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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

About the job:

Job Summary

Seeking a proactive detail-oriented, but able to “see the broader picture” Financial Analyst to spearhead expense management, financial analysis, and strategic reporting. The ideal candidate will be responsible for transforming raw, unstructured data into actionable insights, utilizing advanced Excel/Google Sheets techniques, AI-driven automation, and visualization tools. You will identify cost-saving opportunities and communicate complex financial narratives through high-impact dashboards and executive-level presentations. You must be able to use broadly available AI tools to make your work highly effective and leverage them to focus on deeper, more insight generating analysis

Key Responsibilities

Expense Analysis & Data Management

• Expense Reporting & Categorization: Execute comprehensive expense analysis by ingesting and cleaning raw financial data, transforming it into structured, category-ready table formats (tracking parameters such as price, volume, services, and user metrics).

• Cost Optimization: Identify and drive measurable cost savings through deep-dive labor efficiency analysis, vendor spend optimization, and trend identification.

• Data Integrity: Automate manual reporting processes to reduce turn-around time and improve data integrity, ensuring accurate tracking of revenue and expense variances against budgets.

• Advanced Modeling: Conduct thorough financial analysis, including variance and trend analysis, utilizing complex formulas and macros in Excel/Google Sheets to support business decisions.

Dashboarding & Presentation

• Dashboard Development: Design and maintain interactive, KPI-focused dashboards in Tableau and/or Power BI to provide senior leadership with clear visibility into P&L performance, expense vs. budget comparisons, and operational metrics.

• AI-Enhanced Reporting: Leverage AI tools and Large Language Models (LLMs) to automate data summarization, draft narrative reports, and accelerate the creation of complex slide decks and presentations.

• Executive Presentations: Develop and present executive-ready PowerPoint decks that synthesize data visualizations into clear, strategic narratives for management, highlighting key trends and actionable insights.

Operational & Strategic Partnership

• Cross-Functional Collaboration: Partner with Procurement, Finance, Legal, and other business lines to translate operational activities into financial plans and provide recommendations for strategic decision-making.

• Forecasting & Budgeting: Assist in the ongoing budget and forecast process, tracking variance drivers and ensuring alignment between financial plans and operational goals.

Qualifications

• Experience: Minimum of 3 years of experience in financial analysis, budgeting, forecasting, and expense management in the financial industry or management consulting.

• Data Visualization: Proven ability to build dashboards in Tableau or Power BI; proficiency in SQL for data mining and extraction is highly preferred.

• Technical Proficiency: Expert-level proficiency in Microsoft Excel/Google Sheets (complex formulas, macros, and pivot tables) and PowerPoint.

• AI/Tooling: Experience or strong aptitude for using AI tools (ChatGPT, Gemini etc.) to streamline financial reporting, data categorization, and presentation design.

• Education: Bachelor’s degree in Finance or Business (MBA preferred).

Competencies: Exceptional problem-solving and analytical skills with the ability to communicate complex financial concepts to non-financial stakeholders. Combines sharp attention to detail with strong critical thinking to produce reliable deliverables. Consistently applies a reasonability check to all data, proactively escalating unintuitive results or potential discrepancies for further review prior to submission.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

With respect to this position in our Houston Office, the expected base salary ranges from $65,000 to $85,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

*Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions

Legal requirements

It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

Pay Transparency Policy Statement

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)).

Individuals with Disabilities

BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs, please contact us by emailing: [email protected] or by calling toll-free (in the U.S.) 1-844-664-9275. Please indicate the specific type of assistance needed*.

*The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes, such as following up on an application or non-disability related or technical issues, will not receive a response.

EEO Statement

BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age, citizenship, color, disability, ethnic origin, gender, gender identity and expression, marital status, nationality, national origin, race, religion, sexual orientation, genetic predisposition, protected veteran status, or any other status or classification protected by federal, state or local law. This policy includes all job groups, classifications and organizational units. With regard to employment, this policy extends to applicants and covers our recruiting, hiring, promotion, transfer, demotion, discipline, termination, benefits, compensation and training practices as well as social and recreational activities.

View the "EEO is the Law" & "View the EEO is the Law Supplement Poster" poster. BBVA USA, BBVA Securities, Inc., and BBVA NY are equal opportunity and affirmative action employer.