JOB TITLE: Senior Software Engineer

SALARY: £63,152 -£75,000

LOCATION: Edinburgh

HOURS: Full-time

WORKING PATTERN: Hybrid – spend at least two days per week (or 40%) in our Edinburgh office.

About this opportunity

Join our Digital Finance Lab and help shape the future of payments and digital assets at Lloyds Banking Group!

We're looking for a Senior Software Engineer to help design, build and evolve modern payment solutions that are secure, scalable and centred around customer needs. You'll work within the Payments Services Platform team, contributing to services that enable millions of customers and businesses to move money safely, quickly and confidently.

This is an opportunity to combine deep engineering expertise with emerging technologies, helping us explore new payment capabilities and create value beyond today's products and services!

What you'll be doing

• Designing, building and enhancing payment services within a collaborative agile feature team.

• Delivering scalable, resilient software using modern architectures such as microservices and event-driven systems.

• Developing cloud-native solutions and improving platform reliability, performance and security.

• Working with product, engineering and industry partners to shape future payment solutions and customer outcomes.

• Supporting software lifecycle activities including testing, automation, deployment and continuous improvement.

• Contributing to engineering best practice, mentoring colleagues and helping to build technical capability across the team.

About the team

The Payments Services Platform enables customers and businesses across Lloyds Banking Group to move money securely and efficiently. We work closely with regulators, industry partners and engineering teams across the Group to deliver reliable, compliant and innovative payment solutions.

You'll be joining a team that values collaboration, learning and continuous improvement, where engineers are empowered to experiment, challenge thinking and influence the future direction of our technology.

What you'll need

We're looking for people who bring a blend of technical capability, collaboration and problem-solving skills. Key skills include:

• Software Engineering – substantial experience designing, developing and maintaining high-quality software solutions using Java and modern engineering practices.

• DevOps – experience supporting automated delivery pipelines, deployment automation and continuous improvement of engineering practices.

• Technical Delivery – ability to deliver reliable, scalable software solutions while balancing customer, operational and regulatory requirements.

• Problem Solving – able to analyse complex technical challenges and identify practical, scalable solutions.

• Collaboration – experience working effectively within cross-functional agile teams to deliver shared outcomes.

• Stakeholder Management – ability to build strong working relationships across engineering, product and external partner communities.

And any experience of this would be really useful

• Kafka, Quarkus or similar distributed application technologies.

• Distributed ledger technologies (DLT), blockchain or DAML.

• Google Cloud Platform (GCP) or other public cloud platforms.

• React, TypeScript or modern frontend development frameworks.

• Experience working on globally distributed or high-scale payment platforms.

• Knowledge of payment processing, digital assets or financial services technology.

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our colleagues to feel that they belong and can be their best, regardless of background, identity or culture.

We're committed to creating an environment where everyone can thrive. We welcome applications from people from all backgrounds and experiences, including people who are currently under-represented within our industry.

We're a Disability Confident employer and we'll make reasonable adjustments to support you throughout the recruitment process. If there's anything we can do to make the application process more accessible for you, please let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous family leave policies

Ready to apply?

If you're excited by the thought of helping shape the future of payments whilst working with modern engineering technologies, we'd love to hear from you.

Even if your experience doesn't match every requirement, we encourage you to apply. Your skills, potential and unique perspective could make you a great addition to our team.