About the opportunity

We’re seeking a Product Manager to join our Savings Team to help shape and elevate our core savings offerings. Our Investments team is dedicated to empowering retail investors by building accessible, transparent, and innovative wealth-building products, including Instant Savings and similar propositions. We believe that saving and investing should be simple, intuitive, fair, and aligned with long-term financial success.

As a Product Manager in this team, you’ll drive the evolution of our core Savings offerings, ensuring they are best-in-class for our customers while also being scalable, compliant, and well-integrated with partners and platforms. You'll work cross-functionally with engineering, design, business, data, compliance, and external stakeholders. Above all, you'll bring a passion for personal finance to the team, using your drive to help people build a better relationship with their money and achieve their savings goals.

To excel in this role, you ideally have a tight grasp of investment products from a retail investor’s perspective, plus an understanding of the ecosystem, partnerships, and infrastructure required to deliver these products at scale. You will draw on this experience to balance customer needs with regulatory requirements while driving execution and delivering results.

In this role, you will:

• Own the Savings Roadmap: Define and execute the product strategy for our core Savings offerings, ensuring alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics (like changing interest rate environments).
• Lead End-to-End Execution: Drive the product development lifecycle for new and existing savings features—from initial user research and technical scoping to engineering delivery, go-to-market strategy, and post-launch iteration.
• Navigate Complex Ecosystems: Act as the central node between engineering, design, compliance, and legal teams to safely and swiftly bring scalable products to market while adhering to strict regulatory requirements.
• Manage Strategic Partnerships: Work closely with third-party providers and external financial institutions to ensure seamless integrations and robust infrastructure for our savings propositions.
• Drive Commercial & User Growth: Own key performance metrics focused on adoption, engagement, and retention. You will design and implement initiatives that actively encourage positive, long-term saving habits for our customers.
• Champion Data-Driven Decisions: Dive deep into user behavior, market trends, and competitive analysis to uncover new opportunities, optimize the customer journey, and continuously refine our portfolio.

What you need to be successful:

Background:

• 3+ years of product management experience in fintech, specifically building customer-facing wealth-building, savings, or banking products.
• Proven experience bringing regulated financial products to market, including managing third-party partnerships, API integrations, and navigating regulatory bodies.
• Deep empathy for the user. You care deeply about UX and know how to translate complex financial concepts into simple, intuitive, and engaging customer journeys.
• Able to craft a long-term product vision while executing effectively in the short term, always keeping an eye on market dynamics (like shifting interest rates) and business impact.
• Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams, as well as managing external B2B relationships.
• Strong ability to interpret investment data, market trends, and user insights to optimize adoption, retention, and product growth.

Skills:

• Strategic Thinker: Able to craft a long-term product vision while executing effectively in the short term.
• Execution-Focused: Strong ability to ship products, drive operational excellence, and navigate complex financial ecosystems. Biased for action.
• Analytical & Data-Driven: Strong ability to interpret investment data, market trends, and user insights to inform product decisions.
• Autonomy & Ownership: Thrives in an entrepreneurial, fast-moving environment with a high level of independence and responsibility.
• Stakeholder Management: Experience working cross-functionally with engineering, compliance, legal, marketing, and finance teams.
• Communication & Leadership: Ability to articulate product decisions, drive alignment, and influence at all levels of the organization.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Your Mission

As a Senior Specialist, you will be an integral part of the crypto monitoring team, analysing transactions for potential risks such as fraud, money laundering, and terrorism financing. You will effectively use blockchain analytics tools and serve as a point of contact for all crypto-monitoring–related processes and procedures. Drawing on your expertise, you will help further develop the Crypto Monitoring framework and partner closely with cross-functional stakeholders. In this role, you will contribute significantly to the team’s ongoing growth and success.

What You’ll Do

• Crypto Monitoring:  Lead and continuously enhance on-chain monitoring activities by analysing complex transaction patterns, identifying emerging typologies, and translating findings into actionable risk insights and scalable detection strategies.
• Quality Assurance & Control Effectiveness: Execute and refine quality control processes and frameworks, ensuring adherence to AML/CFT standards, driving remediation of identified gaps, and implementing continuous improvement measures to strengthen operational resilience and compliance maturity.
• Policy Development and Maintenance: Keep up to date on typologies and regulatory developments while developing, reviewing and enhancing AML/CFT policies, procedures, and guidelines, ensuring effective implementation and consistent application across stakeholders.
• Reporting & Data Analysis: Analyse and consolidate key data to produce clear, risk-focused reporting that supports crypto monitoring and regulatory compliance.  Provide structured insights through dashboards, summaries, and ad-hoc analyses, and ensure timely escalation of unusual or high-risk activities to the MLROs and your line manager, enabling informed and effective decision-making
• Research and Assessment: Monitor regulatory developments and industry best practices in financial crime prevention and crypto assets, translating insights into structured risk assessments that enhance and continuously improve the organisation’s risk analysis framework.

Who You Are

• You possess an analytical mindset with the ability to navigate complex problem-solving scenarios with high attention to detail and sound judgement.
• You have a profound expertise in crypto assets and blockchain technology and are motivated to continuously enhance this knowledge in a fast-evolving and challenging environment
• You bring practical experience in compliance roles within the crypto, banking, or fintech sectors, with a solid understanding of AML regulations (e.g., FM-GwG) and the ability to translate regulatory requirements into effective and scalable operational processes.
• You possess excellent English skills, both written and verbal. Proficiency in German or additional European languages (e.g., French, Italian, Spanish) is a strong advantage, enabling you to clearly communicate complex compliance topics across diverse stakeholder groups.
• You manage multiple priorities effectively, delivering high-quality work independently while actively contributing to team initiatives. You are reliable, well-organised, and thrive in cross-functional collaboration.

About the Team

Growth is the team responsible for promoting the Fever business plan across all Markets and ensuring that our events perform as expected, pushing its growth across the globe.

Our decisions are data-driven from the highest to the lowest strategy level, allowing us to fully understand the Fever business model and how we can leverage this to interact with every single team within the company to grow the business in the expected direction

About You:

• You have a bachelor's in Engineering (civil, industrial, telecommunications, or aeronautics) or a background in Maths, Statistics, Data analytics, or Strategy.
• At least 3 years of experience in a business analytics role.
• A high level of English is required. Spanish is a plus.
• Experience in strategy consulting, investment banking, and strategy or analytics roles at top tech firms is a significant advantage
• Data-driven person who brings numbers to strategic and business decisions
• Generate high business impact based on your decisions
• Excellent interpersonal skills with a proven ability to manage and influence multiple stakeholders while working effectively across teams, disciplines, and business cases.
• Understanding any coding language is preferred (SQL, R, Python…)
• Proactive problem-solver and an opportunity-seeker

About the Role:

• In this role, you will contribute to one of Fever's key markets, focusing on its growth and development.
• Being a Growth Senior Analyst at Fever means working independently and managing your own pipeline of projects within a business line where you can showcase the value you bring.
• Take part in the exponential growth of fever by taking the lead on global projects that will define the future of the entertainment industry
• Enhance the overall company performance across different business departments that work together in the creation of new plans and events
• Define and establish new strategies to increase performance using analytical, business, and strategic skills
• Design end-to-end solutions with daily high impact
• Create, develop, and manage new projects like new business streams, workflows, strategies, and specific departments' growth
• Work with people and projects across different markets, with a special focus on developing new experiences across markets, in a big international atmosphere (up to 40 countries)

 Benefits & Perks:

• Have a real impact on the company's growth and evolution.
• Excellent working conditions with a location in the heart of the Madrid scene.
• Home-office friendly
• Great work environment with a young, international team of talented people to work with.
• 40% Discount on all events on Fever.
• Health insurance and other benefits, such as Flexible remuneration with a 100% tax exemption through Cobee.
• English and Spanish lessons
• We have free food, drink, and fruit at the office!
• Possibility to receive in advance part of your salary by Payflow
• Gympass (Wellhub) Membership
  

#LI-hybrid #LI-fulltime