Overview:

This role provides primary ownership and day-to-day leadership of SageSure’s Flood portfolio strategy, execution, and performance. The Senior Manager will drive analysis, planning, development, and cross-functional coordination across the Flood lifecycle, from market strategy and pricing through launch and optimization.

While this role carries significant ownership of portfolio initiatives and outcomes, ultimate accountability for enterprise-level strategy, capital allocation, and final approvals resides with senior leadership. Success requires strong independent judgment, proactive leadership, and the ability to elevate clear, data-driven recommendations for executive decision-making.

This role requires a strong combination of strategic vision, product management discipline, analytical rigor, and the ability to influence across internal and external stakeholders.

Performance will be measured by profitable growth, disciplined economics, operational execution, and the clarity of strategic insights delivered to leadership.

What You’d Be Doing:

Portfolio Strategy & Planning

• Lead development of the Flood product vision and multi-year roadmap
• Identify growth, modernization, and expansion opportunities
• Build business cases evaluating cost, benefit, risk, and capital impact
• Define KPIs and performance targets aligned with enterprise objectives
• Present structured recommendations to senior leadership for alignment and approval

Product Development & Execution Leadership

• Own product requirements, pricing strategy, and target margin development
• Drive cross-functional execution across Technology, Ops, Underwriting, Actuarial, and Data
• Oversee implementation of rating, underwriting rules, workflows, reporting, and UI updates
• Support state expansion efforts including modeling, underwriting alignment, and filings
• Maintain visibility into execution risks and escalate trade-offs appropriately

Modeling, Analytics & Data Stewardship

• Lead development of reporting infrastructure for production, claims, profitability, and capital monitoring
• Partner with CAT Modeling to support flood risk quantification and portfolio analytics
• Develop dashboards tracking P&L, take-up rates, loss curves, and return periods
• Perform segmentation and performance analysis to inform pricing and underwriting refinements
• Elevate performance insights and risk considerations to senior leadership

Go-to-Market & Performance Management

• Coordinate launch readiness and support agent enablement efforts
• Conduct structured post-launch reviews and recommend adjustments
• Monitor production, claims, and profitability trends
• Drive continuous improvement initiatives to enhance growth and operational efficiency

Carrier & Reinsurance Partnership Involvement

• Serve as the primary working lead for carrier and reinsurance engagement
• Analyze and evaluate treaty structures, economics, and risk exposure
• Prepare clear, decision-oriented summaries for leadership review
• Support negotiation strategy and partner alignment, with final approvals owned by senior leadership

We’re Looking for Someone Who Has:

• 7–10+ years of P&C insurance experience, with at least 5 years in product management, underwriting, analytics, or related roles
• Direct experience with Flood or catastrophe exposed property products
• Strong background in pricing, modeling, and product analytics
• Experience managing roadmaps, go-to-market initiatives, and portfolio performance
• Demonstrated ability to operate independently while aligning closely with executive leadership
• Strong analytical and problem-solving skills with a structured, data-driven approach
• Excellent written and verbal communication skills, with the ability to present executive-ready insights
• Bachelor’s degree in business, finance, insurance, mathematics, economics, or related field
• Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word)

Preferred Requirements:

• MBA or advanced degree in a related field
• Experience reviewing and supporting negotiation of property reinsurance agreements
• Deep understanding of catastrophe modeling and flood risk quantification
• Experience supporting regulatory filings and state expansion initiatives
• Familiarity with risk transfer mechanisms, underwriting guidelines, and reporting tools

#LI-Hybrid

Overview: 

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Actuarial Analyst who will be a member of the Actuarial Student Program (ASP). This position provides an opportunity to take on a role in an entrepreneurial culture and gain a broad perspective across the insurance business. As a member of either the Commercial Actuarial team, you will be asked to assist in providing technical and analytical assessments of complex business issues related to the development of new property products and maintenance of existing ones, utilizing actuarial techniques to assist in the development and maintenance of sophisticated pricing plans. 

Working on the Actuarial team at SageSure, the largest independent residential managing general underwriter (MGU) in the U.S., offers a broad range of opportunities and experiences to advance your career. You’ll not only be predicting and modeling risk in some of America’s most challenging markets but will also be working in multiple actuarial disciplines, including pricing, product development, ratemaking, reserving, and advanced analytics. At SageSure, you’ll gain hands-on experience working on challenging assignments and make data-driven decisions to help solve business problems. Our tight-knit, collaborative team regularly presents our findings to senior management and frequently collaborates across the company with our underwriting, marketing, program operations, and software teams. We provide the support you’d expect—including a rotational program and exam assistance—to develop and champion your whole career.  

 What you’d be doing: 

• Assist the team in the evaluation of rate adequacy/indications. 

• Support the sophistication of large account pricing. 

• Provide analytical support on portfolio risk evaluation. 

• Complete support documentation for product filings with Departments of Insurance and assist with responses to rate-related inquiries. 

• Assist with research projects including developing predictive models and visualizing results to support business decisions. 

• Perform competitive intelligence analysis. 

• Utilize and/or create models to assess profitability in current rating structures. 

We’re looking for someone who has: 

• Bachelor’s Degree in Actuarial Science or STEM-related field. 

• 0-3 years of experience in an actuarial role. 

• Passage of one or more actuarial exams with the goal of attaining ACAS/FCAS. 

• Solid analytical, problem-solving, and reasoning skills. 

• Strong communication skills with both technical and non-technical resources. 

• Proficient with Microsoft Office suite. 

• Strong technical skills with understanding of Python, R, or SQL. 

• Deep desire to learn. 

• Ability to work independently and as a team member. 

• To qualify, all applicants must be authorized to work in the United States. 

Highly preferred candidates also have: 

• Proficiency in Python, R, and/or SQL programming language. 

• Prior internship experience. 

Working on the Actuarial team at SageSure, the largest independent residential managing general underwriter (MGU) in the U.S., offers a broad range of opportunities and experiences to advance your career. You’ll not only be predicting and modeling risk in some of America’s most challenging markets but will also be working in multiple actuarial disciplines, including pricing, product development, ratemaking, reserving, and advanced analytics. At SageSure, you’ll gain hands-on experience working on challenging assignments and make data-driven decisions to help solve business problems. Our tight-knit, collaborative team regularly presents our findings to senior management and frequently collaborates across the company with our underwriting, marketing, program operations, and software teams.

What you will be doing:

• Manage interns and lead work streams and projects tied to company goals.
• Mentor actuarial team members.
• Continuously sophisticate and advance the science of core actuarial analytics.
• Lead/Assist the team in the evaluation of rate adequacy / indications.
• Support the sophistication of large account pricing.
• Complete support documentation for product filings with Departments of Insurance and assist with responses to rate related inquiries.
• Lead/Assist with research projects including developing predictive models and visualizing results to support business decisions.
• Perform competitive intelligence analysis.
• Utilize and/or create models to assess profitability in current rating structures.

We’re looking for someone who has:

• Bachelor’s degree in Actuarial Science or STEM-related field.
• 2-4 years of experience in an actuarial role.
• Passage of three or more actuarial exams with the goal of attaining ACAS/FCAS.
• Solid analytical, problem-solving, and reasoning skills.
• Strong communication skills with both technical and non-technical resources.
• Procactive and collaborative approach to guiding projects across multiple stakeholders
• Proficient with Microsoft Office suite.
• Strong technical skills with proficiency in Python, R, or SQL.
• Deep desire to learn.
• Ability to work independently and as a team member.
• Proven organizational and time-management skills; strong attention to detail.
• Demonstrate understanding and knowledge of key business drivers e.g. underwriting, product, reinsurance, and industry trends.
• Strong problem-solving and decision-making skills; ability to think critically and strategically.
• To qualify, all applicants must be authorized to work in the United States.

Working on the Actuarial team at SageSure, the largest independent residential managing general underwriter (MGU) in the U.S., offers a broad range of opportunities and experiences to advance your career. You’ll not only be predicting and modeling risk in some of America’s most challenging markets but will also be working in multiple actuarial disciplines, including pricing, product development, ratemaking, reserving, and advanced analytics. At SageSure, you’ll gain hands-on experience working on challenging assignments and make data-driven decisions to help solve business problems. Our tight-knit, collaborative team regularly presents our findings to senior management and frequently collaborates across the company with our underwriting, marketing, program operations, and software teams.

What you will be doing:

• Manage interns and lead work streams and projects tied to company goals.
• Mentor actuarial team members.
• Continuously sophisticate and advance the science of core actuarial analytics.
• Lead/Assist the team in the evaluation of rate adequacy / indications.
• Support the sophistication of large account pricing.
• Complete support documentation for product filings with Departments of Insurance and assist with responses to rate related inquiries.
• Lead/Assist with research projects including developing predictive models and visualizing results to support business decisions.
• Perform competitive intelligence analysis.
• Utilize and/or create models to assess profitability in current rating structures.

We’re looking for someone who has:

• Bachelor’s degree in Actuarial Science or STEM-related field.
• 2-4 years of experience in an actuarial role.
• Passage of three or more actuarial exams with the goal of attaining ACAS/FCAS.
• Solid analytical, problem-solving, and reasoning skills.
• Strong communication skills with both technical and non-technical resources.
• Procactive and collaborative approach to guiding projects across multiple stakeholders
• Proficient with Microsoft Office suite.
• Strong technical skills with proficiency in Python, R, or SQL.
• Deep desire to learn.
• Ability to work independently and as a team member.
• Proven organizational and time-management skills; strong attention to detail.
• Demonstrate understanding and knowledge of key business drivers e.g. underwriting, product, reinsurance, and industry trends.
• Strong problem-solving and decision-making skills; ability to think critically and strategically.
• To qualify, all applicants must be authorized to work in the United States.

Working on the Actuarial team at SageSure, the largest independent residential managing general underwriter (MGU) in the U.S., offers a broad range of opportunities and experiences to advance your career. You’ll not only be predicting and modeling risk in some of America’s most challenging markets but will also be working in multiple actuarial disciplines, including pricing, product development, ratemaking, reserving, and advanced analytics. At SageSure, you’ll gain hands-on experience working on challenging assignments and make data-driven decisions to help solve business problems. Our tight-knit, collaborative team regularly presents our findings to senior management and frequently collaborates across the company with our underwriting, marketing, program operations, and software teams.

What you will be doing:

• Manage interns and lead work streams and projects tied to company goals.
• Mentor actuarial team members.
• Continuously sophisticate and advance the science of core actuarial analytics.
• Lead/Assist the team in the evaluation of rate adequacy / indications.
• Support the sophistication of large account pricing.
• Complete support documentation for product filings with Departments of Insurance and assist with responses to rate related inquiries.
• Lead/Assist with research projects including developing predictive models and visualizing results to support business decisions.
• Perform competitive intelligence analysis.
• Utilize and/or create models to assess profitability in current rating structures.

We’re looking for someone who has:

• Bachelor’s degree in Actuarial Science or STEM-related field.
• 2-4 years of experience in an actuarial role.
• Passage of three or more actuarial exams with the goal of attaining ACAS/FCAS.
• Solid analytical, problem-solving, and reasoning skills.
• Strong communication skills with both technical and non-technical resources.
• Procactive and collaborative approach to guiding projects across multiple stakeholders
• Proficient with Microsoft Office suite.
• Strong technical skills with proficiency in Python, R, or SQL.
• Deep desire to learn.
• Ability to work independently and as a team member.
• Proven organizational and time-management skills; strong attention to detail.
• Demonstrate understanding and knowledge of key business drivers e.g. underwriting, product, reinsurance, and industry trends.
• Strong problem-solving and decision-making skills; ability to think critically and strategically.
• To qualify, all applicants must be authorized to work in the United States.

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Manager, Actuarial for the Businessowners Policy (BOP) Product Development unit of our Commercial Actuarial team.

As a Manager, Actuarial, you will drive day-to-day execution within the unit. You will manage technical and analytical assessments of complex business issues related to the development of new property products and maintenance /sophistication of existing ones. Other responsibilities include utilizing actuarial techniques to assist in the development and maintenance of advanced pricing plans, building and enhancing analytics that will inform actuarial product development and provide valuable business insights to leadership. 

Success as a Manager, Actuarial means translating business requests into analytical solutions and effectively communicating technical topics to non-technical audiences. This role will have direct management of a small team of 2-4 individual contributors. It is expected that you will be able to provide direction to team members, review their work, and support their professional development. You will also be able to work independently and apply judgment appropriately. You take ownership of the projects you lead and ensure to set and collaborate with business partners from across the company.

This role requires a minimum of three days per week on-site in one of the following offices: Cheshire, CT; Chicago, IL; Jersey City, NJ; Cincinnati, OH; Fairfield, CA; Mountain View, CA; Houston, TX; Marlton, NJ; Tallahassee, FL; Tampa, FL.

What you’d be doing:

• Manage the product development of new and existing Businessowner Policy products.
• Lead rate adequacy (indication) reviews and renewal impact analyses to support the profitable growth of SageSure Commercial Lines.
• Manage end-to-end product filings, including responses to rate-related objections from the Departments of Insurance.
• Assist with research projects, including analysis of predictive model results and determining value of new third-party data in risk segmentation and rating.
• Conduct competitive intelligence analyses.
• Communicate analyses, project results, and other business initiatives on a regular basis to staff, peers, and business partners.
• Manage and guide the professional development of 2-4 direct reports.

We’re looking for someone who has:

• Bachelor’s degree in actuarial science or STEM-related field.
• ACAS or FCAS, FCAS a plus.
• 5+ years of P&C insurance experience.
• Strong understanding of P&C insurance products and industry. Commercial Property or Businessowners Policy (BOP) product experience is highly preferred.
• Strong communication skills with both technical and non-technical resources.
• Strong technical skills; proficiency with Microsoft Office suite, R and SQL.
• Proven organizational and time-management skills; strong attention to detail.
• Strong problem-solving and decision-making skills; ability to think critically and strategically.

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Manager, Actuarial for the Businessowners Policy (BOP) Product Development unit of our Commercial Actuarial team.

As a Manager, Actuarial, you will drive day-to-day execution within the unit. You will manage technical and analytical assessments of complex business issues related to the development of new property products and maintenance /sophistication of existing ones. Other responsibilities include utilizing actuarial techniques to assist in the development and maintenance of advanced pricing plans, building and enhancing analytics that will inform actuarial product development and provide valuable business insights to leadership. 

Success as a Manager, Actuarial means translating business requests into analytical solutions and effectively communicating technical topics to non-technical audiences. This role will have direct management of a small team of 2-4 individual contributors. It is expected that you will be able to provide direction to team members, review their work, and support their professional development. You will also be able to work independently and apply judgment appropriately. You take ownership of the projects you lead and ensure to set and collaborate with business partners from across the company.

This role requires a minimum of three days per week on-site in one of the following offices: Cheshire, CT; Chicago, IL; Jersey City, NJ; Cincinnati, OH; Fairfield, CA; Mountain View, CA; Houston, TX; Marlton, NJ; Tallahassee, FL; Tampa, FL.

What you’d be doing:

• Manage the product development of new and existing Businessowner Policy products.
• Lead rate adequacy (indication) reviews and renewal impact analyses to support the profitable growth of SageSure Commercial Lines.
• Manage end-to-end product filings, including responses to rate-related objections from the Departments of Insurance.
• Assist with research projects, including analysis of predictive model results and determining value of new third-party data in risk segmentation and rating.
• Conduct competitive intelligence analyses.
• Communicate analyses, project results, and other business initiatives on a regular basis to staff, peers, and business partners.
• Manage and guide the professional development of 2-4 direct reports.

We’re looking for someone who has:

• Bachelor’s degree in actuarial science or STEM-related field.
• ACAS or FCAS, FCAS a plus.
• 5+ years of P&C insurance experience.
• Strong understanding of P&C insurance products and industry. Commercial Property or Businessowners Policy (BOP) product experience is highly preferred.
• Strong communication skills with both technical and non-technical resources.
• Strong technical skills; proficiency with Microsoft Office suite, R and SQL.
• Proven organizational and time-management skills; strong attention to detail.
• Strong problem-solving and decision-making skills; ability to think critically and strategically.

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Actuarial Analyst. This position provides an opportunity to take on a role in an entrepreneurial culture and gain a broad perspective across the insurance business. As a member of the Product Development team, you will be asked to assist in providing technical and analytical assessments of complex business issues related to the development of new property products and the maintenance of existing ones. You will utilize actuarial techniques to assist in the development and maintenance of sophisticated pricing plans.

What you’d be doing:

• Assist the Product Development team in the evaluation of rate adequacy
• Assist with statewide and territorial rate indications
• Conduct renewal impact analyses
• Complete support documentation for product filings with Departments of Insurance, and assist with responses to rate-related inquiries
• Assist with research projects, including developing predictive models and visualizing results to support business decisions
• Perform competitive intelligence analyses

We’re looking for someone who has:

• Bachelor’s degree
• 0-3 years of experience in an actuarial role
• Passage of one or more actuarial exams with the goal of attaining ACAS/FCAS
• Solid analytical, problem-solving and reasoning skills
• Strong communication skills with both technical and non-technical resources
• Proficient with Microsoft Office suite
• Strong technical skills
• Willingness to learn
• Ability to work independently and as a team member

Highly preferred candidates also have:

• Proficiency in R programming language
• Prior internship experience

About the Actuarial Team at SageSure: 

Working on the Actuarial team at SageSure, the largest independent residential managing general underwriter (MGU) in the U.S., offers a broad range of opportunities and experiences to advance your career. You will not only be predicting and modeling risk in some of America's most challenging markets but also working in multiple actuarial disciplines, including pricing and product. At SageSure, you will gain hands-on experience working on challenging assignments and make data-driven decisions to help solve business problems. Our tight-knit, collaborative team regularly presents our findings to senior management and frequently collaborates across the company to leverage synergies with underwriting, marketing, program operations, and software. We provide the support you would expect, including a rotational program and exam assistance, and we are dedicated to developing and championing your entire career.

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Manager, Actuarial for the Businessowners Policy (BOP) Product Development unit of our Commercial Actuarial team.

As a Manager, Actuarial, you will drive day-to-day execution within the unit. You will manage technical and analytical assessments of complex business issues related to the development of new property products and maintenance /sophistication of existing ones. Other responsibilities include utilizing actuarial techniques to assist in the development and maintenance of advanced pricing plans, building and enhancing analytics that will inform actuarial product development and provide valuable business insights to leadership. 

Success as a Manager, Actuarial means translating business requests into analytical solutions and effectively communicating technical topics to non-technical audiences. This role will have direct management of a small team of 2-4 individual contributors. It is expected that you will be able to provide direction to team members, review their work, and support their professional development. You will also be able to work independently and apply judgment appropriately. You take ownership of the projects you lead and ensure to set and collaborate with business partners from across the company.

This role requires a minimum of three days per week on-site in one of the following offices: Cheshire, CT; Chicago, IL; Jersey City, NJ; Cincinnati, OH; Fairfield, CA; Mountain View, CA; Houston, TX; Marlton, NJ; Tallahassee, FL; Tampa, FL.

What you’d be doing:

• Manage the product development of new and existing Businessowner Policy products.
• Lead rate adequacy (indication) reviews and renewal impact analyses to support the profitable growth of SageSure Commercial Lines.
• Manage end-to-end product filings, including responses to rate-related objections from the Departments of Insurance.
• Assist with research projects, including analysis of predictive model results and determining value of new third-party data in risk segmentation and rating.
• Conduct competitive intelligence analyses.
• Communicate analyses, project results, and other business initiatives on a regular basis to staff, peers, and business partners.
• Manage and guide the professional development of 2-4 direct reports.

We’re looking for someone who has:

• Bachelor’s degree in actuarial science or STEM-related field.
• ACAS or FCAS, FCAS a plus.
• 5+ years of P&C insurance experience.
• Strong understanding of P&C insurance products and industry. Commercial Property or Businessowners Policy (BOP) product experience is highly preferred.
• Strong communication skills with both technical and non-technical resources.
• Strong technical skills; proficiency with Microsoft Office suite, R and SQL.
• Proven organizational and time-management skills; strong attention to detail.
• Strong problem-solving and decision-making skills; ability to think critically and strategically.

Overview: 

We are seeking an experienced and highly skilled Insurance Regulatory In-House Counsel to join our legal team. This position will be responsible for providing legal counsel and strategic guidance on a wide range of regulatory issues affecting the company’s operations within the insurance industry. The ideal candidate will have 7-10 years of experience in insurance regulatory law, including experience with state and federal regulations and compliance. 

This is a unique opportunity for a seasoned legal professional to play a critical role in shaping the company’s regulatory strategy, ensuring compliance with evolving insurance laws, and helping the organization navigate complex legal and regulatory landscapes. 

What you’d be doing: 

• Provide legal advice and support on regulatory matters impacting the insurance industry, including surplus lines, licensing, product filings, and regulatory inquiries. 
• Advise senior management and business teams on the implications of changes in state and federal insurance laws and regulations. 
• Draft and review regulatory responses, contracts, and insurance-related documents to ensure compliance with applicable laws and regulations. 
• Assist with regulatory investigations and inquiries  
• Work closely with internal business units (e.g., product development, compliance, underwriting, claims) to ensure that regulatory requirements are met and business goals are achieved. 
• Monitor legislative and regulatory developments at both the state and federal levels and provide proactive advice on how changes may impact business operations. 
• Assist in the development and implementation of internal policies, procedures, and training programs to ensure compliance with applicable regulations. 
• Collaborate with external counsel and industry groups on regulatory matters, including advocacy, policy development, and strategic initiatives. 
• Manage legal risks associated with regulatory issues and provide creative, business-oriented solutions to complex legal challenges. 

We’re looking for someone who has: 

• J.D. from an accredited law school and admission to the bar in the relevant jurisdiction. 
• 7-10 years of experience practicing insurance regulatory law, either in-house or in a law firm with a focus on insurance, financial services, or regulatory law. 
• Deep knowledge of state and federal insurance laws, regulations, and industry best practices (e.g., NAIC model laws, state-specific insurance code). 
• Strong analytical skills and the ability to interpret complex insurance regulatory requirements and communicate them effectively to internal stakeholders. 
• Excellent written and verbal communication skills, with the ability to present legal concepts in a clear and concise manner. 
• Proven ability to manage multiple projects, prioritize effectively, and meet deadlines in a fast-paced, dynamic environment. 
• Strong interpersonal skills and the ability to collaborate effectively with cross-functional teams. 
• Experience in regulatory litigation or enforcement matters is a plus. 
• Knowledge of insurance products (property and casualty) and the regulatory landscape in these areas is highly desirable. 

Highly preferred candidates also have: 

• Master’s degree in law, regulatory affairs, or a related field. 
• Familiarity with emerging issues in the insurance industry, including cybersecurity, environmental, social, and governance (ESG) matters, and the intersection of technology and insurance. 

 #LI-Hybrid