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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD has embarked on a multi-year digital transformation and expansion of GTB’s product suite to position the transaction bank as a leading North American cash management provider, enabling significant business growth across the franchise.

The centralized Product Management organization will serve a critical role in TD’s ability to develop leading products and capabilities by enabling greater scale, capacity, quality and efficiency for our Transaction Banking businesses across Canada and US. It will deliver product strategy, product development, and go-to-market approaches for the entire Transaction Banking business. Product-related decisions will be made once, implemented once, and leveraged by all three businesses.

Role Summary

The Vice President, Liquidity Product Management, is responsible for leading the end-to-end lifecycle of assigned liquidity products—particularly virtual accounts, cash concentration, notional pooling, and investment services. This role emphasizes hands-on product development, cross-functional execution, and detailed analysis to drive product performance and client value.

Key Responsibilities

Product Development & Lifecycle Management

• Lead the end-to-end lifecycle for assigned liquidity products, including ideation, requirements definition, design, development, launch, and ongoing enhancements.
• Create functional specifications, user stories, and business cases to support technology builds and process improvements.
• Partner closely with technology and operations teams to ensure timely and high-quality delivery of product features.

Market & Competitive Analysis

• Conduct market research and analyze competitive offerings to identify client needs, industry trends, and product gaps.
• Provide recommendations that inform product roadmap and prioritization.

Cross-Functional Execution

• Collaborate with sales, relationship managers, implementation, risk, compliance, and operations to support product delivery, commercialization, and ongoing maintenance.
• Work with product rollout and readiness teams to prepare training materials and support internal and client-facing presentations.

Strategy & Performance Tracking

• Assist in the development and execution of product strategies that support client value and profitability goals.
• Monitor product KPIs, client usage, and financial performance; identify opportunities for incremental improvement.

Subject Matter Expertise & Governance

• Serve as an SME on virtual accounts, cash concentration, notional pooling, sweep structures, and investment services.
• Ensure products and enhancements adhere to all relevant regulatory, operational risk, and compliance requirements.

Qualifications

• 5+ years of hands-on experience in product management within transaction banking, liquidity management, treasury services, or a related financial services domain
• Strong understanding of liquidity products, including cash concentration, notional pooling, virtual accounts, intraday liquidity, sweeps, and investment services
• Demonstrated experience working across the product lifecycle, from ideation and requirements gathering to delivery and enhancement
• Solid analytical and problem-solving skills; ability to translate market and client needs into actional product requirements
• Experience collaborating with technology, operations, sales, risk and compliance teams to deliver product initiatives
• Strong project management and organizational skills with the ability to manage multiple initiatives simultaneously
• Excellent communication and presentation skills' comfortable delivering training and supporting sales teams
• Familiarity with regulatory environments related to liquidity and cash management products
• Bachelor's degree; MBA or similar advance degree preferred

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.  Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. 

Together, we are reimagining what banking can be for our clients, colleagues and communities. 

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):