📍London | 💰£85,000 - £113,000 (depending on experience) + Incentive Awards tied to your performance + Benefits  ✨

The role

Monzo is at an inflection point. We've built one of the UK's most-loved banks from scratch to now serving over 15 million customers, and we are now starting to do the same all over again across Europe. To get there, we need people who can help Monzo make the right strategic decisions.

You'll report to the Head of Strategy, working directly on the questions that matter most to the C-suite, GMs and senior stakeholders: what our ambition is, where we should play, how we will win. 

To succeed, you should be excited about solving tough, ambiguous business problems with analytical rigour, commercial acumen and execution effectiveness.  You’ll be working on a range of projects, collaborating with Monzonauts across the bank. 

We'd want you to apply if you are underwhelmed by the status quo of banking and finance today and are interested in bringing your brainpower, commercial and quantitative skills and grit to make money work for everyone.

🔑You’ll play a key role by…

• Leading high-impact strategic projects and workstreams end-to-end.
• Leading commercial and market analysis - across market data, customer needs, and competitive dynamics - to underpin strategic decision-making.
• Shaping strategy for Monzo Group or a specific business line, from problem definition through to recommendation.
• Building and developing market intelligence, including tracking competitors, market shifts and trends.
• Supporting corporate development activities including target screening, due diligence, and execution of potential M&A transactions.
• Owning the recommendation from blank page to exec-ready.

🤩 We’d love to hear from you if…

• You have experience at a Tier 1 strategy consulting firm (2+ years post MBA or 3-5+ years as a graduate) or have a blend of Tier 1 consulting and strategy experience at a high growth company.
• You have experience in strategy development, market assessment (incl. commercial due diligence) and/or growth oriented strategic topics.
• You have a track record of running complex workstreams or smaller projects, and owning deliverables end-to-end.
• Your superpower is problem solving - hypothesis-driven and answer first, bringing structure to ambiguous, complex business problems
• You're comfortable with ambiguity that doesn't resolve. Monzo doesn't always have a clean project scope or a full dataset. You make progress anyway — with good hypotheses, strong judgment, and honest caveats
• You are a highly analytical, data-first strategist who is comfortable querying data, evaluating unit economics, and working with robust financial models
• You communicate with clarity and economy. You can get a complex point across to an exec in two minutes or in one to two slides. You write well. You don't hide behind jargon.
• You are an exceptional stakeholder manager and storyteller who can confidently challenge senior leaders, build consensus, and clearly articulate complex strategies
• You want to influence decisions that move Monzo forward, and take ownership of the outcomes.
• You are deeply humble, resilient, and energised by the challenge of building a bank people actually love, alongside a high-performing, collaborative team.. 
• (Nice to have) Bonus points for experience in fintech or financial services, a high-growth company environment, or international expansion.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌 What’s in it for you

💰 £85,000 - £113,000 + Incentive award tied to performance. 

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 5 key steps

• Recruiter Call 
• Initial Call with Hiring Manager
• X3 Interview Loop 

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! 

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. 

#LI-TP1