payroll experience. 
• 5 + years of PaySpace experience.
• 3 + years Project Management experience
• A tertiary qualification in Finance/Accountancy/Payroll will be an advantage
• Solid financial acumen and knowledge of payroll/ accounting software
• Ability to interpret and to reconcile complex financial data.
• Demonstrable knowledge of current legislation with regards to pay conditions and the tax treatment of fringe benefits globally.
• Demonstrable knowledge of working with 3rd party benefit and payroll providers globally. 
• Ability to prioritise workloads effectively, balancing conflicting deadlines and achieving results and deliverables within fixed timescales.
• Highly numerate with excellent analytical skills with attention to detail 
• Excellent communication skills, with the ability to convey complex payroll matters to various internal and external stakeholders.
• Have taken full ownership of the Payroll function on a global scale.
• People first approach

Life at Luno:

• Remote but reachable work policy gives you the freedom to choose between working from home or the office.
• Plus the option to buy and sell up to 5 days leave
• Improve body and mind, with excellent private medical insurance
• Access to Learnably and our additional learning platforms for your personal and professional development
• 6 months primary care-giver leave
• Paw-ternity leave for your furry friend
• Annual Inspiration Day in addition to your annual leave which increases based on your length of service! 
• A collaborative, friendly work community, with regular social events and virtual cooking, dancing, drawing and house planting classes hosted by our Lunauts
• Free lunch and snacks
• 0 fees up to a certain amount with Luno from the day you start.*

*Offer only available on Luno Instant Buy, not Luno Exchange.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

takealot.com, South Africa's leading online retailer, is looking for a highly accomplished Head: Public Policy to join our Corporate Affairs team in Cape Town.

We are a young, dynamic, hyper-growth company looking for smart, creative, hard-working people with integrity to join us. We offer a market-related, Total Remuneration Package which allows full flexibility according to your needs, a great work environment and a promise that you won’t be bored as long as you are prepared for a challenge and want to build something great.

This position reports to the Group Executive: Public Policy & External Affairs

Role Purpose

The Regulatory Economist and Data Lead is responsible for transforming Takealot Group’s extensive operational and commercial data into credible policy evidence. The role ensures that all public policy positions are underpinned by robust quantitative analysis, allowing the Group to strengthen its proof points in engagements with government, regulators, Parliamentarian, and the media.

This role sits at the intersection of data science, economics, and public policy, converting internal “big data” into externally persuasive narratives that withstand scrutiny from regulators, economists, and civil society.

Strategic Accountabilities

Economic Impact Modelling & Quantification

Design, build, and maintain dynamic economic impact models that quantify Takealot Group’s contribution, but not limited, to:

• SME growth and marketplace seller revenues.
• Driver and courier earnings, cost structures, and net take-home pay.
• Regional and last-mile logistics infrastructure investment.
• Tax contributions, including VAT, customs duties, and indirect fiscal impacts

Ensure models are:

• Methodologically sound and replicable.
• Regularly updated with live or near-real-time data.
• Able to produce scenario analysis for policy “what-if” questions.

Translate outputs into regulator-ready metrics that align with government policy priorities (jobs, inclusion, growth, industrialisation).

Horizon Scanning, Monitoring & Early Warning

Conduct daily monitoring of:

• Government Gazette notices and draft regulations.
• Hansard (Parliamentary debates, questions, committee discussions).
• Political and economic commentary relevant to digital markets, labour, logistics, and trade.

Deploy AI-enabled monitoring tools to systematically flag emerging references to:

• E-commerce and digital platforms
• Gig and platform work
• Postal services, logistics, and last-mile delivery
• Digital taxation, customs, and cross-border trade

Synthesize signals into Early Warning Alerts, highlighting:

• Direction of regulatory intent
• Likely policy timelines
• Data gaps that need urgent modelling or research

Competitive & Comparative Policy Intelligence

• Track and analyse regulatory and policy developments affecting the platform economy, in South Africa or comparable markets.
• Monitor international regulatory frameworks and case law (e.g. EU Digital Markets Act, platform labour rulings, OECD digital tax discussions).
• Identify global precedents and data points that can be adapted to strengthen Takealot’s local policy positions.
• Provide comparative benchmarking to support submissions, briefing notes, and stakeholder engagements.

Fact-Sheet & Evidence Pack Production

Build and maintain a central Policy Statistics Library, consisting of:

• Pre-approved data points
• Executive-ready charts and infographics
• One-page “leave-behind” factsheets for Ministerial, Parliamentary, and media engagements

Ensure all outputs are:

• Internally consistent and quality-assured.
• Clearly sourced and methodologically transparent.
• Tailored to non-technical audiences without loss of credibility.

Refresh core factsheets regularly to reflect updated data and evolving policy narratives.

Targeted Research & Deep-Dive Analysis

Conduct structured research on specific policy questions as required, such as:

• The impact of fuel levy increases on gig worker earnings
• Employment elasticity under different regulatory scenarios
• Cost-pass-through effects of customs or VAT changes on consumer prices

Support the division in preparing:

• Regulatory submissions.
• Parliamentary briefing notes.
• External consultant terms of reference.

Where appropriate, collaborate with external economists and research institutions to validate assumptions or methodologies.

Data Governance, Credibility & Risk Management

Ensure that all externally used data is:

• Accurate, up to date, and internally auditable
• Cleared for public use in coordination with Legal and Risk

Maintain documentation of assumptions, methodologies, and data sources to defend against challenge or rebuttal.

Act as the department’s first line of defence against reputational risk arising from data misuse or misinterpretation.

Requirements:

• Honour’s degree in Economics, Statistics, Data Science, or related quantitative field
• Masters qualification in Economics or Public Policy (advantageous)

Experience:

• 3–5 years’ experience in:
• Economic consulting.
• Data analytics in a policy-relevant environment.
• Research units within banks, think tanks, or regulatory institutions.
•  Exposure to South African public policy or regulatory processes is highly desirable.

Technical Skills

• Advanced SQL and Excel modelling
• Data visualisation (Power BI, Tableau, or equivalent)
• Strong grounding in South African macroeconomic and fiscal frameworks
• Ability to work with large, imperfect datasets

Behavioural & Professional Attributes

• High analytical curiosity and attention to detail
• Comfortable working under time pressure and ambiguity
• Strong ethical judgment and respect for data integrity
• Ability to translate complex analysis into simple, persuasive insights

The Environment:

• We laugh hard, work harder, and take full ownership of our wins (and learning moments!)
• Teamwork makes the dream work – we're solution-seekers who thrive on collaboration
• Got feedback? Bring it on! We're always hungry for fresh ideas and honest input 🔄
• Ego? We checked that at the door. Results? Now we're talking!

If you meet the above you are an Extraordinary Mind so come and join us!

Takealot Group is an Equal Opportunity Employer. We encourage applicants from the previously disadvantaged groups and people with disabilities, to apply.