Job Description

Key Responsibilities

• Analyse financial and credit information to assess risk and support lending decisions.
• Assist Deal Makers in structuring commercial property finance transactions.
• Prepare high-quality credit applications and supporting documentation for Credit Committee reviews.
• Deliver excellent client service through proactive and appropriate financing solutions.
• Maintain a strong understanding of economic conditions, business risks, and financial statements.
• Ensure all credit submissions and related activities are accurate, timely, and of a high standard.
• Accountable for individual sales targets for the allocated area.
• Perform end-to-end process from deal origination to deal conclusion by evaluating and presenting applications for funding and structure deals that contribute towards customer and FirstRand objectives and growth under guidance and supervision.
• Manage existing customers and grow portfolio for less complex deals, through the development of innovative and appropriate solutions and by continuously engaging and building an understanding of the customer’s business and needs.
• Work closely with internal teams (e.g. Sales Coverage, Credit) to ensure successful execution of lending products and deals.

Minimum Requirements

• BCom Degree or equivalent in Accounting, Commerce, Finance, or related field
• 3 - 5 years' experience in Commercial Property Finance /Residential Developments
• Strong financial analysis and credit assessment skills

Technical Competencies

• Financial statement analysis
• Credit risk assessment
• Credit application preparation
• Deal structuring
• Portfolio management
• Commercial Property Finance and Residential Developments lending principles
• Understanding of economic and business risk factors
• Relationship Management

Behavioral Competencies

• Analytical thinking
• Strong attention to detail
• Effective communication skills
• Ability to work collaboratively
• Client-focused approach
• Strong quality orientation

You will have access to:

• Opportunities to network and collaborate
• A challenging and rewarding working environment
• Opportunities to collaborate and innovate

You will be a match if you are:

• Adaptable and curious
• Sales driven
• Thrive in a collaborative environment
• Client-centric

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.