What is the opportunity?  

As a Financing Specialist, you are the credit expert within high performing commercial banking Client Relationship Teams.  You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.   

What will you do? 

• Leverage deep client discovery and financial analysis skills to meet client expectations for credit requests and completion of annual reviews 

• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client 

• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs 

• Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients 

• Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines 

What do you need to succeed? 

Must-have 

• University degree, ideally in commerce, business administration, or equivalent experience - MBA, CPA, CFA would be interesting assets. 

• Proven understanding of financial, risk and credit analysis/structuring in support of exceptional client relationship management 

• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines 

• Strong interpersonal, negotiation, and communication skills and client centricity  

• Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications) 

• Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Nice-to-have 

• Strong presentation skills 

• Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience 

• Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.) 

• Chartered Professional Accountant  designation (CPA) or Chartered Financial Analyst (CFA) 

What’s in it for you? 

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. 

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation 

• Leaders who support your development through coaching and managing opportunities 

• Work in a dynamic, collaborative, progressive, and high-performing team   

• A unique opportunity for personal and professional growth