Jobs β€Ί Companies β€Ί Liberis β€Ί Risk Analyst

About this Risk Analyst role at Liberis

Liberis Β· Hybrid Β· London

Some key info for you about Liberis:Β 

🌱 We were founded in 2007

πŸ’° We have provided over $3bn of funding to small businesses so far

πŸš€ We have been named inΒ CNBC & Statista Top 150 UK Fintechs for 2025

🌍 We're a global team, with a dynamic presence in 6 key locations around the world

🧠 We're a thriving community of over 290 innovative minds

πŸ‘©πŸΎ 🀝 πŸ‘¨πŸΌ We're a vibrant melting pot, celebrating overΒ 27Β nationalities in our team

🏒 Our team brings experience from over 740 previous companies, from startups to global giants

🎯 We have just been named as one ofΒ FinTech’s Finest 50Β by Welcome to the Jungle

πŸ’ͺ We’re proud to be an accreditedΒ Real Living WageΒ employer, ensuring everyone is paid fairly for the great work they do!

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The role:

As Liberis and Qred come together, you’ll help strengthen second-line risk oversight across the combined organisation. You’ll develop and embed our risk framework, carry out independent reviews, and improve how we identify and monitor risks across businesses and markets.

This is a new individual contributor role based in London, working with the risk team and colleagues across countries. You’ll provide independent challenge and practical recommendations to support informed decisions and responsible growth. A key priority will be moving from manual, sample-based testing towards more automated, ongoing monitoring.

You’ll gain broad exposure across the organisation, with opportunities to deepen your specialism and shape how the risk function develops.

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What you'll get to do:

  • Help develop and update the risk framework, including policies, instructions and risk appetite statements, and support its implementation through training and day-to-day guidance.
  • Contribute to the annual second-line risk plan, using risk assessments to identify which processes and areas need independent review.
  • Plan and deliver risk reviews, assess whether controls are working, and communicate clear findings and practical recommendations.
  • Help automate control testing and key risk indicator monitoring, using systems and AI tools to make oversight more continuous and effective.
  • Stay close to the business to identify emerging risks, including changes in regulation, market activity and internal processes.
  • Build relationships with stakeholders while maintaining independent oversight: listen to their perspective, challenge assumptions and make risk concerns clear.

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The interview process:

  • Screening call with Chess (Internal Recruiter) (30 mins)
  • Video interview with the Hiring Manager (1 hour)
  • Case study interview (90 mins)
  • Video interview with the wider Liberis teamΒ (1 hour)

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What we think you'll need:

  • Experience delivering risk management or independent review work, with the ability to explain your findings and their implications for the business.
  • An understanding of how risk frameworks, risk appetite and controls work in practice, and how second-line oversight differs from first-line risk ownership.
  • The judgement to turn regulatory requirements and risk findings into actionable recommendations.
  • The ability to assess evidence, investigate concerns and reach well-supported conclusions.
  • A collaborative approach to stakeholder relationships, with the confidence to challenge constructively and deliver difficult messages.
  • The ability to plan reviews and projects, manage competing priorities and follow work through to completion.
  • An interest in using AI and systems to improve risk monitoring, and a willingness to learn new tools.

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Next stepsΒ If this opportunity feels like the right fit for your next career move, we’d love to hear from you!

Even if you don’t meet every requirement, don’t hesitate to apply or reach out to Chess (Internal Recruiter) onΒ chess.crossley@liberis.com

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Our hybrid approach

Working together in person helps us move faster, collaborate better and build a great Liberis culture. Our hybrid working approach currently includes at least three days a week in the office, increasing to at least four days following our move to a new office, anticipated in Q1 2027.

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Β #LI-FC1Β 

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About Liberis

Liberis is an embedded finance partner for platforms, including vertical SaaS providers, marketplaces, payment processors, and payment companies. Liberis enables platforms to offer tailored financial solutions to their merchant ecosystems, supporting growth across businesses of all sizes.

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Liberis partners closely with platforms, combining merchant data and distribution with over a decade of finance expertise and lending experience across economic cycles. By understanding merchant behaviour and business rhythm, Liberis embeds finance directly into platform workflows, delivering funding and financial tools at key moments in the merchant lifecycle.

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Rather than offering standardised products, Liberis co-creates solutions around each partner’s brand, technology, and merchant needs. Its flexible, API-driven architecture allows platforms to configure, launch, and scale embedded finance offerings across 15 markets, with the ability to add new products over time without requiring further platform integration.

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For platforms, Liberis delivers recurring revenue opportunities and supports merchant acquisition and retention. For merchants, Liberis provides fast and transparent access to capital, from $500 to $1M+, with clear pricing, flexible repayment aligned to business performance, and dedicated support. For more information, visit their website: https://www.liberis.com/

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Embedded Finance. Built Together.

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