Financial Crime QC Lead

Overview

You are a professional with deep expertise in establishing and maintaining robust quality control frameworks within a financial crime environment. You are analytical and focused on delivering high-quality outcomes.

Duties and responsibilities

QC Governance and Oversight

• Take responsibility for the end-to-end Financial Crime and Onboarding QC framework for BCB Group, including standards, calibration, and escalations.

• Define and maintain the QC methodology (including sampling, scoring, and documentation) in line with Group policy, regulatory guidance, and internal risk appetite.

• Provide challenge on identified shortcomings and financial crime risk issues, ensuring a timely remediation process and clear accountability.

• Lead analysis of QC findings, drive corrective actions, and ensure BCB Group remains both audit and regulatory compliant.

Quality Control and Review

• Perform detailed quality reviews of Fraud/TM/KYC processes across a range of risk levels.

• Assess accuracy and consistency against the QC checklist and scoring criteria, as well as internal policies and regulatory requirements.

• Apply a risk-based approach in reviewing to identify inconsistencies and potential financial crime risks.

• Ensure all casework meets internal and external standards and support challenging conversations on findings.

Coaching & Improvement

• Work with the Financial Crime team to ensure timely completion of reviews and processes and support prioritisation of workloads to meet team objectives.

• Provide constructive feedback and coaching to team members.

• Identify recurring issues and themes, escalation trends, and recommend solutions at operational and technological levels.

• Support the development of quality standards, guidance, and training.

Stakeholder Management

• Engage with the Onboarding and Financial Crime Teams, including investigators, managers, and executives.

• Clearly articulate and justify QC decisions, particularly when challenged.

• Build strong working relationships to support a collaborative culture.

Process Change

• Contribute to process enhancements and efficiency initiatives across the team.

• Understand developments in UK and EU Law to support changes in the function.

• Provide input into process improvements, policy updates, control frameworks, and system improvements.

• Support implementation of regulatory or internal change initiatives.

What you will bring to the team:

• Experience managing a QC function in a FinTech or start-up environment.

• Experience as a financial crime investigator or analyst.

• Proficiency handling wide sets of data and presenting key findings.

• Confidence in communicating to key stakeholders.

• Desired: Experience working with Chain Analysis.

What We Offer

• 30 days annual leave per year.

• 4 wellbeing days per year.

• 1 company volunteering day per year.

• Private Healthcare (AXA + Livi 24/7 virtual doctors).

• Pension: 5% Employee / 3% Employer via Salary Sacrifice.

• Income Protection: 13 weeks full pay, then 67% salary (long-term absence).

• Life Insurance: 2x salary (death in service).

• Enhanced Parental Leave: 17 weeks full pay, 10 weeks half pay, then statutory — for all parents.

• Menopause Policy.

About BCB Group

BCB Group is a leading provider of regulated payment and trading services in crypto and fiat for the digital asset economy. We provide accounts, cryptocurrency, and foreign exchange market liquidity for some of the world's largest businesses, including exchanges, liquidity providers, market makers, investment firms, custodians, payment processors, and wallet providers.

Our end-to-end suite of products is accessible through our Client Console UI and API. We offer more than 40 fiat and cryptocurrencies, deep trading liquidity, 24/7 instant payments through our instant settlements network BLINC, and secure crypto services. Authorised in the UK, France, and Switzerland.

Our mission: to create the trusted platform to pay, store, trade, and earn fiat and digital assets, globally 24/7. www.bcbgroup.com

We are seeking a highly accomplished, commercially savvy and strategically-minded leader to serve as the strategic Compliance Executive for the Group. You will lead UK regulatory operations while spearheading the compliance framework for our global product and markets roadmap.. This is a unique and pivotal dual-mandate role. The successful candidate will be responsible for ensuring full regulatory adherence of our two regulated UK entities while simultaneously driving the global compliance strategy for products and new licences across the entire Group business. This position necessarily requires deep expertise in UK regulation (FCA), specifically for a payments and e-money institution, but uniquely combined with a proactive approach, excitement and flair for embedding compliance into the global product development lifecycle and expansion of our regulatory footprint.

The Role - What will you be doing?  

UK and Strategic Compliance Lead

You will serve as the strategic Compliance lead globally as well as the leader for our UK regulated entities, BCB Payments UK Ltd and BCB Markets UK Ltd, ensuring they meet our policy and regulatory framework requirements. Take full ownership of regulatory affairs, licensing, and direct engagement with the FCA. Oversee second line monitoring, safeguarding, internal audit findings remediation, ensuring issues are resolved with speed and precision.

Global Product & Expansion

This role has a global Compliance Advisory remit on all aspects of BCB’s product development and governance journey, plus global expansion efforts as we increase our regulatory footprint with new jurisdictions and new licences. You will ensure that as we enter new markets and launch new products, we incorporate a compliance-by-design approach.  You will partner directly with Product teams to embed compliance controls into the development lifecycle from day zero, conduct gap analyses and risk assessments for new jurisdictions and product approvals, and oversee horizon scanning.

Business Partnering & Reporting

You will provide Compliance advice to business stakeholders in a clear, concise, and tailored manner, representing the Compliance function in internal committees and working groups. You will continually improve and strengthen our compliance framework, identify emerging risks, and embed a strong culture of compliance across the firm. Provide comprehensive, regular reporting on the status of UK compliance risks, regulatory changes, and remedial actions to the UK Board, relevant governance committees. Create and develop compliance management information (MI) & Key Risk Indicators (KRIs).  

Experience & Requirements 

• You bring 10+ years of experience within the FCA-regulated payments, e-money, crypto, or banking sectors. You’ve spent at least 3-5 of those years in a senior leadership or Head of Compliance capacity, navigating the complexities of the UK regulatory landscape.
• You have a proven ability to act as a force multiplier for executive leadership, managing cross-functional strategic initiatives and motivating teams to deliver under pressure.
• You possess expert-level knowledge of PSRs, EMRs, the FCA handbook, and safeguarding rules. Crucially, you aren't intimidated by the "new": you have a deep interest in the evolving crypto asset sector and the global regulatory frontier. 
• You maintain expert-level understanding of UK AML, CTF, and Sanctions regulations. While you aren't the MLRO, you speak their language fluently.
• You are as comfortable drafting a policy from scratch as you are debating a compliance strategy with senior leadership.
• You provide commercially viable, actionable advice that balances rapid innovation with rigorous risk management. You've spent years providing 2nd line advisory for product development and global expansion.
• You are as comfortable in a "hands-on" regulatory engagement with the FCA as you are influencing and collaborating with senior leadership.
• You are autonomous, proactive, and ‘get it done’. You thrive in diverse, international, fast-moving environments where the rules of the game are constantly evolving.
• You hold relevant professional certifications in Compliance (e.g., ICA, ACAMS) and have an edge that enables you to represent BCB Group globally

About BCB GROUP

BCB Group is a leading provider of regulated payment and trading services in crypto and fiat for the digital asset economy. We provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses, including crypto exchanges, liquidity providers, market makers, investment firms, custodians, payment processors and wallet providers.

Our end-to-end suite of products are accessible through our Client Console UI and API. We offer more than 40 fiat and cryptocurrencies, deep trading liquidity, 24/7 instant payments through our instant settlements network, BLINC, and secure crypto services. Our strong focus on compliance matches our technical and business expertise, and we are regulated by some of the world’s most respected regulators. Authorised in the UK, France and Switzerland, we place the utmost importance on our regulatory-first institutional principles.

Our leadership team boasts years of relevant, high-level experience at globally-renowned institutions. They combine finance, law, regulatory and technology skills in traditional and crypto financial services with a deep understanding of the new digital asset economy.

Our mission is to create the trusted platform to pay, store, trade and earn fiat and digital assets, globally 24/7