About Zaincash

ZainCash Iraq is a leading mobile wallet in Iraq and recognized as Forbes top Fintech company of 2023 and 2024 as well as GSMA’s Best Mobile Innovation Supporting Humanitarian Situations. The company offers a range of consumer and business services including local and international money transfer, bill payments, companion payment cards, payroll, aid disbursement, and more. For more information, please visit www.zaincash.iq.

Responsibilities*

- Act as Deputy to the AML Manager and assume full responsibilities in their absence
- Oversee transaction monitoring alerts, case investigations, and escalations
- Review and file Suspicious Transaction Reports (STRs) with the AML/CFT Office
- Supervise sanctions screening and PEP screening processes
- Ensure compliance with CBI AML/CFT regulations, circulars, and reporting deadlines
- Review and update AML policies, procedures, and risk assessments
- Respond to regulatory requests, audits, and inspections
- Supervise, train, and support the AML team
- Prepare periodic AML reports for management and the Board

Requirements

- Iraqi national, minimum age 28
- Bachelor's degree in Economics, Finance, Accounting, Banking & Financial Sciences, Law, Business Administration, Statistics, or a related field
- Minimum 3 years of experience in AML/CFT, compliance, banking, or financial supervision
- Professional AML certification (CAMS, CFC, or equivalent) preferred; if not held, must obtain it within one year of appointment
- Completed AML/CFT specialized training courses
- Strong knowledge of CBI AML/CFT regulations and FATF recommendations
- Experience with transaction monitoring and sanctions screening systems
- Fluent in Arabic and English (written and spoken)