About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Proper and adequate follow up on credit quality of portfolio to minimize NPL.
• Maintain relationships for more business opportunities to increase account profitability.
• Monitor customer progression/ account conducts and coordinate with Litigation Department for appropriate action if necessary
• Monitor quality of portfolio of customers in watch lists to prevent the accounts turning to NPL
• Monitor and handle the overdue customer aging 15-30 days in order to negotiate for payment and/or rescheduling or restructuring
• Conduct credit analysis and prepare proposal to seek approval for restructuring/ rescheduling scheme
• Analyse, verify, assess credit and propose strategies and recommendations including identifying risk mitigation solution in order to minimize the non-performing loans at the bank
• Negotiate with the customers on restructuring and formulate an appropriate scheme to minimize the non-performing loans at the bank
• Engage, along with legal advisors, in the process of restructuring to ensure compliance with all regulations and legal aspects

Requirement :
• Master or Bachelor’s Degree in Business Administration (Finance & Accounting) and related fields
• Minimum 5-7 years experiences in credit loan and restructuring field
• Having basic legal knowledge, particularly related in debt restructuring, is a plus
• Having experience in Financial Advisory is a plus
• Good command in English: Writing and Speaking
• Computer literate in MS office

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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