Shift4 is seeking a detail-oriented Financial Operations Associate to join their Finance Operations team in Malta. This role is vital for maintaining the integrity of the company’s financial ecosystem by managing daily bookkeeping, payment authorizations, and complex accounting reconciliations.

 Responsibilities will include:

•  Assist with bookkeeping and maintain accurate financial records;
• Verification and authorization of Daily Payments;
• Handling Treasury back office requests;
• Perform daily accounting reconciliations (bank, receivables and other reconciliations);
• Timely and accurate execution of month-end procedures and reconciliations;
• Assisting the finance team with the preparation of audit documents;
• Promoting adherence to effective control practices across the team;
• Execution of ad hoc activities as required by Senior Management

 The ideal candidate will bring:

• Have a minimum of 2 years of work experience in the financial services industry, ideally within payments;
• Good knowledge of Microsoft Office and Excel in particular;
• Be highly organized, pro-active self-starter, able to work on own initiative, and excellent attention to detail;
• Be a team player, flexible, and able to meet strict deadlines
• Fluent in English.

Compensation:

Shift4 applies a structured, market-informed approach to compensation. 

Salary ranges are developed based on objective, gender-neutral criteria, such as  internal job levels, scope of responsibilities, and external market data. The range listed for this position reflects the expected hiring range for qualified candidates and corresponds to the level and requirements of the role.

Actual compensation may vary depending on various factors, such as experience, skills, qualifications, work location, and market conditions. Shift4’s compensation structures are subject to periodic review and ongoing alignment across regions. Additional components such as variable remuneration or other benefits may also apply based on eligibility and role type.

Salary Range: € 24,000 - € 30,000

Benefits of working for Shift4:

Join Shift4 and enjoy a work environment that prioritizes flexibility and well-being. We embrace a hybrid working model, offering our team the flexibility to balance time between remote work and our modern, welcoming offices located in the heart of Valletta, Malta's historic capital.

Our standard remuneration package is comprehensive, including private health, dental, and life insurance, as well as parking allowance, preferential home rates, and a company pension plan (with APS). We are committed to supporting our employees' well-being through our Mental Health Program, family-friendly measures, an equipped canteen with free breakfast, and exciting company events.

About us:

We believe the next generation of financial services will be powered by stablecoins.

Founded in 2021, our mission at BVNK is to accelerate global money movement.

We’re building stablecoin-native infrastructure so businesses can move value instantly across borders and networks. With global licenses and T1 bank partnerships, we facilitate billions in transactions for enterprise clients like Worldpay, Deel, LianLian Global, and Rapyd.

Our technology is transforming how businesses operate globally by eliminating payment delays, reducing costs, and unlocking trapped capital. 

We’re a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift.

In 2025, we secured strategic investment from Visa, following our $50 million Series B with Haun Ventures, Coinbase Ventures, Scribble Ventures, DRW Venture Capital, Avenir, and Tiger Global. With the backing of these leading investors, we’re accelerating our growth – and we're looking for smart, ambitious people to help us build the future of financial services.

We're incredibly honored to have made Newsweek's list of The Top 100 Global Most Loved Workplaces three years running (most recently in 2025) and to have been recognised by LinkedIn as one of the Top 20 Startups in the UK in 2024.

About this role in the team:

As a Reconciliations Analyst, you will be a cornerstone of our daily operations, ensuring the absolute integrity of our financial records across both fiat and digital assets. This is not just a "numbers" role - we are looking for a tech-forward individual who is passionate about automation and AI-driven efficiencies.

You will deliver accurate internal and external reconciliations while proactively identifying ways to optimise our workflows. From investigating complex discrepancies and collaborating with Product & Engineering teams, you will play a vital role in BVNK’s growth and regulatory excellence.

Key Areas of Responsibilities:

Operational Excellence & Automation

• Reconciliations: Perform complex reconciliations across various entities, covering bank accounts, customer accounts and intercompany transactions across both Fiat and Digital Assets.
• Innovation: Proactively leverage automation tools and AI-powered solutions to transition manual processes into efficient, tech-led workflows.
• Data Management: Import and manage internal and external data sets, recording daily cash balances and monitoring fund movements to ensure timely resolution of outstanding transactions.
• System Integrity: Create and maintain daily reconciliation templates for all group entities and ensure system and client data accuracy, including NAV reporting.

Financial Reporting & Compliance

• Reporting: Ensure all reconciliations align with financial records to support the preparation of financial statements and the month-end, quarter-end, and year-end closing processes.
• Audit & Control: Act as a key point of contact for internal and external audits, providing detailed documentation, methodology explanations, and root-cause investigations for discrepancies.
• Standardisation: Oversee new product journeys and lead the implementation of improved, standardised reconciliation processes.

Cross-functional Collaboration

• Partnership: Work alongside Treasury and Payment Operations to refine reporting outputs and partner with Product & Engineering to test new external provider integrations.
• Technical Integration: Collaborate with Engineering teams to embed AI and automation into the core reconciliation stack.
• Strategic Support: Assist the Reconciliations Manager with ad-hoc business requests and strategic projects to drive broader company initiatives.

What we need from you:

• Education: A degree-level qualification in Financial Management, Business Management, or a related field.
• Experience: 2+ years of experience in reconciliations or financial services (Fintech experience is a significant plus).
• Tech-Savvy: A strong interest in AI and automation. We want to hear about proven examples where you’ve leveraged technology to improve a process.
• Analytical Rigor: Exceptional attention to detail and the ability to maintain accuracy in a high-pressure, fast-paced environment.
• Communication: Ability to present complex financial findings and workflows to senior leadership clearly.

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Meaningful ownership in the business through our employee option scheme
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate, growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.