Who are we seeking?

We're looking for a detail-oriented Credit Risk Analyst to help us assess borrower creditworthiness, support loan settlements, and ensure our credit decisions are both sound and compliant. This is a role where your analytical skills directly contribute to real borrower outcomes — helping people get back on solid financial footing.

About us

A fast-growing financial technology and advisory firm specializing in distressed consumer credit and subprime segments across the Asia-Pacific region.

What will you do?
1. Credit assessment & risk management

• Review bureau reports, bank statements, and KYC documents to evaluate creditworthiness and make sound lending decisions within the company's risk appetite.

2. Loan settlement support

• Assess repayment capacity before settlement, handle all current obligations, secure proof of settlement, and coordinate with legal and credit teams for faster disbursements.

3. Borrower guidance & support

• Guide borrowers through settlement terms and obligations, resolve disputes, and provide financial counseling — with empathy and clarity.

4. Data analysis & reporting

• Track portfolio performance, default trends, and settlement outcomes. Turn data into insights that improve credit and mediation strategies.

5. Cross-functional collaboration

• Work with credit risk, legal, and customer service teams internally, and coordinate with external lenders to ensure smooth loan closures.

Requirements

Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field
• Minimum 2 years of experience in credit analysis, credit risk, or a closely related role
• Fluent in Tagalog and English (both mandatory)
• Experience in fintech, digital lending, or consumer finance is a strong advantage
• Exposure to subprime or distressed borrower segments is a plus

Skills & tools

• Strong proficiency in Microsoft Excel — financial modeling, data analysis, and reporting
• Comfortable working with CRM tools and financial analysis software
• Solid understanding of credit bureau data, KYC processes, and lending compliance

Who you are

• Analytical and detail-oriented — you catch things others miss
• A clear communicator who can explain complex financial terms to borrowers plainly
• Empathetic but objective — you understand borrowers are under stress without letting it cloud your judgment
• Proactive problem-solver who doesn't wait to be told what to do
• Comfortable working with large datasets and translating them into actionable insights

Benefits

What’s in store for you?

• Work on high-impact financial solutions with real customer outcomes
• Clear, performance-based career progression
• Opportunity to move into leadership roles based on results

Remuneration

• Competitive base salary
• Performance-based commission structure
• Accelerator incentives for exceeding targets

Benefits

• Exposure to a fast-growing fintech environment
• Merit-driven culture with strong earning potential