Overview 

• World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team. 

• Collateral spans U.S. markets, from primary metros to tertiary and rural locations, so this role must form defensible value opinions in markets the reviewer may not know firsthand. 

• Typical schedule is 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as committee timing and business needs require. 
  

What You'll Be Doing (Core Responsibilities)

• Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and compliance with USPAP and the Interagency Appraisal and Evaluation Guidelines; return deficient reports for correction. 
• Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market. 
• Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable extraordinary assumptions or hypothetical conditions. 
• Analyze income property: rent rolls, operating expenses, NOI, cap rates, and discounted cash flow (DCF) assumptions. 
• On construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions. 
• Recommend a value for each relevant premise (as-is, as-complete, as-stabilized, disposition) suited to the loan’s stage: origination, performing, default, workout, or REO. 
• Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review. 
• Recommend added work when information is insufficient: new appraisal, inspection, environmental, or engineering report. 

Requirements

• Education
• Bachelor’s degree in real estate, finance, economics, business, or a related field. 
• Required Experience
• 5+ years in appraisal, appraisal review, collateral valuation, underwriting, or asset management, the majority on commercial collateral. 
• Hands-on commercial and income-property valuation or review experience; residential review experience is a plus. 
• Working knowledge of the sales comparison, income, and cost approaches, and of USPAP. 
• Experience with distressed, foreclosed, or REO property. 
• Strong Excel, writing, and presentation skills, and the confidence to challenge unsupported conclusions. 
  

• Preferred Background / Industry Experience

• State Certified General or Certified Residential appraiser credential or progress toward Certified General. 
• A professional valuation designation, or active candidacy for one, such as:  
• AI-GRS (General Review Specialist, Appraisal Institute), the designation focused on commercial appraisal review 
• MAI (Appraisal Institute), for commercial and income-producing property 
• MRICS (Royal Institution of Chartered Surveyors) 
• ASA (American Society of Appraisers), Real Property 
• CCIM (CCIM Institute), for commercial investment analysis 
• ARA (American Society of Farm Managers and Rural Appraisers), for rural and agricultural property 
• AI-RRS or SRA (Appraisal Institute), for residential review and valuation 
• Commercial appraisal review experience at a bank, portfolio lender, or private credit fund. 
• Familiarity with construction and development projects and the cash flow-based analysis used to value them. 

Key Performance Measures

• Accuracy of recommended values against subsequent sales and recoveries 
• Material deficiencies caught before funding, workout, or disposition decisions 
• Review turnaround time and consistency with WBL standards 
• Quality of written findings and committee presentations 
• Growth into independent review of complex commercial and development assets 

Remote Work Requirements

• Stable, reliable internet connection. 
• Professional and dedicated remote working environment. 

Benefits

What We Offer

💰 Compensation includes a base salary of $65,000-$85,000.

🏖️ Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO).

🌍 Work Environment: Fully remote work environment, with occasional travel for leadership off sites/corporate events.

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply