Job Summary:**

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.

Job Responsibilities:**

* Proactively engage with existing and potential clients to understand their financial needs, objectives, and risk appetite.
* Conduct thorough financial needs analysis, including investment, insurance, savings, and loan requirements.
* Develop and present tailored financial plans and recommendations to clients, covering a spectrum of RHB Bank's products such as deposits, loans, credit cards, unit trusts, insurance, and wealth management solutions.
* Educate clients on various financial products and services, ensuring they make informed decisions.
* Maintain strong relationships with clients through regular communication, reviews, and exceptional customer service.
* Achieve individual sales targets and contribute to the overall branch/team performance.
* Stay updated with market trends, financial regulations, and new product offerings.
* Ensure all sales activities comply with internal policies, procedures, and regulatory requirements.
* Collaborate with other departments within the bank to provide holistic financial solutions to clients.
* Handle client queries, resolve issues, and provide ongoing support effectively.

Job Qualifications:**

* Bachelor's degree in Finance, Business Administration, Economics, or a related field.
* Proven track record in sales, preferably within the banking or financial services industry.
* Strong understanding of financial products and services, including investments, insurance, and loans.
* Excellent communication, interpersonal, and presentation skills.
* Ability to build rapport and establish trust with clients.
* Goal-oriented with a strong drive to achieve sales targets.
* Possess relevant financial certifications (e.g., FIMM, PCE, CEILI) are highly advantageous.
* Ability to work independently and as part of a team in a fast-paced environment.
* High level of integrity and professionalism.
* Proficiency in Microsoft Office Suite.
* Fresh graduates with a strong passion for finance and sales are encouraged to apply.