Who you are:

Hometap is seeking a process-oriented and technically fluent Senior Product Manager to drive material value to our Underwriting decision-making and Operations teams. Reporting to the Platform Team’s Head of Product, you'll work cross-functionally to ideate, evaluate, and deliver impactful improvements to our Originations processes and the systems that power them. You are a systems thinker with a pragmatic approach to problem-solving, who appreciates the human factors in technology and process. 

What you'll do:

• Lead the implementation and ongoing optimization of Hometap's third-party workflow systems, ensuring they're configured, adopted, and continuously improved
• Identify and eliminate process inefficiencies across underwriting and operations workflows, translating pain points into prioritized product opportunities
• Establish yourself as an internal authority on mortgage tech, fintech, and workflow tooling, staying current on vendors, capabilities, and emerging solutions that could improve underwriting speed and quality
• Collaborate with Investment Operations and Engineering to design and deliver integrations that reduce manual effort and operational cost
• Iterate on staff-facing experiences with an empathetic perspective on the day-to-day jobs our staff performs
• Test and scale each delivery with data analysis, A/B testing, phased rollouts, and user research
• Build and maintain dashboards to track KPIs, analyze operational performance, and surface actionable insights regularly
• Communicate process improvement recommendations and ROI to key stakeholders across the organization, including senior leadership
• Advocate for platform-level changes that empower and facilitate testing of new Homeowner experiences

What you bring:

• 4+ years of product management experience, preferably with both B2B and B2C exposure; strong preference for fintech, proptech, or mortgage origination experience
• Hands-on familiarity with mortgage origination systems, workflow automation platforms, or related fintech infrastructure
• A demonstrable history of cost-reducing integrations and process improvements with measurable outcomes
• Passion for intuitive, pragmatic user experiences, especially for internal tooling
• Excellent written and verbal communication skills, with the ability to influence cross-functional teams and executive stakeholders
• Experience integrating AI/ML models and automation into production workflow systems, including prompt engineering, API orchestration, and translating business logic into intelligent decision pipelines
• Comfort with AI based prototyping and rapid solutioning to facilitate alignment and collaboration
• Strong analytical skills and comfort working with data to make informed decisions; experience with tools like Heap, Tableau, or similar platforms a plus
• Self-awareness and time management skills to balance multiple projects at once and know when to ask for help

Who you are:

Hometap's core HEI product has proven strong product-market fit. Now we're building what comes next. We are expanding from a single-product company to a multi-product company and have lots of ideas in the pipeline about how to do that, as well as many that this role would be responsible for generating and validating as big opportunities to pursue.

This is a zero-to-one role. You will be the first dedicated lead on new product development, operating with a small, high-leverage team and significant executive visibility. You won't be handed a roadmap; you'll build it through rigorous discovery, rapid prototyping, and disciplined validation

What you'll do:

Lead new product discovery and validation

• Own the full discovery process across multiple new product hypotheses, including use cases, market sizing, customer interviews, competitive analysis, and regulatory feasibility
• Design and run structured concept validation: prototype-based user testing, partner with Business Development for channel partner conversations, and user research for rapid user concept feedback
• Partner with finance on new product strategy to develop hypotheses for new financial products to validate with homeowners
• Synthesize qualitative and quantitative signals into a clear, evidence-based recommendation on where to place the first big bet
• Use AI tools as a core part of discovery – for analysis, synthesis, prototype generation, research planning – to move faster than a traditional team several times your size

Define and build toward launch

• Translate validated insights into a product definition, GTM strategy, and phased launch plan
• Partner with a lean team to build and test early versions – knowing when to prototype vs. when to ship real code
• Define business cases, go/no-go criteria, success metrics, and instrument the feedback loops needed to iterate quickly post-launch

Shape Hometap's new product strategy

• Work directly with the CPO, COO, and broader leadership team to frame the new product portfolio, prioritize bets, and make the case for resource investment
• Identify the regulatory questions that need early answers, and work with legal and compliance to get them
• Communicate progress, findings, and recommendations clearly to senior leadership on a regular cadence

What you bring:

• 10+ years of product management experience, with meaningful time spent on 0-to-1 or new product bets, not just roadmap execution on established products. The ideal candidate would bring experience in consumer fintech, financial services, or a regulated industry where compliance and customer trust are core product constraints.
• Track record of leading structured discovery that resulted in a go / no-go recommendation that held up – you know what good validation looks like and you've done it
• Demonstrated experience using AI as a force multiplier (for research synthesis, prototype iteration, user interview analysis, competitive intelligence, etc.) 
• You move fast without cutting corners on insight quality – you know the difference between a validated hypothesis and a confirmed bias.
• You're comfortable with ambiguity and energized by it; you don't need a defined roadmap to be productive, and enjoy building the roadmap yourself.
• You're a strong communicator who can make a crisp recommendation to a skeptical executive audience and defend it

Bonus points:

• Familiarity with home equity products, residential real estate, or consumer lending
• Experience working with or designing B2B distribution channels (partner portals, referral programs, embedded finance) 
• Awareness of the regulatory landscape around consumer financial products and the judgment to flag risk early

Why This Role?

• Hometap has an established core product, and this is a rare chance to build what comes next, with resources, support, and a real mandate to do it. If you've been waiting for a role where you can truly own something from concept to shipped product, this is it.
• We're building with AI tooling as a core part of how we work, not as an experiment
• We have an established product and are at a genuine growth stage, which means you'll be close enough to the business to see your work matter immediately

The salary range for this role is $200,000 - $225,000, depending on your experience, skills, location, and other factors. You’ll also receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.

Who you are:

Hometap has established itself as the leader in a nascent category. The next chapter is about unlocking the growth that comes with that position — identifying the highest-leverage levers, building experiences that convert awareness into action, and creating new channels that expand our reach beyond what exists today.

This is a role for a product leader who thinks about growth as a system, not a set of tactics. We’re looking for someone who has deep experience building products that drive meaningful growth (ideally in a financial or consumer category). A great fit for this will love to build, staying hands-on with product development while simultaneously driving strategy and impact.

What you’ll do:

• Identify and prioritize the key growth levers across acquisition, activation, and conversion, and build the product bets to move them
• Enhance the end-to-end homeowner acquisition experience, from first touch through qualification
• Ideate and build self-serve tools and experiences that bring homeowners into the Hometap ecosystem before they're ready to apply
• Define the product infrastructure for partner and referral channels that extend Hometap's reach beyond direct acquisition

What you’ll bring:

• 10+ years of product management experience, with a track record of shipping product that drives meaningful growth
• Demonstrated experience driving growth for a high-stakes, trust-sensitive consumer product; financial services, mortgage, or insurance experience is a plus
• Strong instincts for identifying growth levers – you know how to look at a business, find what's holding it back, and build the product that unlocks the next level
• Experience building tools, calculators, or self-serve experiences that generate demand, not just capture it
• Skilled at working cross-functionally with Marketing, Engineering, Design, and others as true partners 
• Genuine excitement about (and experience with) building with AI
• Comfort balancing strategic ideation with in-the-weeds execution. You're a builder at heart and are energized by the craft of product, happiest when you're close to the work, and can see your decisions ship
• A bias for action, rigorous experimentation, and continuous learning

Why this role?

• You report directly to the CPO, partner closely with the CMO and own the growth product roadmap end-to-end
• HEI is an emerging category with massive untapped potential. Growing a high-trust financial product in a regulated environment brings genuinely hard, interesting problems that are worth solving
• We're building with AI tooling as a core part of how we work, not as an experiment
• We have an established product and are at a genuine growth stage, which means you'll be close enough to the business to see your work matter immediately

The salary range for this role is $200,000 - $225,000, depending on your experience, skills, location, and other factors. You’ll also receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.