At AIG, we are reimagining the way we help customers to manage risk. Join us a Political Risk Credit Officer to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Trade Credit Lines & the Political Risk Group

AIG’s Credit Lines businesses (Trade Credit, Trade Finance, and Political Risk) help Corporates (medium and large companies), from a wide variety of industry sectors and Financial Institutions, navigate the complexities of local and global business practices by offering non-payment credit insurance solutions. The Political Risk Group within Credit Lines is responsible for underwriting short, medium- and long-term non-payment credit insurance transactions referencing sovereigns, state-owned companies, private corporations, banks, non-bank finance companies, and project finance transactions.

How you will create an impact

We are looking for a motivated and detail-oriented Credit Officer to join our Credit Risk Team in London. This position is suited for professionals with a solid grounding in corporate credit analysis and financial assessment You will contribute to evaluating borrower risks, supporting underwriting decisions, and helping maintain a high-quality credit portfolio.

Responsibilities:

Credit Analysis

• Perform annual regular credit reviews and credit rating recommendations for Structured Corporate Credit and Project Finance obligors within the PRG UK portfolio
• Provide credit analysis across transactions of various credit products and contribute towards deal memos regarding Credit Risk.
• Establish limits on appetite as per obligor group to support specific transactions and provide general capacity
• Execute approvals based on own authority to be delegated or present review results to internal authority holders.
• Respond to Underwriter ad-hoc requests for credit appetite 
• Perform obligor visits/calls as needed and participate on market presentations for Investors/Analysts.
• Participate on internal presentations of transactions covering Credit Risk of obligor.

Portfolio Management

• Ensure internal credit ratings are appropriate coverage for Obligors names in the assigned portfolios.
• Ensure internal credit rating aging is within Credit Lines and AIG Credit Policy Guidelines.
• Ensure max exposure limits are in place and in date for all obligor groups assigned to the managed portfolios.
• Ensure all approvals and related supporting materials are documented and saved within the appropriate credit management systems.
• Respond to ad-hoc exposure inquiries from Credit Lines or Enterprise Risk Management.

Team Collaboration

• Collaboration with the Heads of the Credit Lines business to support achievement of Credit Lines business objectives.
• Collaboration with Political Risk Group Underwriters regarding PRG UK Portfolio obligors to obtain information required for the assessment
• Collaboration with Political Risk Group Underwriters regarding Credit Transactions
• Collaboration with the Trade Credit Credit Officers regarding overlaps in exposure.

What you’ll need to succeed

• Minimum 10 years’ credit risk and transaction analysis experience developed within a leading bank, trade credit or equivalent organisation.
• Experience of using different market leading credit risk analysis techniques and tools
• Understanding of Credit Lines products and their respective credit risk drivers and mitigants
• Strong communication skills, written and oral, presentations
• Organisational skills and project management
• Ability to manage time pressure, deadlines and competing tasks/ prioritise on behalf of the credit officer team
• Ability to handle a varied workload in a diverse and growing portfolio.
• Interpersonal skills - team player with internal and external stakeholders/ clients
• Multiple Languages helpful, ability to engage with diverse, global teams
• Willingness to travel regionally is desirable
• Business acumen
• Ability to work in a changing environment

#LI-AIG

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].