Job Description Summary

The ideal contributor will:

• Follows detailed, established procedures to perform a variety of tasks requiring some evaluation, originality or ingenuity in making decisions.
• Resolves common questions and problems and refers more complex issues to a higher level.
• Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems.
• Have a working knowledge or understanding of retail banking disclosures and regulations, preferably TRID and Reg. Z.

Essential Duties and Responsibilities:

• Obtains required documentation and processes more complex loan applications.
• Orders credit verifications and third party services.
• Tracks receipt of and reviews post-closing legal documents.
• Follows up on missing documentation.
• Verifies loan applications and supporting documents for accuracy and completeness.
• Prepares and compiles documents for loan closing.
• Prepares or reviews for accuracy, TRID Disclosures, Regulation Z disclosures, and other disclosures required by consumer regulation.
• Schedules, coordinates loan closings, and clears for disbursement of loan proceeds.
• Prepares compliance and accounting records and reports, as required by management and regulatory agencies.  
• Performs routine loan calculations.
• Assists customers with moderately complex inquires or problems.
• Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment.
• Maintains currency in loan processing policies and procedures.
• Performs other duties and responsibilities as assigned.

Knowledge of:

• Basic concepts, practices and procedures of commercial and retail loan processing.

• Basic principles of banking and finance. 

• Financial markets and products. 

Skill in:

• Processing less complex loan applications.
• Verifying information for accuracy and completeness.
• Preparing loan closing packages.  
• Preparing records and reports. 
• Performing basic calculations.
• Operating standard office equipment and using required software applications.

Ability to:

• Read, interpret, analyze and apply information from loan application documents
• Interpret and apply policies.
• Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
• Communicate effectively, both orally and in writing.
• Work independently as well as collaboratively within a team environment.
• Handle stressful situations and provide a high level of customer service in a calm and professional manner.
• Establish and maintain effective working relationships. 
• Maintain currency in loan processing policies and procedures.

Travel

Workstyle

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave.  Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. 
We expect our associates at all levels to:
•  Grow professionally and inspire others to do the same
•  Work with and through others to achieve desired outcomes
•  Make prompt, pragmatic choices and act with the client in mind
•  Take ownership and hold themselves and others accountable for delivering results that matter
•  Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates.  When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.