Underwriter Jobs in Atlanta.
All active Underwriter roles based in Atlanta.
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About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
- Support and grow At-Bay’s core wholesale broker relationships while delivering a high level of service and responsiveness.
- Underwrite and grow a book of business, helping to achieve profitability and risk goals.
- Evaluate, price, and negotiate coverage terms and conditions for new and renewal business in alignment with underwriting guidelines and risk appetite.
- Review and analyze risks within At-Bay’s underwriting guidelines and maintain accurate underwriting documentation.
- Partner with senior underwriters, cyber analytics, product, marketing, and other internal teams to deliver strong broker and client outcomes.
- Contribute to underwriting process improvements by working with technology and data teams on tools and workflow enhancements.
Attributes and Qualifications
- Approximately 1–3 years of underwriting experience in cyber liability and Tech E&O or specialty commercial insurance.
- Solid understanding of specialty commercial underwriting principles and insurance industry practices.
- Strong analytical and problem-solving skills with the ability to evaluate complex risks.
- Comfortable working with technology and data-driven underwriting tools.
- Technical aptitude; familiarity with concepts such as DNS, IP addresses, ports, databases, and networking is a strong plus.
- Strong communication and relationship management skills with brokers and internal stakeholders.
- Collaborative team player who is eager to learn, contribute, and support the broader team.
Ready to apply?
Apply to At-Bay
Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $7.3B.
We’re consistently recognized for our collaborative and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, America’s Greatest Workplaces by Newsweek, Best Startup Employer by Forbes, and Healthiest Employers by Phoenix Business Journal.
We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.
About the Role:
We're looking for a Senior Merchant Underwriter that will ensure high risk reviews and merchant applications meet verification and program guidelines. We are looking for detailed-oriented individuals with a high level of integrity. In this position, you would spend your day reviewing merchant documentation, analyzing financials including balance sheets and income statements, reviewing trends and decisioning applications. This is a dynamic role partnering with our merchants to provide a best-in-class experience.
What You’ll Do:
- Verify merchant application information, coordinate the collection of missing data and documentation, analyze and underwrites new merchant applications, and re-evaluate existing merchant accounts as requested by the other internal stakeholders
- Ensure strict adherence to company policies and procedures, Federal and State regulations, and laws.
- Comply with regulatory requirements, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Know Your Customer (KYC) and OFAC guidelines, to support the identification, detection, and prevention of fraud, money laundering and other unlawful activities.
- Read and interpret commercial credit reports to assess merchant risk profiles
- Analyze business financial statements including balance, income statement and cash flow.
- Contribute to regular staff meetings to discuss merchant accounts, trends, losses, etc.
- Recommend and help implement process improvements to enhance efficiency, consistency, and decision quality—including leveraging AI-driven strategies in the application review process.
- Bring a flexible mindset – you will be required to adapt to changing policy and procedures on a constant basis while maintaining high-quality work.
What We Look For:
- 4+ years of business or merchant underwriting experience
- 2+ years experience in a payments, financial services or related industry
- Ability to proficiently analyze financial information and identify concerning trends
- Team player mentality with a high level of integrity
- Ability to thrive in a changing and fast-paced environment
- Detail-oriented with excellent verbal and written communication skills
- Proficiency with Google Sheets, Tableau
What We Offer You:
- Competitive salary
- 100% paid coverage of medical, dental and vision insurance
- Flexible PTO
- Competitive 401(k)
- Opportunities for professional growth and development
- Paid parental leave
- Health & wellness initiatives
#LI-Hybrid
For California residents: Upgrade's California Notice at Collection and Privacy Policy describes our practices regarding the collection, use, and disclosure of the personal information of job applicants.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement. English is required for all positions, as it involves interacting with staff at Upgrade's offices worldwide.
Ready to apply?
Apply to Upgrade
Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture – with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career.
The Associate Underwriter is responsible for the underwriting of a book of business, utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and insurance laws and regulations. Ensure delivery, follow-up and servicing requirements of all new business and renewal accounts.
The Associate Underwriter will work a Hybrid Schedule in the Atlanta, GA Office.
Responsibilities:
• Perform risk selection and analysis. Examine and evaluate documents such as application forms, inspections reports, financial reports, product brochures, company referral agreements, and other pertinent documents to determine the degree of risk, underwriting and market selection.
• Day to day responsibility for reviewing customer web activity to spot trends positive and negative and addressing these trends immediately.
• Accept, reject, classify, price and bind insurance risks within granted underwriting authority. Also broker/recommend to company underwriters beyond any authority grants. Prepare submissions for rating and handling by the support staff.
• Effectively market and negotiate with brokers and insurance companies on individual accounts. Effective and timely communication to pursue opportunities.
• Effectively communicate with agent or broker clients, company underwriters, internal staff and management to obtain additional information, quote rates, present proposals, explain company underwriting policies and coverage offerings, as well as servicing existing accounts.
• Address assigned workload within quality, productivity and service standards as established by the company/underwriting guidelines.
• Appropriate and timely response to questions posed by brokers, clients, underwriters and other company personnel.
• Visit brokers and/or company clients to enhance relationships and improve production opportunities up to and including attending trade conventions.
• Secure company/agency production, retention, and growth goals.
Requirements
• Preferably 3+ years in E&S insurance
• Underwriting Binding, MGA, or Brokerage experience a plus
Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You’re in the right place.
Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together.
Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
Ready to apply?
Apply to JencapSR New Business Underwriter/P&C Binding, Atlanta, GA
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Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture – with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career.
The SR New Business Underwriter role is focused on new business development in P&C Binding including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service.
The Sr New Business Underwriter will work in the Atlanta, GA office.
Responsibilities:
- Effectively develop and present proposals on a timely basis.
- Negotiate/execute new and renewal production and goals as established with management.
- Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations.
- Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly.
- Efficiently coordinate, present and process new business on timely basis.
- Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file.
- Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed.
Requirements:
- Bachelor’s degree or equivalent industry experience
- 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience
- Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage.
- Experience in developing new business and growing the book of business and territory
- Willingness to travel within territory
- Maintain state-issued P&C license
Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You’re in the right place.
Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together.
Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
Ready to apply?
Apply to Jencap
Senior Cyber Underwriter (Wholesale)
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About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Responsibilities
- Manage and grow At-bay’s core wholesale broker base and GWP, making sure our brokers are getting world-class service at all times.
- Portfolio Management: Closely manage and monitor a middle market book of business, ensuring financial targets are met and implementing strategies to optimize profitability.
- Propose & negotiate price, coverage, and terms for insurance policies, and achieve favorable outcomes while balancing risk and business goals
- Solicit and analyze risk within At-bay’s guidelines and ensure proper documentation. service existing renewals and new business portfolio
- Collaborate with cyber analytics, product, marketing and other parts of At-bay to make sure brokers are getting the best At-bay has to offer
- Work with technology and data teams to create tools to enhance the underwriting process
Attributes and Qualifications
- Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O, Miscellaneous E&O, other E&O lines or specialty commercial insurance
- You possess solid knowledge of specialty commercial underwriting, and insurance industry theories and practices
- Strong technology affinity, ability to work with advanced analytics software
- Technical background. Strong plus if you already know what DNS, IP addresses, ports, databases, and other software/computer networking concepts
- You’re an amazing team player; you make everyone else on the team better and you don’t let your ego get in the way
Ready to apply?
Apply to At-Bay
About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Responsibilities
- Manage and grow At-bay’s core wholesale broker base and GWP, making sure our brokers are getting world-class service at all times.
- Portfolio Management: Closely manage and monitor a middle market book of business, ensuring financial targets are met and implementing strategies to optimize profitability.
- Propose & negotiate price, coverage, and terms for insurance policies, and achieve favorable outcomes while balancing risk and business goals
- Solicit and analyze risk within At-bay’s guidelines and ensure proper documentation. service existing renewals and new business portfolio
- Collaborate with cyber analytics, product, marketing and other parts of At-bay to make sure brokers are getting the best At-bay has to offer
- Work with technology and data teams to create tools to enhance the underwriting process
Attributes and Qualifications
- Approximately 5-10 years of experience as underwriter in cyber liability, Tech, Media E&O, Miscellaneous E&O, other E&O lines or specialty commercial insurance
- You have a track record of strong account retention and new business results - even in a soft market
- You possess solid knowledge of specialty commercial underwriting, and insurance industry theories and practices
- Strong technology affinity, ability to work with advanced analytics software
- Technical background. Strong plus if you already know what DNS, IP addresses, ports, databases, and other software/computer networking concepts
- You’re an amazing team player; you make everyone else on the team better and you don’t let your ego get in the way
Ready to apply?
Apply to At-Bay
About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Responsibilities
- Manage and grow At-bay’s core wholesale broker base and GWP, making sure our brokers are getting world-class service at all times.
- Portfolio Management: Closely manage and monitor a middle market book of business, ensuring financial targets are met and implementing strategies to optimize profitability.
- Propose & negotiate price, coverage, and terms for insurance policies, and achieve favorable outcomes while balancing risk and business goals
- Solicit and analyze risk within At-bay’s guidelines and ensure proper documentation. service existing renewals and new business portfolio
- Collaborate with cyber analytics, product, marketing and other parts of At-bay to make sure brokers are getting the best At-bay has to offer
- Work with technology and data teams to create tools to enhance the underwriting process
Attributes and Qualifications
- Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O, Miscellaneous E&O, other E&O lines or specialty commercial insurance
- You possess solid knowledge of specialty commercial underwriting, and insurance industry theories and practices
- Strong technology affinity, ability to work with advanced analytics software
- Technical background. Strong plus if you already know what DNS, IP addresses, ports, databases, and other software/computer networking concepts
- You’re an amazing team player; you make everyone else on the team better and you don’t let your ego get in the way
Ready to apply?
Apply to At-Bay
AVP, Underwriting- South Mid-Market
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Cowbell is signalling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.
Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats.
What you will do as a Middle Market Underwriter US:
- Bring established broker relationships to Cowbell in support of Cowbell’s goals.
- Maintain profitability across the middle market book through appropriate risk selection, analysis and servicing of accounts based on Cowbell Cyber Insurance guidelines
- Manage renewal business while maintaining our customer service standards to keep retention high and customers happy
- Collaborate with team members to support the region’s goals and strengthen our partnerships with broker partners
- Maintain expansive knowledge of the cyber insurance marketplace, current trends in the industry, as well as the threat environment
- Identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these
- Partner with the Cyber Risk Services and Data Science teams to continually improve our technology and deliverables to the policyholder
- Serve as a subject matter expert for the broader team on coverage questions
- Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way
What Cowbell needs from you:
- Bachelor's degree or equivalent work experience
- Minimum 5+ years of underwriting experience in Cyber/Tech E&O with a focus on Middle Market business (over 250M in revenues)
- Technical expertise and product knowledge specific to the lines of business that will be underwritten
- Demonstrated ability to produce new renewable Cyber/Tech/Excess business profitably over a significant period of time
- Superb production underwriting skills; must be able to demonstrate successful broker management including building, maintaining, and managing broker relationships
- Proven ability to successfully negotiate deals, while maintaining an appropriate level of discipline to keep the book profitable
- Strong track record of teamwork and collaboration. This role will interact across sales and underwriting teams, requiring training and mentorship at times.
- Desire to win!
Equal Employment Opportunity:
We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status.
Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk.
At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards.
We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development.
Cowbell is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website.
For more information, please visit https://cowbell.insure/.
Cowbell Cyber does not permit the use of AI tools during any stage of our interview process. By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.
Ready to apply?
Apply to Cowbell Cyber Inc.