Position Overview:

The FP&A Analyst will play a critical role in driving the company’s financial planning, forecasting, and analysis activities. This position requires strong analytical skills, financial expertise, and the ability to provide actionable insights that support strategic decision-making and enhance overall financial performance. The role involves working closely with senior leadership, commercial, operations, and credit teams to provide insights that shape pricing, unit economics, growth strategy, and capital allocation.

What You will do (Responsibilities) :

Financial Planning & Forecasting

• Build and maintain financial models to project future performance.
• Lead the annual budgeting process, ensuring alignment with company goals.
• Update rolling forecasts to reflect changing business conditions.

Financial Analysis

• Perform variance analysis to highlight trends, risks, and opportunities.
• Provide insights and recommendations to senior management based on financial results.
• Support strategic initiatives with scenario modeling and financial evaluation.

Reporting & Dashboards

• Prepare monthly, quarterly, and annual financial reports.
• Design and maintain dashboards to track KPIs and performance metrics.
• Analyze unit economics across customers, suppliers, products, and financing offerings
• Monitor key KPIs such as GMV, take rate, contribution margin, CAC, LTV, and credit performance
• Ensure reporting accuracy, timeliness, and compliance with standards.
• Support board materials and ad-hoc strategic analyses

Business Partnering

• Collaborate with department leaders to understand financial needs.
• Act as a trusted advisor to guide informed decision-making.
• Contribute financial expertise to cross-functional projects.
• Partner with credit and risk teams to analyze loan performance, portfolio profitability, and loss drivers
• Deliver clear, actionable insights to non-finance stakeholders

Process Improvement

• Identify opportunities to improve FP&A processes and efficiency.
• Utilize financial systems and tools to streamline reporting and analysis.
• Stay current with industry best practices and emerging trends.
• Work closely with data and accounting teams to ensure a single source of truth

Who You are (Qualifications) : 

Must Have

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration
• 2–4 years of experience in FP&A, corporate finance, or related roles.
• Advanced proficiency in financial modeling, forecasting, and variance analysis.
• Solid understanding of P&L, cash flow, and balance sheet dynamics
• Ability to translate data into clear business insights
• Strong communication skills and comfort working cross-functionally
• Strong command of Microsoft Excel and financial systems 
• Ability to take ownership of tasks, own projects end to end, and keep up with a fast paced, impact-driven environment

Nice to Have

• Professional finance qualification (CFA, ACA, ACCA, CIMA) preferred
• Exposure to credit, risk, or financing products
• Experience working in or with construction, supply chain, or B2B commerce

What we offer:

• Excellent opportunity to be part of a start-up with a lot of responsibility and independence early on and where you will have an impact on the entire business.
• The best idea wins; we are all ears when it comes to ways to do things better.
• You’ll get to experience unique technology built to empower your experience in the company and help you better serve the customers.
• Exciting stock options.
• Attractive compensation package with access to Premium Health Insurance 
• Product first mindset.

The job in short

Capture the essential requirements to help our customers realize their customer experience vision.

Meet the job

You work closely with both our customers and the Backbase UX design and development teams. You are the product owner for a project and guide the team in making the right choices to maximize success for the project and the customer. Our customers and implementation partners see you as a trusted consultant. Together we work to successfully deliver our enterprise solution and achieve our customers’ goals. 

With the multi-disciplinary and internationally diverse teams at Backbase, you will analyze, capture, and prioritize customer requirements for new customer experience initiatives. You perform business process gap analysis and write user stories. Every project has its own set of unique challenges that must be overcome and it’s up to you to think quickly and provide solutions that work for everyone. 

On the customer side, you will manage expectations and help them translate their vision into a sound project backlog. Due to some customers not working Agile, you will need knowledge of Agile development methodologies and be able to organize engaging workshops with customers to identify all of the technical requirements needed. 

How about you?

• You have a proven track record working directly within a bank or as a consultant for high-level banking projects.
• Deep functional knowledge in at least two of the following: Retail Banking, Wealth Management/Investments, SME, or Corporate Banking.
• 7+ years of experience as a Business Analyst or Product Owner in the Fintech/Banking sector.
• Native or professional fluency in both English and Arabic is mandatory.
• Strong understanding of Agile methodologies and the ability to navigate technical requirements with R&D teams.
• You are comfortable with a high-travel role (up to 50% travel) to client sites.
• Based in Lebanon or Jordan.