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We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

What does a great EMV Chip Product Specialist at Fiserv do?

Fiserv is seeking an experienced payment card professional to lead the evolution of our EMV chip product portfolio supporting banks, credit unions, fintechs, and commercial issuers across the United States.

As an EMV Chip Product SME, you will serve as a trusted advisor and product expert responsible for the development, implementation, and lifecycle management of payment chip products. You will work closely with issuing clients, card networks, chip manufacturers, card personalization partners, and internal product teams to deliver secure, complaint, and innovative payment solutions.

This position combines product ownership, industry expertise, and client engagement. The ideal candidate understands the business, technical, operational, and regulatory aspects of EMV chip programs and can translate market requirements into scalable product solutions.

What you'll do:

• Own and manage the lifecycle of EMV chip products across debit, credit, prepaid, commercial, and emerging payment programs
• Define product requirements, roadmap priorities, and enhancement opportunities for EMV chip technologies
• Monitor industry trends, network mandates, and technology changes related to contactless payments, digital authentication, Advanced Encryption Standard (AES) cryptography, and EMVCo specifications
• Partner with cross-functional product, technology, operations, and client teams to develop business cases and prioritize investments
• Serve as a trusted advisor to issuing banks, credit unions, fintech issuers, and strategic clients on chip strategy, migration planning, personalization requirements, and industry changes
• Lead implementation and maintenance of EMV chip profiles, application configurations, personalization standards, and risk management parameters
• Collaborate with chip manufacturers, card personalization bureaus, and technology vendors to evaluate capabilities, support sourcing activities, and manage ongoing relationships
• Track compliance requirements and readiness activities related to Mastercard, Visa, American Express, Discover, EMVCo specifications, and future payment technology initiatives

Experience you'll need to have:

• 7+ years of experience in the payment card industry supporting issuer, processor, network, or card manufacturing environments
• 5+ years of experience with EMV chip products, payment card personalization, card manufacturing, issuer processing, or payment network technologies
• 6+ years of experience leading cross-functional initiatives involving product, technology, operations, and client stakeholders
• Experience working with EMV contact and contactless payment technologies, chip profile configuration, network certification requirements, and payment card personalization standards
• Experience using ticketing, monitoring, and reporting tools to track incidents, service requests, and system performance
• Ability to analyze transaction flows, interpret system behavior, and communicate technical findings to technical and executive stakeholders
• Bachelor's degree in information technology, computer science, business, or a related field, or equivalent combination of education, related experience and/or military experience

Experience that would be great to have:

• Experience supporting EMV product ownership at a bank, credit union, fintech, processor, or other issuer organization
• Experience with card personalization, chip data preparation, chip script configuration, or card issuance solutions
• Knowledge of network chip frameworks and certification processes including Mastercard M/Chip, Visa VSDC, Discover D-PAS, American Express AEIPS, and EMVCo specifications
• Experience with emerging payment technologies such as contactless-only products, tokenization, mobile wallet enablement, FIDO authentication, secure element technologies, or digital credential solutions

Sponsorship:

You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role

Benefits at Fiserv:

• Fuel Your Life program to support your physical, financial, social, and emotional well-being
• Paid holidays and generous time away policies
• No-cost mental health support through Employee Assistance Programs
• Living Proof program to recognize your peers’ extra effort with points redeemable for rewards
• Eight Employee Resource Groups to foster a collaborative culture and expand your network
• Unparalleled professional growth with training, development, and internal mobility opportunities
• Medical, dental, vision, life, and disability insurance options available from day one
• Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan
• Tuition assistance and reimbursement program
• Paid parental and military leave

This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine or Washington.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

Thank you for considering employment with Fiserv.  Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. 

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact [email protected]. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.