π Join Our Remote Data Products & Machine Learning Startup! π
At Muttdata, we build innovative Data Products and Machine Learning solutions that help companies solve complex business challenges. As a fast-growing, remote-first startup, we're passionate about technology, collaboration, and continuous learning.
This opportunity is with a leading multinational beverage company based in Mexico City.
We are looking for a Senior Data Scientist Β - Credit Risk Modeler to join our team πΆπ. You'll inherit, maintain, and evolve our Credit Score model (Hit / No Hit), applying credit-risk modeling expertise to segment the portfolio by probability of default and enable dynamic credit lines.
This role works closely with data and platform teams, taking ownership of a live financial model and evolving it responsibly. Strong statistical rigor, business understanding of credit risk, and ownership are essential to succeed in this fast-paced, collaborative environment.
π What We Do
Leveraging our expertise, we build modern Machine Learning systems for demand planning and budget forecasting.
Developing scalable data infrastructures, we enhance high-level decision-making, tailored to each client.
Offering comprehensive Data Engineering and custom AI solutions, we optimize cloud-based systems.
Using Generative AI, we help e-commerce platforms and retailers create higher-quality ads, faster.
Building deep learning models, we enhance visual recognition and automation for various industries, improving product categorization, quality control, and information retrieval.
Developing recommendation models, we personalize user experiences in e-commerce, streaming, and digital platforms, driving engagement and conversions.
π Our Partnerships
Amazon Web Services
Astronomer
Databricks
π Our Values
π We are Data Nerds
π€ We are Open Team Players
π We Take Ownership
π We Have a Positive Mindset
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π Curious about what weβre up to? Check out
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blog post to learn more about our culture and the exciting projects weβre working on! π
Responsibilities π€
Take ownership of the existing model (tree ensembles / gradient boosting), retrain it, and incorporate new features (e.g., digital payments, CISP).
Evaluate performance (AUC-ROC, F1, probability calibration) and segment risk levels AβF aligned with credit standards.
Calculate dynamic credit lines and expected loss (risk exposure), integrating score, potential, and sales history.
Package the model under the MFL framework (PyFunc, model_card, tests) for productionization.
Required Skills π
Proven experience in credit risk / scoring models and supervised machine learning.
Python (scikit-learn, XGBoost), statistics, model validation, and MLflow.
Understanding of risk metrics (PD, expected loss, exposure).
Nice to Have Skills π
Experience in financial services, credit bureaus, or commercial credit portfolios.
Experience developing AI agents / agentic infrastructure (e.g. Mosaic AI Agent Framework, agent orchestration, MCP).
