Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Analyst, Finance Business Partner

Overview:
Mastercard's Technology (TECH) Business Unit operates the company's integrated global payments processing network. TECH uses its expertise to make payments safe, simple, and smart. The TECH Finance team provides financial guidance, analysis, planning, and governance support that enables business leaders to make informed decisions while ensuring compliance with financial reporting requirements.
As part of the Software Capitalization team, this role offers a unique opportunity to support Mastercard's internally developed software portfolio and manage the end-to-end software capitalization lifecycle. This includes partnering with stakeholders across Technology, Finance, and Controllership to evaluate technology initiatives, support capitalization decisions, and ensure compliance with Mastercard policy and applicable accounting guidance, including ASC 350-40.
The team is also responsible for forecasting and budgeting capitalization-related costs, analyzing actual results against plan, identifying financial risks and opportunities, and providing insights to leadership. Success in this role requires strong analytical skills, collaboration across diverse teams, and the ability to understand both financial concepts and evolving technology initiatives.
This role is designed for an individual who thrives in ambiguity, takes ownership of complex challenges, and enjoys solving problems in a dynamic and evolving environment. The successful candidate will work closely with Finance leadership and play a key role in supporting and enhancing Mastercard's Software Capitalization function while gaining exposure to a broad range of finance, accounting, technology, and governance activities.

Role:
• Evaluate software development initiatives and capitalization requests by applying Mastercard policy and accounting guidance to determine capitalization eligibility
• Take ownership of complex processes and business challenges by proactively identifying risks and opportunities, evaluating potential solutions, and driving issues through resolution.
• Partner with Technology, Product, Program Management, Finance, and Controllership teams to support capitalization decisions and ensure compliance with Mastercard policy and applicable accounting guidance.
• Lead cross-functional efforts to resolve business, operational, and data quality issues while balancing stakeholder needs, financial requirements, and control expectations.
• Assist with preparation of the annual budgets and monthly forecasts related to software capitalization, while supporting broader planning and forecasting processes
• Provide financial reporting and insights to management, including analysis of actual results, key drivers, risks, and opportunities
• Drive strategy and process improvements related to budgeting, forecasting, reporting systems, and capitalization processes; proactively identify opportunities, build recommendations, influence stakeholders, and lead implementation of agreed-upon improvements.
• Identify, analyze, and communicate trends and issues affecting the business, including addressing ad hoc financial requests and helping develop mitigation plans
• Maintain and enhance performance, capitalization, and expense tracking reports to drive insight, transparency, and accountability across the organization
• Serve as a trusted advisor to business and technology stakeholders by translating complex technical initiatives into financial and accounting impacts
All About You
• Master's degree in Finance, Accounting, or a related business field required
• Minimum 5 years of progressive experience in Finance, Accounting, FP&A, technology finance, controllership, or a related field. More experienced candidates with demonstrated process ownership are strongly preferred.
• Experience supporting software capitalization, technology finance, or technology accounting processes a plus.
• Ability to learn and understand complex technologies, business processes, and system interdependencies in order to assess financial and operational impacts
• Ability to exercise sound judgment and make well-reasoned decisions when applying policies, guidance, and controls to complex or evolving business scenarios
• Effective communication and relationship management skills, with the ability to translate complex financial and technical information into actionable insights and effectively partner with both technical and business stakeholders
• Strong finance and analytical skills, including forecasting, budgeting, financial reporting, and analysis of financial results
• Demonstrated ability to independently own complex business processes, apply strong problem-solving and critical-thinking skills, develop well-reasoned recommendations, and drive solutions to completion in ambiguous situations with limited direction.
• Highly self-directed with a strong sense of ownership, intellectual curiosity, and a demonstrated ability to challenge assumptions, navigate ambiguity, and influence outcomes through sound judgment, analysis, and proactive problem solving.
• Technical proficiency in Excel and PowerPoint required; experience with Hyperion, Power BI, DAX, Power Query, Power Automate, or related tools is a plus.
• Ability to comply with Mastercard's hybrid in-office work policy

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

O'Fallon, Missouri: $88,000 - $141,000 USD