Join our team and build your career with momentum as we champion your growth, elevate your ideas and engage you in purpose-driven work that makes a real difference every day.

Who we are

Founded in 1997, Merrick Bank is an FDIC®-insured financial institution headquartered in South Jordan, Utah, with over $10 billion in assets. A wholly owned subsidiary of CardWorks Financial Group, Merrick Bank serves roughly five million cardmembers and more than 100,000 merchant customers nationwide.

What we do

We provide credit cards, recreational loans, deposit accounts, merchant services and bank sponsorships to consumers and businesses. As a leader in non-prime lending and merchant acquiring, we combine innovative technology with data-driven insights to help underserved consumers build and strengthen credit while delivering integrated, scalable payment solutions for businesses.

Merrick Bank ranks among the top 20 FDIC®-insured credit card issuers in the U.S. and among the top 15 merchant acquirers by transaction volume.

Position Summary and Role Impact:
The Settlement Accountant I position is responsible for daily and monthly reconciliations that help ensure merchant settlements and ISO statements are completed accurately and on time. This role provides an opportunity to develop an understanding of the full lifecycle of a credit card transaction, work independently with a high degree of accuracy, and learn new processes within the Merchant Accounting group.

Essential Functions:

• Reconciles and clears assigned general ledger accounts, develops an understanding of account activity, and researches variances in a timely manner.

• Enters daily journal entries in Oracle Cloud, ensuring required approvals are obtained and appropriate supporting documentation is attached.

• Prepares a variety of daily, weekly, and monthly schedules.

• Supports the month-end close process by meeting established deadlines and distributing applicable reports and schedules to the appropriate stakeholders.

• Performs other duties as assigned.

Requirements for Success:

Education & Experience:

• Associate degree in Accounting or an equivalent combination of education and relevant experience.

• One (1) to two (2) years + experience in finance is preferred.

 
Knowledge, Skills and Capabilities:

• Proficiency with Microsoft Word, Microsoft Excel, email, database applications, and accounting software; experience with Oracle Financials is preferred.

• Ability to communicate clearly and work effectively across departments.

• Ability to apply mathematical concepts, including fractions, percentages, ratios, and proportions, to practical situations.

• Ability to solve practical problems and interpret instructions presented in written, verbal, diagram, or schedule form.

• Detail-oriented, with strong organizational and time-management skills.

Compliance with Laws & Regulations

• Responsible for complying with all the Bank’s internal control policies and procedures.
• Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
• Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.

 #INDHP1

Why join us

We believe in putting people first by supporting our customers, employees and our partners while creating opportunities for everyone to reach their potential. From fostering work-life balance to rewarding good work and innovative ideas, we invest in what matters most, our people.

At Merrick Bank, you’ll be part of a collaborative, customer-focused team where you can grow your career while making a meaningful impact.

Our Employee Value Proposition

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program 
• Benefits Package -Medical, Dental, and Vision (plus much more) 
• 401(k) Plan with Company Match 
• Short- & Long-Term Disability 
• Wellness Programs 
• Group Life and AD&D Insurance 
• Paid Vacation, Sick Days and bank Holidays 
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite.  Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.

We are proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to age, race, color, sex, or gender identity/expression (including pregnancy, childbirth, transgender status, or sexual orientation), religion or creed, ancestry, citizenship, national origin, disability, military or veteran status, marital status, genetic information, or any other characteristic protected by applicable law.

We do not tolerate discrimination, harassment, or retaliation. Employment decisions are based solely on qualifications, merit, and business needs. Everyone is welcome here, and we hire based on your ability to do the job, not any protected characteristics.

If you need help or reasonable accommodation during the application or hiring process, please let your TA Partner know.