About World Business Lenders About Us

World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO.

• WBL is a U.S.-based company with a fully remote workforce.
• Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday.
• The role requires strong spoken and written English.
• All resumes must be submitted in English.

Overview

• The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines.
  

Job Duties and Responsibilities

• Get credit analysis ready to help support well-informed credit recommendations.
• Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses.
• Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines.
• Create financial models that help analyze both individual loan performance and overall portfolio health.
• Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures.
• Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.

Requirements

Education:

• Bachelor’s degree or equivalent experience demonstrating relevant proficiency.

Experience:

• At least 2 years of experience in underwriting, credit analysis, lending, or banking
• Experience with financial analysis or structured credit work is a big plus.
  

Preferred Background / Industry Experience

• Lending Industry
• Banking Sector

Specific Technical Skills Needed

• Intermediate MS Excel proficiency
• Ability to analyze:
• Financial statements (P&L, balance sheet, cash flow)
• Bank statements
• Tax returns
• Basic financial modeling capability
• Understanding of credit underwriting principles

Specific Soft Skills Needed

• Strong analytical mindset
• High attention to detail
• Stress tolerance
• Self-learner / ability to work independently

Benefits

• Enjoy Paid Time Off (PTO) to recharge

• Salary paid in USD
• Work comfortably 100% from home