Position: Credit Analyst / Credit Manager – Private Lending

Salary: Competitive salary package based on experience, plus performance incentives

Working Hours & Conditions: Aligned with Australian hours; full-time - remote

OVERVIEW:

This is an excellent opportunity for someone with Australian lending and credit experience who is looking to gain exposure to private lending and work directly alongside experienced decision makers.

You will be involved in the full lending process from initial assessment through to settlement, while helping prepare high-quality credit submissions for approval.

As the business grows, you will become an integral part of our credit function and assist with deal structuring, portfolio management and credit operations

RESPONSIBILITIES:

• Assess residential, commercial and business-purpose loan applications
• Prepare and package detailed credit submissions
• Review financial statements, tax returns, bank statements and supporting documents
• Analyse servicing, security, exit strategies and overall transaction risk
• Review valuations, company searches, trust structures and borrower background information
• Liaise with brokers, borrowers, solicitors, valuers and other stakeholders
• Assist with transaction management from application through to settlement
• Work closely with our administration team to ensure efficient processing of applications
• Support ongoing portfolio monitoring and reporting
• Assist with developing and improving internal credit policies and procedures

Requirements

QUALIFICATIONS:

• Essential
• Minimum 3 years' experience in Australian lending, credit assessment or loan processing
• Strong understanding of Australian mortgage lending and credit principles
• Experience analysing borrower financials and supporting documentation
• Excellent written and verbal communication skills
• Strong attention to detail and ability to manage multiple transactions
• Ability to work independently in a fast-paced environment
• Highly Regarded
• Experience in commercial property lending
• Experience in private lending, non-bank lending or specialist lending
• Exposure to development finance or construction lending
• Experience writing credit papers and preparing lending recommendations
• Understanding of trust, company and SMSF structures

Benefits

WHAT WE OFFER:

• Exposure to a wide range of residential, commercial and development transactions
• Direct access to senior management and credit decision makers
• Opportunity to build a long-term career in private lending
• Diverse and interesting deal flow
• Supportive and entrepreneurial team environment
• Genuine opportunity for career progression as the business grows