Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

Our Business

This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions.

Responsibilities:

• To provide analytical and other support for senior team members, and confidently lead and interact with origination (Corporate Banking, Investment Banking, Global Markets, Global Transaction Services, etc.), risk and other support functions to support balanced portfolio growth
• To analyze customer financial strength, business strategy, market factors, regulatory environment to prepare credit memos and support portfolio management of various Corporate (spanning across a range of industries).
• To monitor the financial performance, industry trend and news flow associated with existing and new relationship
• To develop familiarity with various legal documents – trading documentations, loan agreement, etc.
• To develop an understanding of internal policy, procedures and regulatory requirements and to ensure full compliance in all respects
• To maintain close working dialogue with business partners and analyze opportunities / risks thoroughly, and to provide the most appropriate financial solutions to clients and the bank.
• To develop product knowledge - a wide range of credit products including loans, derivatives, trade finance, cash management and treasury products
• To be capable of well managing various requests and transaction executions, including internal and external review, credit approval and audit

Qualifications:

• Master or Bachelor’s degree in Business, Economics, Finance or related disciplines
• Minimum 2 years of experience in Corporate or Investment Bank with a credit, research, corporate banking or other analytical/ underwriting capability, preferably in a multi-national bank or large financial institution
• Basic knowledge in capital market transactions as well as banking products
• An ability to work under pressure to tight deadlines and to plan and prioritize appropriately
• High personal standards of quality and a willingness to take responsibility for accurate and timely completion of task
• Strong written and verbal communication skills
• Pro-active & positive nature, problem solving skills, and results-oriented approach