About the Opportunity

We are looking for a Treasury Operations Associate to serve as a senior subject matter expert within our Treasury Back Office function. This is a high-impact role at the intersection of Capital Markets, Operational Risk, and Regulatory Compliance, responsible for driving the integrity of our post trade environment and shaping the operational framework for N26. The Associate will take ownership of critical processes, lead cross-functional workstreams and act as a key escalation point for both internal and external stakeholders.

In this role, you will

• Act as an SME providing control and oversight for Post Trade Execution integrity, specifically focusing on:

  • Monitoring the quality and adherence of Trade Settlement and Execution processes.

  • Enforcing Trade Controls and internal policy adherence across the function.

• Upon request, act as contact and subject matter expert for communication with external providers and internal stakeholders.

• Identifying opportunities for process standardization and automation to scale the Treasury Back Office function efficiently.

• Participate in initiatives and projects related to settlement / securities lending, preparing the team for new product launches.

• Actively support internal and external audit requirements pertaining to Treasury Operations by timely preparation and submission of necessary documentation, ensuring effective evidence of operational controls and compliance.

• Provide critical analytical input and process context to the Reporting team to ensure the accuracy and timely submission of all mandated regulatory and management reports.

• Mentor and upskill junior team members through structured knowledge sharing on the trade lifecycle, operational controls, regulatory requirements, and systems usage, supporting the development of a resilient and scalable Treasury Operations function.

What you need to be successful

• 5+ years of experience in Treasury, Securities Back Office, or Capital Markets Operations, with a proven track record of progressive responsibility and ownership in a regulated financial institution or Fintech environment.

• Good knowledge of the full trade lifecycle, from execution through settlement and post trade reconciliation including regulatory frameworks governing these processes (e.g., MaRisk BTO 2.2, MiFIR).

• Demonstrated expertise in regulatory reporting with the ability to design, review, and improve reporting controls and documentation standards.

• Proven experience maintaining data quality frameworks, managing master data, and resolving complex interface issues across systems.

• Exceptional stakeholder management capability and comfortable communicating as the operational voice across various internal functions (Compliance, Technology, Front Office, Finance) as well as external partners (Regulators, Banks, Custodians, Auditors).

• Demonstrated ability to lead process improvement initiatives, translating operational insight into scalable solutions.

• Experience with systems such as ServiceNow, Bloomberg, or similar trade and settlement platforms is a strong advantage.

• Relevant professional qualifications, such CISI - International Operations Certificate (IOC) or ICMA - Operations Certificate Programme (OCP) or something similar are a plus.

• Professional-level fluency in English (written and verbal) is required to collaborate with our diverse, global teams. Fluency in German is a strong plus, particularly for navigating local regulatory landscapes and BaFin-related documentation.

What’s in it for you:

Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.

About the Opportunity

We are seeking a seasoned and technically minded Senior Product Manager with an innate interest in global financial infrastructure to join our Product team.

As a Product Manager focusing on scheme integrations and core payment platform components, you will be responsible for defining and executing the strategy that powers the movement of money for N26 customers across Europe. This role is highly strategic, requiring a deep technical understanding of international payment rails and a commitment to enabling a secure, scalable, and compliant core processing engine.

You will own the entire product lifecycle for critical payment systems (e.g., SEPA, SWIFT, APMs, etc.), working to drive stability, optimisation, and the integration of new schemes essential for N26's product roadmap and global expansion.

In this role you will:

• Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA, SWIFT, and APMs)

• Define and drive the product roadmap, from ideation and strategy to design, implementation, and continuous improvement

• Drive the implementation of new payment rails and features based on business data, customer insights, and company strategy

• Collaborate closely with Engineering and Design to build intuitive and compliant payment journeys

• Lead scoping and prioritization to deliver high-impact features, ensuring alignment between short-term goals and long-term vision

• Act as the main point of contact and work cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory alignment and business success across payment schemes

• Monitor and optimize the product funnel, collaborating with data teams to inform decisions that improve performance, scalability, and user experience

What you need to be successful:

• 5+ years of experience in Product Management, ideally gained in a FinTech, banking environment, PSP provider, or online retail

• Hands-on experience with payment scheme integrations (e.g. SEPA, SWIFT, FPS, or local rails)

• Proven track record of launching platform or backend-heavy products in a regulated environment

• Excellent analytical skills, able to dive into specs, flows, and payment data

• Solid understanding of product prioritization and stakeholder management

• Strong collaboration and communication skills, across disciplines and cultures

• Educational background in STEM, business, or economics; MBA, MS or equivalent is a plus

• Strong grasp of agile product development and delivery

Traits:

• Customer-first thinking, even in platform work

• Strategic but hands-on, you can zoom out and execute

• Comfortable in ambiguity and complex ecosystems

• Curiosity for global payments and evolving market infrastructure

• Give and receive open, direct and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

About the Opportunity

We are seeking a seasoned and technically minded Senior Product Manager with an innate interest in global financial infrastructure to join our Product team.

As a Product Manager focusing on scheme integrations and core payment platform components, you will be responsible for defining and executing the strategy that powers the movement of money for N26 customers across Europe. This role is highly strategic, requiring a deep technical understanding of international payment rails and a commitment to enabling a secure, scalable, and compliant core processing engine.

You will own the entire product lifecycle for critical payment systems (e.g., SEPA, SWIFT, APMs, etc.), working to drive stability, optimisation, and the integration of new schemes essential for N26's product roadmap and global expansion.

In this role you will:

• Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA, SWIFT, and APMs)

• Define and drive the product roadmap, from ideation and strategy to design, implementation, and continuous improvement

• Drive the implementation of new payment rails and features based on business data, customer insights, and company strategy

• Collaborate closely with Engineering and Design to build intuitive and compliant payment journeys

• Lead scoping and prioritization to deliver high-impact features, ensuring alignment between short-term goals and long-term vision

• Act as the main point of contact and work cross-functionally with Compliance, Treasury, Operations, and Finance to ensure regulatory alignment and business success across payment schemes

• Monitor and optimize the product funnel, collaborating with data teams to inform decisions that improve performance, scalability, and user experience

What you need to be successful:

• 5+ years of experience in Product Management, ideally gained in a FinTech, banking environment, PSP provider, or online retail

• Hands-on experience with payment scheme integrations (e.g. SEPA, SWIFT, FPS, or local rails)

• Proven track record of launching platform or backend-heavy products in a regulated environment

• Excellent analytical skills, able to dive into specs, flows, and payment data

• Solid understanding of product prioritization and stakeholder management

• Strong collaboration and communication skills, across disciplines and cultures

• Educational background in STEM, business, or economics; MBA, MS or equivalent is a plus

• Strong grasp of agile product development and delivery

Traits:

• Customer-first thinking, even in platform work

• Strategic but hands-on, you can zoom out and execute

• Comfortable in ambiguity and complex ecosystems

• Curiosity for global payments and evolving market infrastructure

• Give and receive open, direct and timely feedback.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

We are seeking an Accounting Manager to own and continuously improve a broad range of accounting operations spanning the full transaction lifecycle—from procure-to-pay and employee expense management to customer invoicing, revenue recognition, and month-end close. This role will serve as a key member of our operational accounting team across our multi-entity structure, responsible for both day-to-day execution and the longer-term scalability of our financial processes. The ideal candidate is detail-oriented, process-driven, and comfortable operating in a fast-growing, multi-entity environment. You will play a critical role in strengthening internal controls, scaling workflows, and ensuring accurate, timely financial reporting while partnering closely with stakeholders across the business. This is a Hybrid position in our Barcelona office.

Key Responsibilities:

Accounts Payable & Vendor Payments:
• Own the full AP lifecycle: invoice intake, coding, approvals, payment execution, and posting in NetSuite
• Manage domestic and international vendor payments via Ramp and Airwallex including ACH, wire, virtual cards, and FX
• Maintain vendor master data, including banking details, tax documentation, and compliance requirements
• Monitor AP aging, cash disbursements, and payment timing in coordination with Accounting and Treasury
• Support month-end close activities, including accruals, reconciliations, and AP-related reporting

Customer Invoicing, AR & Revenue:
• Manage the billing cycle: invoice generation, delivery, collections follow-up, and cash application in NetSuite
• Monitor AR aging and coordinate with business partners on collections and billing disputes
• Ensure revenue is recognized appropriately (ASC 606) and maintain deferred revenue schedules and reconciliations
• Support revenue-related close entries, audit requests, and ad hoc analysis as needed

Expense Management (Ramp):
• Serve as system owner for Ramp, including corporate cards, employee reimbursements, and approval workflows
• Configure and maintain spend policies, categories, limits, and role-based approval chains
• Ensure accurate mapping from Ramp to NetSuite (GL accounts, cost centers, and subsidiary allocations)
• Act as a primary point of contact for employee and executive expense questions while enforcing policy

Month-End Close Support:
• Prepare and post journal entries in NetSuite across assigned areas (AP accruals, AR, revenue) with appropriate documentation
• Complete assigned close tasks and reconciliations accurately and on time across all legal entities

Systems & Process Optimization:
• Drive continuous improvements to procure-to-pay, order-to-cash, and close workflows, documentation, and internal controls
• Assist with scaling accounting processes across multiple legal entities, currencies, and geographies
• Partner with FP&A and Operations on spend visibility, budgeting, and vendor management initiatives 

Controls, Compliance & Audit:
• Ensure strong internal controls across payables, receivables, revenue, and payments, including segregation of duties
• Support audits, bank requests, and compliance initiatives related to the full transaction cycle
• Maintain clear documentation of policies, workflows, and approval structures

Qualifications:

Required:
• 5+ years of experience in accounting operations, including AP, AR, and/or revenue accounting
• Hands-on experience administering Ramp or similar AP system in a corporate environment
• Experience executing domestic and international payments using Airwallex or similar fintech FX/payment platforms
• Strong working knowledge of NetSuite, including GL coding, journal entries, and multi-entity setups
• Experience operating in a fast-paced, scaling organization
• High attention to detail with a strong internal-controls mindset 

Preferred:
• Experience supporting multi-subsidiary, multi-currency environments
• Prior ownership of AP, AR, or billing system implementations or migrations
• Exposure to audit support, SOC 2, or regulated industries (iGaming, fintech, or similar a plus)
• Strong cross-functional communication skills and comfort working onsite with leadership
• Experience with intercompany accounting and elimination entries across multiple legal entities

At Trivelta, we build the technology that powers modern experiences partnering with online sports betting & casino operators to launch their own fully customized branded, legally compliant iGaming platforms and products that drive engagement, retention, and revenue. Through our proprietary sports-book and casino engine, we enable partners to offer real social interactions, predictive gameplay, and casino entertainment in one unified experience.

As a Payables & Expense Manager to own and continuously improve our end-to-end procure-to-pay and employee expense processes. This role will be responsible for day-to-day AP and expense operations while also serving as the system owner for Ramp, Airwallex, and their integrations with NetSuite.

The ideal candidate is detail-oriented, process-driven, and comfortable operating in a fast-growing, multi-entity environment. You will play a critical role in strengthening internal controls, scaling workflows, and ensuring accurate, timely financial reporting while partnering closely with stakeholders across the business.

Responsibilities:

Accounts Payable & Vendor Payments

• • Own the full AP lifecycle: invoice intake, coding, approvals, payment execution, and posting in NetSuite
  • Manage domestic and international vendor payments via Ramp and Airwallex including ACH, wire, virtual cards, and FX
  • Maintain vendor master data, including banking details, tax documentation, and compliance requirements
  • Monitor AP aging, cash disbursements, and payment timing in coordination with Accounting and Treasury
  • Support month-end close activities, including accruals, reconciliations, and AP-related reporting

Expense Management (Ramp)

• • Serve as system owner for Ramp, including corporate cards, employee reimbursements, and approval workflows
  • Configure and maintain spend policies, categories, limits, and role-based approval chains
  • Ensure accurate mapping from Ramp to NetSuite (GL accounts, cost center)
  • Act as a primary point of contact for employee and executive expense questions while enforcing policy

Systems & Process Optimization

• • Own and maintain integrations between Ramp, Airwallex, and NetSuite, including troubleshooting sync and posting issues
  • Drive continuous improvements to procure-to-pay workflows, documentation, and internal controls
  • Assist with scaling AP and expense processes across multiple legal entities, currencies, and geographies
  • Partner with FP&A, Legal, and Operations on spend visibility, budgeting, and vendor management initiatives

Controls, Compliance & Audit

• • Ensure strong internal controls across payables, expenses, and payments, including segregation of duties
  • Support audits, bank requests, and compliance initiatives related to procure-to-pay
  • Maintain clear documentation of policies, workflows, and approval structures

Qualifications

Required

• • 5+ years of experience in Accounts Payable, Expense Management, or accounting operations
  • Hands-on experience administering Ramp in a corporate environment
  • Experience executing domestic and international payments using Airwallex or similar fintech FX/payment platforms
  • Strong working knowledge of NetSuite, including GL coding and multi-entity setups
  • Experience operating in a fast-paced, scaling organization
  • High attention to detail with a strong internal-controls mindset

Preferred

• • Experience supporting multi-subsidiary, multi-currency environments
  • Exposure to audit support, SOC 2, or regulated industries
  • Prior ownership of AP, expense, or payments system implementations
  • Strong cross-functional communication skills and comfort working onsite with leadership

What Success Looks Like

• • Payables, expenses, and payments are accurate, timely, and well-controlled
  • Ramp, Airwallex, and NetSuite are tightly integrated with clean, consistent data
  • Approval workflows are efficient, auditable, and clearly understood
  • Employees have a smooth experience while finance maintains strong guardrails
  • Processes scale cleanly as transaction volume and complexity increase